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THE BR ATTLEBORO D.V1U V REFORMER. FR IDAY. DECEMBER 0. : 1921.
THE RAZOR THAT SHARPENS ITS OWN . BLADES 'ill . K ' f'1 ,T i ,' Alt 'I mu ' 'fla'rir II .I-PHfV- TlFPIiiTT7'!! It I ,M HI" ' I 6L6-4d-r fM Silver plated razor, strop, year's supply vi blades, in compact case, 95.00 . A CEristmas gift for men 7iV fen sec one? 3 a man gets a freshly stropped blade with this razor. Morning after morning he enjoys the same comfortable shave. The Valet AutoStrop Razor strops, shaves and cleans without removing the blade. Saves money on blades every month in the year. Come in and ask for a demonstration today. It will settle one or more of your gift problems. A variety of attractive seta $5.00 to $25.00. CHAS.T. lYlANINJ BRATTLEBORO. VERMONT TEL. :?H MAIX PI Just at few strokes on the mtrcfp the blade is keen again Vermont Investment Corporation Investment Securities List of Current Offerings Furnished on Application Phone 55 Room 1 , American Building Brattleboro, Vt. Mail Your Deposit The newspapers often contain accounts of money stolen from the house of money burned in the house destroyed by fire. Its loss would have been prevented had you mailed us your deposit. Brattleboro Trust Co. BRATTLEBORO. VT. o ( HpO be a nelpful bank, always ready to go out of our way to accomJ modate a customer is a policy that has' made lasting friends for this institution. Peoples National Bank BRATTLEBORO o 0 ft Ho WOULD RAISE POSTAL MEN'S PAY Postmaster General Hays Says It Is Too Low to Hold Good Men $157,517,688 DEFICIT INCURRED LAST YEAR SEEING THE MOVIES IU.THE ILL U-GOTE " 5 I'LLGlVEYOU ? hJ4SWEa5 Y TH15JO&1F COLLECTOR AM JK) YOUSHOWME C &rn$ vou can Fwnr SYSOYUE. r k COLLECT THIS ffifo I , gfr 31U... frill. $l US MITT ME W5 WILL NOW LEME AE YOU :50S5-' THE OFFICE AND MR .SMTLEROYftl! I'LL COLLECT STEP ABOUND TO A yVj YEP. STEP . IT" ALRIGHT! MR.BTTLEROVAL'5 V V$ IN. HOME -f . jj, 4H ' ' Free Servife to (Hovernment Officials Costs' $0,000,000 a Year Big In rrease. In Number of Postof fires and Rural Mail Service. WASHINGTON, Dee. 9 Pointing to continuing deficits in his department, I'oht master General Hays, in hi first annual report to the President, made public yesterday, declares that "if the present gauge of expenditures shall con tinue there should be such a readjust ment of postage rates us will, together with the effects of increasing volume of business, produce sufficient revenue ap proximately to meet it." Revenues of the postal service for the fiscal year ended last June, Mr. Hays says, totalled $-R3,491,274, an increase of j-HvU 1,K2 over the receipts of the pre ceding liscal year. Balanced against this were audited expenditures of $'20,993,673 with the total audited deficiency at $137, 517. OSS. The material increase in the deficiency over that for 1920, Mr. Hays states, is due to large increases of expenditures in two principal items without any cor responding increase in the revenues. The two principal items are 76,130,301 for increased compensation to railroads on tln basis of an order of the interstate commerce commission, retroactive to Nov. 1. 1916, and fH.Kw.OtiO for added compensation allowed postal employes bv connress Approving this added compensation, the postmaster "general-tells the Presi dent that "the salaries provided by law tor those in the department are too low to compensate those who continue in the service, or to attract and hold others if the ability required in the conduct of such an institution." Pointing to the inconsistencies in the salaries of em ployes in the department .proper and those who serve in the field, Airy Hays says they "emphasize 'the importance and necessity of immediate legislation to readjust the departmental salaries throughout ' '. Causes of Deficiency. The postmaster general also 'recom mends legislation providing for the chauging of the name of the department to the department of communications, and to authorize him to: Collect a fee where directory service is given in postofhees to mail insulhciently or improperly addressed; tix a charge for a return receipt for registered articles: To restrict," within his discretion, the application of the special delivery serv ice to first class mail matter. To dispense with the surety bonds now required of of lice rs and employes ac countable for funds or property and to substitute therefor a guaianty fund es tablished and maintained by assess ments against such officers and em employes : To provide for the payment by the ad vertisers of postage on replies to ad vertising matter. Mr. llavs also recommends service pensions for those who have been in! the service more than 30 years ami that Sundays and holidays be excluded from side leave granted employes of the de partment and service. Permanent Armed Force. Discussing briefly the detailing of ma rines to guard valuable mails in transit again-t "hold uii " men, the postmaster general informs the President that there is being recruited from the department itself to take the place of the marines an armed guard as a permanent branch of the postal service. "The United States mail must be protected down to the last postal card regardless of cost or personal sacrifice," Mr. Hays says. "It must be true that the mails may be late, but they are never lost." At the end f the fiscal year, Mr. Hays reports, there was a total of 52,188 post- offices, an increase of 2,522. First class offices numbered 799, an increase of 99; second class numbered 2,779, an increase of 164; third class 10,4Sl, an increase of 2,259 and fourth class offices totalled 38. 110. The average salaries of clerks was increased from $1,536 to S1.717 and of carriers from 1,531 to !i97. (irowth Of Mail Service. The rural mail service was extended during the year to more than 3i7 new routes, of which 103 were established by the new administration, the report sh vs. The total number of routes was 43752, covering 1,16396 miles and re quiring annual travel of carriers of 352, 532,858 miles. The cost of the service was 85,102,0o0. Mails were carried over 10,f(4 star BEAUTIFUL HOME YOU HAVE HERE- 8 I SUPPOSE TH13 SRICKVOU HXNfE IN THIS 5LJ5SCASE HXS HISTORY ATTACHED TO IT ? Yep: A BILL COLLECTOR OMCETlJI?EW! THAT 1?ICK AT VIS. r $ & m Erfk BILL-HE MUST HAVE EEN A COWARD TOFIQHT WITH RCr? VI. aMTLEI?OVL Ft?tEND'. ON'T SPEK 50 lT?RSVER6tHTLY THE , BOSS, l Isiii resign; NOKTIIFIELD. MASS. , Dr. Nye Speaks. China was the subject of the foreign missionary meeting at the home of Mrs. 1. II. Smith Wednesday afternoon. Dr. Daniel Nye, for many vears a dental surgeon of Tien-Tsin, China, and now of East Northfield, spoke on the prob lems of the Chinese. He has a personal acquaintance with several of the dele gates now at the limitation of arma ments conference in session at Wash ington. He gave facts of China's social, political and educational problems of to day. The program was in charge of Mrs. Otte. Mrs. F. W. Pattison opened the meeting and Mrs. K. E. Jones gave a re sume of the chapter on China in the study book, The Kingdom and the Na tions. Mrs. L. It. Smith gave current events on China and Mrs. F. A. Holton led the devotion. The committee fn charge of the afternoon endeavored to make it typical of the Chinese customs, serving tea in Chinese cups with no su gar, cream or lemon, also Chinese cakes, and nuts in quaint dishes of the coun try. Exhibited about the room were many leautiful curios, flags and gowns from China. A tery profitable afternoon was enjojyed. Red Cross Iteport. A. P. Fitts gives the following report on the' Red Voss drive for membership in this town: About ro0 memberships were secured. One of these was a sus taining membership, one or two contri buted 2: total contributions received, $."( 7. 50. Northfield seminarv contributed $111, and Northfield hotel $41. The quota for the town was f(0 memberships, thus the town has again overrun her quota and sustained her reputation for generosity. Raymond L. Clapp secured a doe Mon day in Pratt hollow. Mrs. II. II. C'rozier entertained the Auction Hridge club Tuesday evening. INSURANC e co:s LOAN TOJFARMERS Nearly Equal Amount Loaned to City Home Builders and Owners not affiliated with any other organiza tion. . A prayer service will be held at 1 o'clock Saturday afternoon in the home and the funeral will be held at 2 o'clock in the Methodist church in Williamsville. The burial will be beside the body of his wife in the llhamsville cemetery. WINDHAM. The Center school will remain in ses sion until Dee. Ii3. and will have one week's vacation at Christmas. Coronie Carleton returned Friday from her work in Brattleboro on account of ill health and is staying at the home Of her brother, Keith A. Carleton. Rev. Eugene B. Tretethren, who is to supply the two churches in town this winter, arrived Saturday and conducted services Sunday. It seems best for the present to have church service at 10.30, followed by Sunday school, at the Congre gational church, while in South Windham church service will be at z-30 p. m. Probably after two months of this ar rangement the South Windham church will have services in the morning and Center church in the afternoon. Helpful Evidence. "John, have you smoked those' cigars 1 bought tor you on your birthday .'" "No, pet ; they're too precious. I'm saving them to help out in my divorce." A GREAT BOON There are many mothers, nervous and rundown in ' vitality, to whom. Scott's Emulsion would be a great boon. It s the very genius ot Scott's Emulsion . to build strength. Scott & Bowne, BloomfiaM, N. J. ALSO MAKERS Or RMiDI . 1 (Tablets or Granules) for INDIGESTION 20-15sk Subscribe for The REFORMER and Get the News REAL ESTATE LOANS DOUBLE IN DECADE Now Hold First Position In Life In surance Investments Railroad Se curities Hold Second Place Figures for Ten Months tn 1921. ' NEW YORK. Dec. Responding to the country-wide demand for additional shelter and for reduced living costs, the American life insurance, companies dur ing the first ten months of this year have loaned $!! 1,000,000 on city and farm real estate mortgages, according to original figures submitted to the 15th annual con vention of the Association of Life In surance presidents Lc-re today. In re senting thcMi statistics President Asa Wing, of the Provident Life & Trust Co., of Philadelphia, stated that the real estate mortgage loans of the life com panies have been doubled in 10 years, in creasing from $1J22S.000.CMX) at the end of lilll to $2.40y.CH.K.000 on October olst of the present year. The amount of ,.Jlrs, J. A. Stebbins visited .in Ilart-Jfarm mortgages is slightly .in.the lead, ford and Springfield the lirst of the week. but ' the new mortgages now being made Miss Elizabeth Bralev. teacher of the indicate the beginning of a returning subfreshman school, lives at W, H. Wnite's. The Mothers" society meets with Mrs. W. It. Moody Wednesday, Dec. 13, at 3 o'clock. II. II. Chamberlain secured a buck Monday in Wet Northfield. He also shot a fine red fox. Miss Beatrice Estabrook has returned to Springfield, where she begins her work as a professional nurse. Miss Isabella Thompson left last week for Cincinatti. called there by the illness of her sister's husband. W. S. Black of Leominster, a former cobbler here has come for a visit with Mr. and Mrs. (J. N. Kidder. Mrs. J. E. Nye spent Tuesday in Springfield in company with her daugh ter. Miss Nellie Nye of Greenfield. The Brotherhood will have a game supper next Wednesday -evening at the vestry of the Congregational church. Max Iluber, jr., was a fortunate hun ter, bringing in a 130-pound deer from the vicinity of the Norwich road Tuesday. Mrs. George McEwan has been in lloly oke this week to see her parents Mr.' and Mrs. Home, who started on their trip to California. Mrs. A. P. Fitts and Mrs. C. E. Will iams attended the annual meeting of the Franklin County Red Cross in Greenfield Wednesday. The Christmas entertainment at the Congregational church will -be held on Friday evening, Dec. 23. Supper at 0.30 for children. . Program at 7 p. m. for all. The Christmas entertainment at the Fnitaiian church will be held Saturday evening, Dec. 24. There will be supper for the children, a Christmas play and tree with gifts.. The Wonman's Relief corps, of which Mrs. 3. A. Stebbins is the acting presi dent, will hold its annual meeting in Alexander hall Friday afternoon of this routes not traversed by rural carriers, week. They then go to the supper given the report continues, and at a cost ot by the II. II. Johnson post. The annual meeting of the Northfield Branch of Red Cross will meet with Mrs. A. P. Fitts, the local chairman. Wed nesday evening, Dec. 14. All members of the Red Cross are invited to this im portant meeting, when new olhcers will be 21 1,677 the mails were carried over 10, (Ki.'5 miles tjf routes in Alaska. Mr. llavs calls attention that the cost of carrying and handling mails for the executive departments last year was ('.00.000 for which the department re- icived nothing and he informs the Fres- elected. ' " " ident that it is the purpose to keen ae- xrr,. c ir YWhiiter entertained the count of this in the future and. credit iatlie.s Sewing society at her home Wed the department in the statements ofjPS,iay for an all-day meeting. At 3 o'- vaiue 01 servu-e renueieu. i ne icicn ic idock, the Unitarian Alliance convened at which would have leen derived at the iHr ,OIIK.t at which Rev. (J. L. Thomp regular postage rates from the free mat M)n ,.IKlke. I lis subject was Ghandi. the ter handled last year would have been r(iigions leader of India, who is now be $13,191,166, the report asserts. fore tbe IU;mi 0f tlie public. icposus in me posia. r ,.jp . . ,r -, . , fflm;, lpft trend toward the city. Real Estate Ix'ads. Real estate' mortgages have jumped from second to first place in the list of life insurance investments, displacing railroad securities which led by . a large margin at the beginning of the decade just closing, said Mr. Wing. Real estate mortgages now form more than 32 per cent of the total assets of S7.3O0.000.OO0 held by the companies to mature the poli cies of the American people. Railroad securities, which formed more than 33 per cent, 10 years ago, are now about 20 per cent. The amount of the railroad securities increased from $ 1,383.000.0 HJ to $1.7. Kl.000,1 nn) at the end of l!2l). Policy loans of. $S20.0H,000 rank third and I'nited States government bonds of $772.00.000 are a close fourth, being 11.30 per cent of assets. Other investments include stale, county and municipal bonds and real estate. Helping Out Cities. Referring to the huge increase in real estate mortgage, loans. President Wing said much of it had gone to the farmers, but that there is now a discernible trend toward the city again to meet housing requirments. On this point he stated: "In order that this convention might have the lateset data as to the trend of life insurance investments in mortgage loans, 47 companies holding more than 03 per cent of the assets of American companies have just made reports show ing the total amount of their farm and city mortgages as of October 31. 1021. 1 "I find that $201.00.000 has been added in the ten months from December 31,1 1020. to October 31, 1021, making a total of $2.4!S.iOn.OOO real estate mortgage1 loans on October 31st of this vear. Of this total $ 1.247.3 mm HX) is on farm pro petty and $1,221,300,000 on city pro perty. Therefore, for the first time iu many years, if not for the first time in the history of the country, the total amount of farm loans held by life in surance companies now exceeds the loans 011 city property, the proportion being 30.33 per cent on farms as against 40.47 per cent on city property. WILLIAMSVILLE. during the year fell off $4,886,417, the re port shows MISERY OF LABORERS Italian Woman Reveals Low Standards " Of Living In Europe. GENEVA. Dec. 0 Some, idea of mis ery and priniitiveness of agricultural la bor conditions in some parts or Europe was given the International Federation of Working' women during its recent con gress here, bv the Italian delegate, Sig nora Casartelli. She indicated the low standard of liv ing by suggesting as a program of im provement four recommendations: That agricultural laborers must not sleep in stab'es. that each worker should have a separate bed. that beds should be airec this week for New York. loiter they will go to Louisiana, where Mr.' Ford will engage in missionary vyork among the Negroes. lie has been a missionary in South Africa for many years. Last sum mer they lived on Rustic Ridge and re cently havebeen living in the Day house. On Friday evening of this week the II. II. Johnson post. G. A. U.. has invited the ladies of the Woman's Relief corps for supper at the vestry of the Congrega tional church, at (J o'clock. J. R. Hamil ton is commander of the .post and Rev. Francis Buffum is adjutant. The post has now a membership of only seven vet erans. Mrs. A. G. Moody, president of the Franklin County Branch of the Woman's Board of Missions, presided at the Dec- 1 ember meeting of the branch, in Green- aud rooms heated if necessary, and that nehl iuesuay. t.ignt, oiner . m-morrs in men and women must have separate the local society attended. Mrs George quarters under sanitary conditions. McMillion of Mount Hermon, led the 1 . - I morning devotions. Dr. Harriet Parker, Football, evclinsr. and horse-riding are who has been in charge of the Madura, said to be possible to the wearers of a India, hospital 23 years, gave an appea -artificial h-a- which'- contains only ings message. She returns to her -work Death of Marshall A. Moore. Marshall A. Moore. 71. father of Wav- land H. Moore, died at 0 o'clock Wednes-J day night in the .home of his son. He had been in failing health the past five or six years and was seriously ill nearly n year ago in the home of his daughter,' Mrs. Joseph Miller, in West Brattleboro.' Thirteen weeks ago he- came to his son's home here and had been etmfinod to his bed It weeks, and during that time was a great sufferer. Death resulted from sclerosis of the liver. v j Mr. Moore was a son of . Ephraim' Moore and Martha (Houghton) Moore and was born Sept. 20, 1S30, 'in East Dover, where he lived a greater part of his life. On Nov. 23, 1S73, he married Miss Mary Ann Putnam, daughter of, Merrick and Abbie Putnam, who died1 suddenly Nov. 1, 1010, while helping her-, husband in the field. The following spring' Mr. Moore went to live in the home of his son. Ralph C. Moore, who then lived in South Newfa ne. After a short time he bought the so-called Sparks place in South Newfane and lived there alone un-c til last August, when he had an auction' and .went to the home of his son to live. He leaves four sons and two daughters,' Wa viand II. " Moore' of Williamsville. Clarence M. Moore of East Dover, Edith, M., wife of GrO. Russell of Brattleboro.) Lillian M., wife of Joseph Miller of Wesj: Brattleboro, Ralph C. Moore of Brattle-: boro and Lester C. Moore of Bellows; Falls." He also leaves eight grandchildren' and one sister, Mrs. Ella Lazelle of Northfield, Mass. , I (i Mr. Moore was n member of ; tho etho,dis.txUMtt'tlAt,.I''ast.?veri ,uut wa? HALL & FARWELL "A GOOD PLACE TO EAT" Every Saturday We Offer Our Comp'ete Line of Schrafft's 60c Blue Banner Chocolates for 49c Also these candies at bargain prices Old-Fashioned Chocolates ........ 32 Peppermint Patties .; 39 Nut Goodies 39 Peanut Brittle 24 SPECIAL THIS WEEK "Uncle John's" Pure Maple Sugar Kisses, 49 Try Our Sunday Night Supper of Hot Waffles and Creamed Chicken gMiiuiumuiiiwmmuaiiiiUiMo j How to Invest $10 at 7 Interest 1 i By oar most generous Partial-Payment Plan you can Invest $10 or more 1 at your convenience and receive 7 per cent Interest in full on every payment. g In addition, you ultimately become tne proud owner of a COLLATERAL TRUST BOND, issued for five or 10 years with interest paid every six months i by attached coupons. See what $10 a month invested in Partial-Payment Receipts, hearing our present rate of 7 per cent interest, will do : i 1st Payment 2nd Payment 3rd Payment 4th Payment 5th Payment 6th Payment 7th Payment 8th Payment 9th Payment 10th Payment $10.00. $10.00. $10.00. $10.00. $10.00. $10.00. $10.00. $10.00. $10.00. $10.00. $100.00 Interest . Interest Interest Interest Interest Interest Interest Interest Interest 0 months at 8 months at 7 months at 6 months at 5 months at 4 months at 3 months at 2 months at 1 month at 7 per 7 per 7 per 7 per 7 per 7 per 7 per 7 per 7 per cent, cent, cent, cent, cent, cent, cent, cent, cent, $ .53 .47 .41 .29 .23 .18 .12 .00 $2.64 Tpon completion of the 10th payment, we give yon a One Hundred Dollar I COLLATERAL TRUST BOND, bearing the current rate of interest at time I i issued (the present rate Is 7 per cent), and $2.64 ca&e for the accumulated, 1 interest. . I i COLLATERAL TRUST BOJTDS (formerly called Debenture Bonds) have been issued and guaranteed by the VERMONT LOAN AND TRUST COM- s l PANY for the past thirty-three years without loss of a penny to any holder. I Interest is paid promptly at maturity upon presentation of the coupons. f Our Partial-Payment Plan was created for advertising purposes, to acquaint I more people with the merits of our COLLATERAL TRUST BONDS. It has s g helped many persons save money who otherwise would not have saved a s dollar. There is nothing to lose and everything to gain in buying bonds in g this way. If you wish to take advantage of this unusual offer, it would be I s well to make your first payment at once. Call or write. Out-of-town accounts m solicited. I s 1 j Vermont Loan & Trust Company I 1 F. B. PUTNAM, Sales Manager. BRATTLEBORO, VERMONT I H Vermont Cards Father ' I Son Brother Grandfather Grandson Uncle Nephew Cousin In-Laws ' 9. 4 X i Mother Daughter Sister Grandmother Granddaughter 1 Aunt Niece I i Baby. V Other Mother Daughter and family Son and family Folks at Home Dear Relation Christmas Birthday December Birthday Across the Sea Neighbors Men's Sweetheart Friends Teacher Sick Xmas Religious Xmas Sympathy Children's These are some Special Cards. We have all the rest. " . - HOPKINS THE FLORIST two springs. , , . . m Manuaiy.,-