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The herald and news. (Newberry S.C.) 1903-1937, December 31, 1915, Image 1

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President Jno. M. Kinard Announces in !
Interview With Herald and News 1
That He Will Lend at 7 Pet. ;
' Far a banker to come out openly and
voluntarily and make the bold statement
that his bank has decided to lend
i > 'MBI
'( money to all the customers of the bank
1? at a rate less than -8 per cent is refreshing
and encouraging, and we believe
will be of great benefit to his
Ibank, and will cause it to make more
money than it has ever made before.
^r- John M. Kinard, the president
of the Commercial bank, has made a
success of the institution ov?r which he
f presides, and he has given a lot of
study in recent years to the subject of
credits, and we believe it is a true
boast of the bank that it has never
lost a note, except a small one, and
that one could have been collected by
suit, but it is against the policy of the
[ bank also to sue any one if it can possiblv
be avoided, and up to this time,
/ during the twenty years of the life of
the bank, it has loaned many thousands
of dollars and has never yet had to
sue to collect a note, except one note,
and that was afterwards collected.
^ You may^rest assured that Mr. Ki
112.171 is an rae nme looKing aner
interests of the bank, but in doing so
he also thinks of the interest of the
patrons of tlie bank, because it is by
^conserving their interests that he can
BPtain their support and by it make- the
^Biccess which the bank has attained.
Br. Kinard makes the announcement
Ka&t he is going to lend money the
year to all the patrons of the
l^hrcial bank at the rate of 7 per
^^^KThat means a saving of one
Hpr about 12^ per cent,-in the
K the patrons of the bank have
H^HH[ng heretofore.
Hard sees great possibilities
Helopment of tviis section, if
P.y conserve our ?wtj reMsan-d
make the proper use of
^radvantages. And in this he is
Bt. By helping to do this he will
help to build up the business of
m bank.
IlMt. Kinard is an optimist and really
[is not such a difficult matter for a
an to be an optimist who has made
Iney, and who is connected with an
?titration that is prospering, but all
te same it is refreshing and pleasant
>w and again to meet up with and
fc to a man who sees the bright side
Is, and who can see the ray of
the future, and who does not
pt the whole old world is on
I to the demnition bow wows.
I even a poor country editor
?r, especially aX the prospec*
o? getting a little lower rate of interest.
We stepped into (Mr. Kinard's pritate
office the other at the Commercial
bank, and casually asked him what he
thought of the prospects for the new
year, and the outlook for ihe -future.
In reply to our inquiry Mr. Kinard
readily began to talk in an interesting
manner, and we are satisfied that som^
of the patrons of the bank, especially
the borrowers, will be pleased. H?
"T Knliovo \1> fhot flip nr/ttt.
A. wv. ' * V * V-J *11 i. . 1-i U A wv* j I V**v vw
pects for the future are the brightest
since I have been in the banking business.
I believe we are entering upon
i wonderful era of prosperity, provided,
of course, tnat our people will conserve
and preserve their resources and
reduce the cotton acreage even from
last year s planting, and diversify their
crops in every way. They must also
enter heartily and co-operativeliy into
the spirit that is already possessing so
many of our people with reference to
stock raising. If this is done nothing
can keep this section of our country
fr^m going forward in leaps and
blinds financially, and it will only be
f, lew years before we will have the
Ek>st independent and the most dependable
section of this whole country.
"In order to do what we can as a
bank." said Mr. Kinarri sneakine of
tlie encouragement and help which he
proposed for his banking institution
to play in this development in our
immedite section, "and. manifesting
our keen appreciation for the excellent
support and hearty co-operation
that the people of Newberry county
have extended to us, we propose, during
the coming year, to strike down,
ill so far as we can, and are able, tha:
monster detriment to,the advancement
of so many people?credit?by furnishing
the customers of our bank who
are able to give us bankable paper,
sufficient funds to economically administer
their affairs upon a cash
basis. And we propose to let our customers
have this money at the rate of
7 per cent in 'order to encourage them
to get on an economic basis, this being
a saving in the beginning of 12y2
per cent of what they have been paying
for money. They will not only
cavci thi?i Hut on nrpftiinf rvf hpin2
able to pay cash for what they buy,
they will save from 25 to 40 per cent
in addition, as will readily appear to
any man who has considered the mat- j
ter for a moment. This rate will not
apply to any particular class of our
customers, but to all alike.
"I have given this matter of cred- j
i- ? J Af_ Tr 1 3 i i _ i. J _ 1 I
us, saiu ?vir. rviuaru, a 15real utai
of thought recently, and'I am convinced
that by the carrying out of this
plan it vrill mean comfoH and ultimate
independence to our customers."
Inofficial Advices in Washington Con
1UUU |U 1'Vicigii lmiiiiuiivuo w*
Trouble?Expect JKupture.
Washington, Dec. 2S.?Unofficial advices
recei. ed here today conformed
with intimations from abroad that
Austria's forthcoming reply to the A11cona
note will fail to meet the demands
of the' United States and Teutonic
diplomatic circles .vere authori
;ative:y represeiiiea as picpnicu
i'or a break in diplomatic relations between
the two countries.
Various devlopments, it was agreed,
mignt avoid such an eventuality, but
none of the counterproposals which it
has been intimated the Vienna foreign
office might advance have been regarded
so far as coming within the state
department's renewal of demands regarding
the Ancona.
Now that the situation, after being
dormant nearly two weeks, is again
beginning to take on the aspects of a
crisis, the status of the negotiations
01 the United States over submarine
warfare against merchantmen, not
with Austria alone, but with the Teutonic
powers as allies, is commanding
attention. Although Germany has
given the United States assurances j
that she will conform to the principle
of visits and search before attack, the
oo-oi-n.c.t W'Tllfih thp TTnit^f]
yi aw,a lucv, ! ? 1
States so vigorously contended are being
carried on now by her ally, Austria,
and it has been charged that the
Austrian submarines are in some instances
furnished by Germany and in
others are officered and manned by
the German navy. Such a situation, it
is being pointed out, amounts to practically
a defeat of the submarine ne
gotiations with Germany. Furthermore,
the impasse in the Lusicania negotiations
becomes a factor in the situation.
Must Be One i-aw.
It is admitted that the United States
scarcely can request Austria to conduct
submarine warfare in its relation
to the rights of neutrals in a manner
different from that permitted to
Germany >has admitted her obligatn.
oinlr linorc wit.hftllt '{HvinJ?
liUU UUL IV/ Q4Jlia. liuvi u avmvmv c. . .MQ
warning and making provision for the
safety of passengers and crew prot.iding
there was no resistance. So far
I no agreement' has been reached as to
che exact meaning of the word liners.
The Germans hold it applicable to vessels
carrying passengers alone and
plying between certain points on regi
u'ar schedules. ?The state department's
view has been that the terms include
amy merchant ship belonging to a reg
ular steamship line, but no issue has
been made of the differing interpretations
because Germany has undertaken
to* use such precautions as may be
| consistent with the use of the submarine
as to warning merchantmen fas
to insure the safety of passengers and
crew provided these are net a part of
the military establishment of the
Broader Demand.
The demand of the United States
j upon Austria in connection with the
j Ancona case is broader tnan any German
admission, bling based upon the
contention thai, international law, The
Hague conventions and the declaration
of London all require warning before
sinking a vessel, and insurance of
the safety of the passengers and crew,
even when the vessel is of belligerent
ownership. The Austrian government
has not admitted any such obligations
and recent events in the Mediterranean
indicate that submarine command\
ers are sinking merchantmen without
warning and without inquiry as to
whether they carry neutral passengers.
Sn far nr> p.XDlanatian beyond that of
military necessity has been offered.
Unless the expected note from that
government should amount to a sudden
and total severance of diplomatic
relations, it; is expected in official quarters
that the Austrian foreign office
will seek to justify its methods, perhaps
adopting one of the original German
contentions in the Lusitania case,
thar the appearance of the submarine
as a weapon of war has introduced
new problems and not only justified
but demanded a departure from the
o'd rules, a
. _ .... ?
, < > <$>'
| Foremost among the pleasant offairs j
ci cnrisimas weeK was ine uance given
tluesday night, Decemb; r 28, at Mayes'
hall by the Newberry German club.
The music, furnished by Wherry's orchestra,
was excepiioivallp good and
the floor of the hall in perfect condition.
Dancing was enjoyed until 12
o'clock, when, refreshments were
1 served. Then once more dancing was
resumed and continued until the "wee
sma' hours of the morning." The
dance was led by Mr. Frazier Evans
with Miss Woodie Bowman.
Those participating were Miss Pau
line <jriiaer wuu ah . r uniiau
shore, Miss Florence Bowman and Mr.
iVetts Fant, Miss Sarah Houseal and
Mr. John Goggans, Miss May Reid and
Mr. Guy Brown. Miss Blanche Smith
and Mr. Richard Floyd, Miss Margaret
Burton and Mrs. F. E. Hipp, Miss Kate
Summer and Mr. J. X. iVr'artin, Miss (
Mary Frances Pool and Mr. R. F. .
'A right, Miss Sarah Fant and Mr. Ned :
Purcell, Miss Octie Griffin and Mr. C.
M. Dennis, Miss Trent Keitt and Mr.
Chalmers Brown, Miss Goode Burton
and iMr. Robt. Pool, Miss Kathryn
ftarms a'nd Mr. Ollie Brown, Miss Mar'garet
Mcintosh and Mr. E. H. Spear
-VT: 1 ?J A AT? Uo?
man, ^vj-ibt -vmuitru jKv<tiis anu .ui. nausky,
Miss Et^iel Bowers and Mr. Raymond
Fellers, Aldss Rhea .loynes and
Mr. John Kinard, Miss Walker and Mr.
las. Crotwell, Miss Wilder with Mr.
Alfred Matthews. Stags, Messrs. Sam
Crotwell, 0. B. Mayer, Jr., Dave Caldwell,
Wm. Cappleman, Clarence Daivis,
Nicholas Holmes, Will Wright and G
R. Smith.
Chaperones, My. and Mrs. John B.
Mayes, iMr. and Mrs. J. E. Norwood, Mr.
and Mrs. Everett Evans. Mrs. J. B.
Joynes, Mr. H. H. Evans, Mr. and Mrs.
* * *
Miss Cornelia Mayer entertained
most charmingly Tuesday afternoon in
lienor of her guest, Miss Clara Connor.
' ^ "
The beautiful colonial home of Dr.
Mayer was most attractive with its
Christmas decorations and the beautiful
scene within presented quite a
contrast to the globmy weather without.
Rook was the chosen form of entertainment
for the afternoon, and six
tables were arranged for. After a
number of games had been played a
mcst delicious sweet course was
served. Among those sharing the
pleasures of the occasion were Misses
Margaret Burton, Rusalee Summer,
Marian Jones, Kitty Coke Smith,
Jeania Wheeler. Mary Dunn, Kitty
Mayes, Sadie Fant and Messrs. Qiick
Floyd, Frank Wright, J. N. Martin,
Robt. Hcuseal, Gus Houseal, Jack
Smith, Stemple, Dutch McLean, Bennie
Mayes, Jessie Mayes, Charles Barr,
Jcli 11 Kinard, Jr., Benedict Mayer.
* * *
Miss. Marguerite iv.'at thews gave a
pleasant dance and Christmas party
combined Tuesday evening. Automobiles
carried the guests out to her
beautiful sub-urban home, where a most
enjoyable evening was furnished the
lihose present were Bertha Gallman.
Eophie Xell Crotwell, Sehna Crotwell,
Sarah May Haynes, Annie Hunter, Anna
Coe Keiit. Cora Ewart, Dutch Fant,
Marguerite Matthews, Lucy Dunn,
Azilee Parr, Mildred Puicell, Mary
Frances :Cannon, Frances Houseal,
Xancy Fox, Roberta Mann, and Marion
Blease, Ferd Scurry, Harry Summer,
Tinsey Davis, John Floyd, Clarke
FloVd, Ernest Digby, Drayton Xance,
Joe Xorwood, Clifton Coleman, Foster
Smith, Forrest Crotwell and John Hig
Miss Dutch Fant entertained a num<ber
of her friends Monday morning
with a dinner party. The table was
beautiful with decorations suggestive (
of -the Christmas season and a most
sumptuous course dinner was senved
to the following guests: Rhea Joynes,
Marguerite Spearman, Marguerite Mat
thews, Mildred Pur-cell, Janie McHowie,
Harriet Mayer, Azilee Parr,
Nancy Fox, Cora Ewart and Sarah
Mrs. J. B. Hunter gave a beautiful
and unique party at her home on Main
street Tuesday afternoon for her niece..
Miss Janie McHowie. Just after the
arrival of the guests a contest was en
<$> <$>
v THE IDLER. <3>
* ?' <$><$><$><?> < > Sx8><S><S><S>^^><S>^<g>
Gccd bye, olc 191."). in some respects
I am not b >rry you are going
to Lave us right no?\. fou were a
mighty hard year. Anyhov, I am going
to wipe you off my slate. And I
am going to wipe off all hatreds and
bad feelings and anir.-icsitics, th^ is
if any one has any a gainst me. I
never did have nothing against anybody
myself. I reckon that is good
grammar and good English. If it isn't
Prof. Setzler will have to excuse me
this on^ time and I will try to get my
1 Af r rvn Ki-vf f Ar n A\'f rv? A T nf up oil
UCtltl Liiiiv-. JJCl UO- Cklstart
the new year with a clean slate
and a new pencil and look to the future
with hope and at the same time
do the best we can all the time. It is
good to be an optimist and a dreamer,
bur the trouble is you never have anything.
You never saw a real good and
beautiful dreamer in your life who
er had a penny. They are all as poor
as the famous Job's turkey, but all the
same they get a whole lot out of life
hv rlrno m i n cr <a Hnii irffc tViov arc
uj ux auvuL tiivj u.* v
going to have some time in the near
future, and I reckon they get their
pleasure in the pursuit rather than in
the possession. That used to be ^
great subject for the debating societies
in the country?Was there more pleasure
in the possession than in the pursuit?
It all depends. I am 6ne of
those who believe that happiness is
within. It all rests with the individual.
If he is stingy and mean and selfish
he can not be happy though he may
frr tr\ Viimcalf intr> fVtlQ t Vi?vUof
ii j1 iu xvyv_/x xixuicvxi aiiwv wxivi.,
Eut he reall-y does not know the real
and true meaning of the word.
this reminds me of a little para- j
graph I read the other day which runs
something like this:
"Xo man ever accomplished anything
worth while in this world whose
thoughts are employed in the consideration
of things h? can do to the
other fellow. The man who thinks
of things to do for the other fellow
is the one whose memory is kept
entered into to discover the mbst skillful
drawer of Santa Claus. There, the
guests were invited into a room where
there was arranged a large spider web
in the center of which were cones containing
the fortunes and pinned on the j
toes of stockings filled with Christmas
sweets. Each guest was given a string
of the web and untangled it to find her
T1iat> Mioc? Tonin llVT n T-T a n* i o
JLV/l Hint. X 11 11 1UIOO KfCLkJilX^ 1UV1AV n
recited "The Night Before Christmas,"
and when she came to the word "there
arose saioh a clatter" a loud noise was
heard in the parlor and when the folding
doors were thrown open a veritable
Christmas snow scene was presented,
with Santa Claus in the midst. Little
Everett Hunter represented Santa
Claus and was seated in a white sleigh
with three white reindeer. In one corner
of th? room was a white Christmas
tree frosted and lighted with myriads
of sparklers and with a gift for each
guest upon it. As the presents were
distributed each one read her fortune.
After this the guests were invited into
rhe riinins room, where a delicious
sweet course was served.
Those enjoying this delightful entertainment
were Misses Marguerite
iMiatthews, SeCma Crotwell, Sophie Nell
Crotwell, Bertha Gallman, Sarah May
Haynes, Annie Hunter, Anna Coe Keitt,
Caro Edwart, Julia Summer, Dutch
Fant, Marguerite Spearman, Lucy
Dunn, A&ilee Parr, Mildred Purcell,
Mary Frances Cannon, Frances Houseal,
Elizabeth Greneker, Grace Wil
bur, Sarah Davis, Grace Summer, Harriet
Mayer, Nancy Fox, Roberta, Mann,
Mary Klettner, Mary Kibler and Rhea
The Ladies Aid society of the Lutheran
church gave one of its very
pleasant social meetings Tuesday afternoon.
Mrs. J. H. Harms was hostess
and gave all the guests a most delightful
? * *
One of the interesting social events
scheduled for this week is a silver tea
to be given by the Jasper chapter, D. A.
R., at the residence of Mr. and Mrs.
W. H. Hunt.
* * *
Miss Mary Dunn gave a delightful
party Monday evening in honor of her
cousins, the Messrs. t)unn of Camden,
S. <C. Progressive rook was played and
The man who thinks of something
to do for the other fellow is the one
whose memory is kept green, but lie
is the one who is really happy, however
much the other fellow may try to
fool himself into the belief that he is
And that reminds me of a sentence
I saw quoted somewhere, and I think
credited to Bishop Denny of the Metiicdisi
church, which reads like this:
"Tell me the things you remember and
I will tell 'you the. kind of man you
are/' Well, now, just as Bishop Denny
says, there is a whole lot of truth.
You know there are some people you
meet who will remember the unpleasant
and unkind things and the things
that are disagreeable, and they seem
never to think for a moment of the
pleasant and nice things, and then
there are those who do think always of
the nice things and are all the time
gaying nice things and they must think
nice and clean all the time.
But all I wanted to do this time was
to say good-bye and au revoir to old
1915, .and may all the years that are
to come be 'better and pleasanter, and
on rViot tn nil thp r?pnnlf? of tMs srreat 1
land of ours.
I Well, Christmas came and I hung
up my stock as I said I would, but old
Santa passed me up, and I didn't get
even a "lim'' in mine,t but I am siot
pouting or grouthy, because I am
glad that I had a stock to 'hang up,
and other little children were made
Happy. Why, I ussd to nang up my
srock on New Year's eve, but I am not
going to do that this year. I am almost
frt ooir it Kilt foot ic
j tts^uaiiicu tu ctij it, uui, iuvk ^ w ?
i get but one remembrance all this
Liiristmas time and that was a nice
little Christmas card with all good
wishes from the paragrapher of the
State, and I appreciate that -and want
to return to him the same sentiment.
J know that these people who read my
stuff every week appreciate it and are
benefited thereby, and they don't mean
anything by not telling me, and I am
glad to be able to serve them. When
so fine a paragraph?r as that fellow
on the State thinks enough of m?v stuff
to send me a Card 1 know it has somg-?
thing in it worth while, and I am made
bold to tell you that I am going to .
continue to write for the old Herald
and News, if the editor will print it.
I am glad for this beatriful balmy
weather and for the fact that no one
wa^ killed in Newberry during this
time of peace and good will and tnat
i all the merchants had a good trade and
j '
that the people had the money to spend
and that they spent it. And that everybody
feels good and that all of us wall
start on the new year with a buoyant
spirit and that tne farmers are planting
.grain and that they are going to
raise cattle and hogs and not play the
fool by planting all cotton because the'
price went up a little Jhe past fail
and made it possible for them and all
the rest of us to feel like living. Again,
good bye, old 1915, may 1916 bring better
things for all of us and may we
find the end better than the beginring.
I CUrd of Thanks. ;
| We wish through these column to
express our heartfelt thanks and ap!
preciation to all out friends for the
j many kindnesses and courtesies shown
I us during the last illness and death of
our wife and mother. IWe are grateful
beyond expression, and may God greatly
reward you. Gratefully,
J. L. C. Davenport and Children.
City Officers Chosen.
City council met Tuesday night and
elected the following officers for the
ensuing year:
City clerk and treasurer, John W.
Superintendent of streets, Jos. W.
Chief of police, E. L. Rodelsperger..
Policemen?H. 0. Stone, H. D. Wibittaker,
John P. Livingston and G. fW.
Connelly for the city, and Geo. Y. Dickj
ert and Rome Franklin for the Molloj
'hon and Newberry mill villages, rel
i ran j i?
On Tuesday, the 28th, Miss Willeeze
i Boinest, daughter of Mr. and Mrs. "W.
Bowman Boinest of. the St. Paul com|
munity, wa,s married to Mr. Horace
Lominick, the Rev. Y. von A. Riser of

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