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NASHVILLE GLOBE, FRIDAY, JULY 11, 1913.
6 GR1HD MISTER S0U8DS 1LAKM. (Cintinued from Page 1.) ed before said lodges can be repre sented in the State Grand Lodge meetings, and all new laws passed by ho state r.rand Lodees must be sub- State Chief Grand Deputy A. King, , mitte to him to refer to the Na LaGranee. Itional Committee of Management for State Grand Lecturer b. A. ue, MemphiB. mwVs State Grand Warden, W. H. Hicks, Pru- Walker, -W. B. Nance, Memphis. , State Grand Marshall J. w Itt, Gravel Junction. State Grand I. G.-Saran Collier ville. RtntB Grand O. G HSUte Grand Guardian-Mamie liar- rl8StSkGrand Assistant Guardian Addie Fltzpatrick Gold Dust. Representative to Supreme Lodge B F. Booth Memphis. State Committee of Management. E. R Bynum, Memphis; Clemmie White Nashville; Lizzie Brown. TTnn'ritv- Cora Jones. Memphis; SSda Jones0 Grand Junction; Lula Gross, Memphis. Burial Department. W. S. Thompson, Secretary of De partment, Nashville. nonnrt- D. A. Hart, Treasurer of Depart ment, Nashville. j c Brooks. Hermitage. G. W. Fowlkes, Memphis. Temple Trustees. j W. Harris, Memphis. J F. Booker, Trenton, j" E. Harper, Union City. G W. Crawford, Memphis. A Trice, Bilivar. Attorney General B. P. Booth. Mem-ph?-,, wvmlner. Dr. It. L. Flagg. State Agent for Guide. Sam, Carson. Mississippi State Grand Master-!. H. Sykes. Amie Gardner S. A. G. M. L. A. Combs-Secretary of the Burial Department. L. W. Ward Treasurer of the de partment. L. Tubbs, Treasurer. L. Hughey fc. j. o. Fannie Agnew S. G. Addie Hughey A. S. Tpnnie Rich S. I. G. Queen Harris 0. G, Committee of Management. Spencer Hughey. T. B Sykes Amie Scott, Loul Willis. C. H. Farmer. ANNUAL ADDRESS OF THE NA TIONAL GRAND MASTER, 1913 to the State Grand Lodges of the National Order o the Mosaic Tem plars of America. Vm. Alexander, National Grand Master. Worthy State Grand Master, Officers and Members of the State Grand Lodge, Greeting In accordance with the laws of the order, Article 6, Section 2, of the Constitution and General Laws of the National Order of the Mosaic Tem plars of America, we have met here to render to each other an account of the trusts committed to our 6everal keepings. The law, to which refer ence Is made In the outset, says: The National Grand Master shall visit the State Grand Lodges of all jurisdic tions; he shall examine the books and accounts of the various officera and see that all National and State Grand Lodge assessments have been collect- approval or rejection. By virtue or this law, which is an expression ot the will and desire of the sovereign body of the people, I have come to do my duty. work. My ultimatum In State and National Grand Lodges, no work, no office. The result has been very grati fying. At your last Grand Lodge I was able to report to you an increase in membership of 16,750 members and 213 new lodges. During the past year we have organized 260 new lodges and increased our membership by the handsome sum of $6,677. The National Grand Lodge of 1911 authorized me to issue a dispensation for one year, allowing organizers to set up lodges for the charter fee. The success was of such that the National Committee last September authorized me to continue the dispensation for another year. This is something that no order in the United States has ever tried, owing to the great risk. However, we have pushed it and our excellent condition has enabled us to allow organizers and lodges to retain $8,000 joining fees and yet we have G. G. S. ' i ? ; i v Sl i I V I Official Responsibility. The desire to hold office is one of the natural passions of mankind and the conquest for leadership is the one motor power that has been foremost in lifting man from the savage of the wilderness and mountain cave to the philosopher and seer of the twentieth century. Few in aaopimg me untune of office consider the greatest virtue of office holding is service and not honor and power. The girt or omce t the bestowal of a trust and de- m;T,(K snfferine and sacrifice. The man or woman who accepts office and immediately feels the weight of such nfflcp and snends hours in solitary thought, pondering whether or not he or she can honestly and honorably ohrint Riirh imnrovements and rnsults that the people will be elevat Pd and unlifted. will some day rise to the dignity of leadership. On the other hand, the officer who accepts thP nosition and feels no impulse oth f.r than the importance of being an nffipr will never advance from the Rtartine noint and the cause they rep resent must of necessity suffer. There is no office in the Mosaic Templars of America, from Grand Master to Outer Guard, that does not place upon the holder a responsibility concrete and clear. There are no offices con ferred for glory as the success of this order traveled over no royal highway Vint nrrnRS the mountains and over the seas. The man or woman who can not see in the office he holds any iau tude for constructive work Is down amongst the masses and not elevated to the point to see the great plains of endeavor which spread out aneaa. The Grand Master Is held to produce meet for repentance and the 'Worthy Warden must bring up something tangible to show his fellowmen that they nronerly reposed their trust. When thp Master gave the talents to maintained our excellent record of his servants, he did not specify whatjpaying all endowment claims prompt they should do to get results, but left iy Many might think that even each and every one to take the initia- though we have done this, yet our tive. Because he gave one servant five talents and another only one, he did not excuse the one with the lone ly talent. Thus it is in all walks of life. When I took the highest office in this order, I spent months exam ining all the conditions that surround ed it. I found a general spirit of lethargy permeating all departments. There were generals who had never fired a musket; admirals that had never sailed a ship; cavalrymen that had never straddled a saddle. I deter mined to get out and work one year without ceasing or resting and Bee if there was any virtue in the old adage, "No excellency without toil." If my remedy for existing conditions Im proved matters, then I had made up my mind that everybody from the king to the outer sentinels would have to work and those who could not work would have to fall by the way. That experiment proved the salvation of the order and Is the basis upon which our present greatness rests. Our order has had the most phe nomenal growth of any order in the United States in the past eigfiTeen months. This growth has been brought about alone by the gospel of LAWYER BOOTH, Memphis, National Representative from Ten nessee, Mosaic Templars of America. Sharp-Flanigan-Hamilton Furniture Co. are prepared to show you the most up-to-date furni ture at the most reasonable prices and terms of any furniture store in Nashville. Give Us a Look Before Buying Reed Sharp Martin Flanigaa 311-313 Second Avenue, North M1LARY t.HOWJE PHONE, MAM IMS HOWSE BROS. FURNITURE, STOVES AND CARPETS TERMS TO SUIT EVERYBODY W Can Furnlth Your Mm lampiat from furior ta K ltchcn W Take Old Coadj ai flrt Payment; Baliacc wtcaly r Mantbty BROADWAY NA81IV1LLIVTENN, O o endowment treasury could be decreas ing. I reported to you last year that we closed our endowment books In March with a balance of $30,500 with all claims paid to date. Last March we closed our endowment books with a balance of $44,807.21 and all clftraw paid to date. The collections for the June quarter will net $25,000 and that will give us $69,867.21 in that department against $55,000 last June. Thus you can see that the funds of this department are increasing in stead of decreasing. Under our new working plan, every state in the Union has advanced and prospered. Each year I have endeav ored to set before each state Jurisdic tion some plan or measure which would increase our membership as well as benefit the individual mem bers. I am glad to say that each state has been benefited. Those states that have entered enthusiastically Into our extension plans have grown in propor tion. Those states that have taken up the work In a half-hearted manner have advanced in accordance. The result is, we have some states that have advanced all out of reason while others have advanced Just enough to report progress. The general advance ment has been encouraging from every point of view, while the advancement in some specific cases has been disap pointing. For instance in states like Arkansas and Alabama the progress in these states has been consistent and solid for years, and we did not need any special inducement in these states to promote growth, but they have taken the extension plan and Tun away with it. Now the work in these states has reached such proportions that it will work any one grand mas ter to death and he could not then ex pect to visit all the lodges in one year. We should have much preferred that this growth be in the weaker states. Whereas the weaker states have been helped, yet Louisiana has been the only weak state which profited on a large scale. Our crying need now is men who can deliver the goods. They sire the scarcest commodity on the market. If I had 20 more mm, I could take the United States from shore to shore In twelve months. Our lodges in Central America and the West India Islands continue to increase in spite of themselves. I consider this one of the greatest feats of the order. The work in these countries lias never had a visit from I :i man or woman who ever saw the j inside of a Mosaic Hall, but has been I done by correspondence. I planned! to visit Panama and Central America; la.-t fall, but the wonc in this country ; has demanded nvorv minutes of mv ; lime. After the meeting of tho Na-J Lionai uomi'Muec oi Management last i fall, the national auditor and myself! tried as an experiment, a series of campaigns. These campaigns have proven the most popular innovation instituted in the order. We have traveled thousands of , miles, visiting most of the large cities m which the order Is located. We have addressed more than 50,000 people in all parts of the United States, and have added 3,000 members to the order. Results Obtained. Last year the two principle recom mendations that I made the various $rand lodges was, the Organization of the Burial Department and the visit State Grand Lodges. The Burial De partment needs no comment. With out a single exception, the Burial De partment has worked out all right ana the local lodges are now In the best condition in the history of the order. Everywhere I have gone I have found the Deonle contented ana nappy ana the Mosaic Templars the order of the hour. As to the visits of state grand mas ters to other Jurisdictions, the result is apparent in the methods and man agement in the various states. No man can grow or gather new thoughts and ideas standing in one place or moving in a circle. The first State grand master to make a fraternal visit was G. W. Mills, of Louisiana, last year. The result is he returned home and today Louisiana is no longer a little state but must be counted among the powers. It goes without argument that these two fea tures have come to stay. State Restrictions and Supervision. The very fact that so many people are now relyln?" upon fraternal for insurance has brought the question of fraternal Insurance prominently be fore the American people. It is no longer a question of local importance but a national problem, and for that reason each year we find all of the state legislatures enacting laws deal ing with fraternal insurance. So far, It seems that Alabama is the hot bed of fraternal Insurance agitation. Some months ago, the Insurance commis sioners from the several states assem bled in the city Of Mobile, Ala., jand drafted the famous Mobile Bill, which if inaugurated would kill practically every Negro order in tfe south, ours excepted. Before discussing this mat ter further, I will state Just here, that in a few days after the National Committee of Management met, the states of Alabama, Mississippi and Arkansas sent Inspectors to our office and they spent a week in auditing" our accounts and checking up the books. In their own language they reported, "The books of the office are well and carefully kept." Every criti cism that I had made as to the gen eral conduct of our order, they ap proved and ordered corrected. In their own language they reported that not less than $30,000 of their surplus funds should be invested. However, they were not in favor of us loaning money to individual members and rec ommended that the funds' be loaned to the Temple Trustees and the Tem ple built at once. Their visit ac counts for two changes In our plans of one year ago, namely the loaning of money to members and the build ing of the Temple In 1914. Coming back to our argument that most of the Insurance agitation seems to originate in Alabama, during the month of May, the insurance commis sioner of Alabama called -a meeting of all the Negro orders in that stata and now is putting on foot a move ment to force all the Negro orders to adopt an endowment rate even higher than the rate required by the Mobile Bill. The Mobile requires rates to be passed upon the fraternal congress table. They require or want the Ne gro orders, because the Negro death rate is higher than the whites, to adopt a rate double the fraternal con gress rate. Our order has met all re quirements and they acknowledge that our order has plenty of money and is well above the requirements of the Mobile Bill, yet they wat to force us to take the same medicine as the others. To give you an idea, I will cite a few of the rates of the Fra ternal Congress, which is at present required v by the Mobile Bill. This rate is based upon a $300 policy grad ed as we have. A person Joining at 21 years of age would pay $3.19 per year; Joining at 30 years of age would pay $4.19; Joining at 38 years of age would pay $7 per year; Joining at 48 years of age would pay $8.46 per year; Joining at 55 years of age would pay $11.81 per year. This is the rate as required under the Mobile Bill. Now if the plans of the recent meeting carry, they are going to force the Negro orders to charge Just double that rate. Such a, rate would make our frateral orders charge even a higher rate than the Old Line Insurance companies. This we shall fight through all the courts as we believe it unfair and unjust. We have figured out from our own experi ence tables that we can come well within the requirements of the Fra ternal Congress rates by making the young members carry the deficiency of the old, that is the young mem bers under this rate are not required to pay even as much as our present rate and by compromising on a mid dle rate where the young will pay a little more than required and the old a little less, we can get along and then not have to make our people pay as much by many dollars r the rtfes they set forth, We shall contend for a flat rat of $ We are putting forth every movement that we can to protect our people. We are satisfied, perfectly, as we are running. We have paid all of our claims and have plenty of money and we are not responsible fof the insolvency of many of the other Negro orders. We never have and neither do we believe now that it ra quires a high rate to operate a fra teranl insurance department. Our people are poor and most of the peo ple who rely on fraternal insurance are poor. It is this fact that drives them to fraternal insure ce. No; when we continue to increase rates until we have reached the old line Dan Mark, Jr. For ill Kinds of Qardwnre. Hoofing Paints, Lnwn and Porch Swings, Hammocks Croqnet9 Ice Cream Freeers. Refrigerators. 315 Broadway Naskville. Ten Insurance companies, then we have de feated the very ends and aims ol fraternal, insurauee. C3pul.ea In surance companies arf rut far profit and must make ODivjy in addition to paying their dcuii claims. The bulk of this money mast come from the policy holder. Fntrnl loturance Is not run for profit but the mutual be nefit of its meniiiers. The many who are living are perfectly willing to chip in and pay the widows and orphans of their deceased members o small death offering. The one thing that has caused so many fraternal in surance associations to fail is extra vagance and mismanagement The majority of them have been , divided into small state Jurisdictions' and have been burdened with high salaried of ficers and expensive headquarters. The money which should have been saved to pay death claims has been squan-. dered in holding expensive grand lodge meetings, big board meetings,, etc. Our endowment department Is national and has only one office ex pense and one Grand Lodge expens pnee every three years. The officers who conduct our endowment depart ment do not and have never received any more nalary for doing the work of the whole United States than many state Jurisdictions pay their Btate of fflcers, For Instance, an order pperat ing in twenty states and conducting endowment departments would pay each endowment secretary $1,000 per year, that would be $20,000 per year in one officer's salary alone. If the department was National they could. pay one secretary $2,000 a year and; $18,000 per year to pay death claims. This is the secret of our Buccess. I am calling your attention to these matters, in order that should an In crease of endowment rates come, you. will know that it comes from no in spiration, initiative or desire of ours,, as we are well satisfied with our pres ent well being. f National Temple Building. In accordance with the spirit and letter of the resolution passed at Jhe National Grand Lodge of 1908, in Pa ducah, Ky., levying a Temple Tax and creating a Temple Trustee Board to erect a national temple building Globe R eaders Take Ho ice Sr3S&-SI-'-- ST- Have you tried our new drink? BEERETTE (NOX INTOXICATING) A Wonderfal artinct ! (k Brevini Art 0 Sale ky the GUss ami EttU at Soft DrUk StaiJt. CUl4 alto for Family Usa. Delicious, Healthful and Nourishing MAD1 ONLY Y The Wm, Gerst Brewing Company. , : " v. ... j . ' . t " ' ' ) ., 1 - - : . -, ! '..;.!!' ..... -i . ..-. U. . i : i; .1 ' .". " ..,: -. : ;:; v.rk. . ;-.-',,. . ' . .."4. MISS JANE YOUNG, Nashville, Aaronlc Mistress Mosaic Templars of Tennessee. The information has come to the Globe offi ce that individuals have paid to the boys who sell the Globe by the week at 5c per copy, annu al subscriptiens to the amount of $1.50. We wish to call attention to the fact that this com pany is not responsible for such subscriptions. The boys buy the papers and pay cash for them. The company sells them the papers at a rate that will allow them to make a good profit. They are authorized to sell the papers at 5c per copy and collect a nickle for the same. Any one 'paying a boy $1.50 for a year's subscription does so at their own risk. Subscriptions by the year should only be paid to an authorized agent of the Nashville Globe Publishing Company. We make this statement that no one may be 'mislead as thi company cannot be responsible for the de livery of the paper when the subscription is paid to a boy, or to anyone not authorized to collect subscriptions for this paper. Nashville Globe Publishing Company, D.A.HART, Manager & Editor. J II