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The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, August 31, 1934, Image 10

Image and text provided by Montana Historical Society; Helena, MT

Persistent link: https://chroniclingamerica.loc.gov/lccn/sn86075229/1934-08-31/ed-1/seq-10/

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PAGE TEN
OUR COMIC SECTION
THEFEATHERHEADS Biting Humor
QUARTfeRSI
W i picked this V Barters T Arent thb, |
X place that Yod p—- — JSMksht half- of it— I
X PON'T LIKE IT __ a THE MoSQUIToS • F
• U ~| f]S| AR£ Te.fRR.lBLe.rC
,-1 NOT AT ALL,A"
—" FAWNY THE H— A'
_ Z QUARTERS ARE L 1 3= —1 -W. I
REALLY MOST 1 __\ H I
J IMF A
W ' N TO ARE f
I | BELIBYE J —' — —
FINNEY OF THE FORCE Prehistoric
iSA'rt"seAßep souls' ~<«u
TDAY AT THE PITCHER lT S’ = =
( THEATRE AND WAS IT I
x-— > terrybil// r—^ UL - the lovin \—> talk/ —
/ — L —> J SCENES WAS y v 7 Z '
r 7t z y x i Pooß - I
I really?! zA *——~_J A?.< .
A * ll
=< ■ — -FF TEZ K low ALL 'BOUT IB vjELL— I WANT "“A OH,WAL— Ol
(whAT<W SHEEKS ye R T'UKWERSTaNJ suppose INTER
r SO MIN LOVERS AN ALL r । km O W WHAT rT TDIME THAT WUZ
I FUNNY* b—l NO DOUBT r * nls -f'ge IV— th* ONLY
I _ J < sr 2 1 LOVED BY A \ ( KQINP
M CAYE MAN// \ TH£T
v /WM * (CW -
< w®«
♦JM
C *»»m N«w»p«p«r Oaloa Al j W
OH, PERCY! TOO BUSY ABSOLUTE PROOF
1
.It™ f® SB
la then that nature puts on her most | -
gorgeous raiment, the timid violet I———
peeps through Its covering of leaves >^ =s ’ Xj J Teacher —How do you know the
•nd the birds begin to sing, and— world is round?
•nd — She—Wasn’t it a beautiful sunset Tommy—Because father says It
Percy—And the cro-cusses. last night? ain’t on the square and uncle says It
— He—l don’t know, I was proposing ain’t on the level.
r THOUGHTFUL OF HIM t 0 an helress about that t,me - ,
—— AN ADMISSION
’ — NO GAS NEEDED
©I
—~asa At i
I X “Yes, sir. rm strictly a self-made
* "** — J ' man.”
Tbs farmers plant the corn— “I suppose you can spell aU the “Really, you mustn't expect me to
CnleM my guess Is wrong, short words. Bobble?” compliment your workmanship, but It’s
Ml* Crow. “i can spell a lot of big words, too. -I One and manly of you to admit it and
Re Bead us birds— I can even spell words of four cylin- not try to pat the blame on somseot
JM tMp tM caws along. den.” else.”
TH« HARDIN TRIIUNI.MRRAI.D
SEEN-HEARD
around th*
National Capital *
sa»außy CARTER FIEUMMaa
Washington.—Ute chief hope of the
Federal Housing administration for Its
home renovation campaign is that the
campaign will provide activity from
now until next March. Then, it is
hoped, the new home building cam
patgn will begin in earnest.
Actually the “drive," If one could
call it a “drive," to being left largely
to the companies which have some
thb-t to sell. Very little la being done
by the government, and the banks."
though friendly, have not so far been
rushing out to get this business.
Rut experts here figure that this’
type of business will be very profit
aide; and eminently safe for the loan
ing institutions. In the first place, the
government guarantees a full 20 per
cent of all the loans made by any one
institution. This phase has been very
generally misunderstood. The popu
lar belief has been, even among bank
ers, that the government guaranteed
only 20 per cent of each loan. So
that the bank, loaning a man SSOO to
Install a new heating plant in his
house, or to put on a new roof, wonld
stand to lose S4OO if the owner proved
able to pay nothing.
The 20 per cent does not apply to
each loan. It applies to all the loans
of this character made by each Insti
tution. Thus, if a bank loans a total
of SIOO,OOO, and the net losses on
those loans smount to $19,999, the
bank will be reimbursed in full, for
Its losses.
In the second place, the Interest
rate, from the bank's standpoint. Is
fairly good. On a loan as small as
SIOO, payable in one year, the bank
earns about 9.6 per cent Interest.
Some of this would be eaten up tn
service, of course, receiving the twelve
monthly payments, entering them on
the books, etc. Against this might be
credited the point that this loan might
turn out to be an entering wedge for
what might easily become a profitable
account for the bank. In the past, it
is pointed out. banks have gone to
more trouble for smaller prospects of
new accounts, as for example their
handling of Christmas savings funds,
actually paying 3 per cent Interest on
them, etc.
Interest Not High
But while this 9 per cent odd sounds
like a high Interest rate for the house
holder to pay, actually it does not
work out that way. On a loan of SIOO
—s9s cash in band—he pays $5 inter
est for the year. The rate rises over
9 per cent because the bank begins to
have the principal of the debt reduced
at the end of the first month, and to
ward the end of the twelve-month pe
riod is actually owed only a small
fraction of the total.
But the point here is that while the
bank earns more than 9 per cent on
such a small loan, there to no way
the borrower could* get anything like
that rate on his monthly payments.
When he pays sl2 at the end of a
month the bank has that amount, to
put with others, which it can loan out
at the high rate. But the best, the
borrower could dp on his money would
be to get 3 per cent savings bank in
terest, and probably not that. Many
savings banks have reduced their in
terest rate below 3 per cent, and vir
tually no institutions are now paying
interest on checking accounts. So in
fact the borrower to not penalized by the
high interest rate produced by his pay
ments on the principal before the end
of the year. The bank actually gains,
but the borrower does not really lose.
Besides, most installment buyers, as
for Instance on automobiles bought
through a financing company, re
frigerators, or beating plants, have
been paying a much higher rate of in
terest than is provided in these loans.
So the government to rather cheerful
that a lot of business will result, pend
ing new home building next year.
Faith in President
President Roosevelt Is still profiting,
and to a really enormous extent, from
the fact that a great many people who
actually are desperately opposed to his
policies simply persist In believing
that the President really agrees with
them, instead of with his own fre
quently spoken words.
On his return from his vacation trip,
he found himself obliged to knock
down a great many stories which had
their Inspiration In that sort of rea
soning. People who did not believe
and for that matter still do not be
lieve in any of this so-called “radical”
policies, were responsible for all the
stories about his “turning to the
right" They were somewhat rudely
jarred by his discussion of private
profits in bis Green Bay (Wls.) speech.
But no amount of reiteration on the
part of President Roosevelt seems to
Jar these followers loose. They take
their venom out on Under Secretary
Tugwell, or some other of the Pres
ident's ' many appointees. They never
hold him responsible. They constant
ly believe that tomorrow, or next week
at the latest, Mr. Roosevelt will step
in and save the country by throwing
these false advisers overboard, and re
verting to what they regard as his
normal conservative attitude.
Not Like Mussolini
Be does not even seek to placate
them as does Mussolini, Il Duce, very
familiar with the old principle that
“loyalty Iles only to the king, not to
Ms ministers," worries only about loy
alty to himself. Some bitter critica
gay ha la not willing to permit anyone
else to have-any glory. Maybe so,
but it to not only the lieutenants who
become popular, or threaten to become
popular who are thrown overboard.
There to a slow but Inevitable chang
ing of all hto subordinate* officers. Sig
nor Grande came to this country on a
mission and made a big hit He flour
ished for a while, but who can remem
ber offhand the obscure post which he
to now occupying? . .
All through history it has been the
king’s ministers and advisers who be
came unpopular. 'lt to also true of
Roosevelt's administration. But the
difference between President Roose
velt and Premier Mussolini to that the
President does not throw hto advisers
overboard. Sometimes they get in
quarrels among themselves, as the
case of Secretary of State Hull and
Chief Brain Truster Moley, and some
thing has to happen. But even that
did not destroy Mr.' Moley’s power.
He advises with the President almost
as much as-before the break with Sec
retary Hull at the London conference.
This ability of President Roosevelt,
by no visible means, to hold the sup
port of those who actually disagree,
with him, but will not admit It, to es
pecially remarkable In contrast with
other recent public figures. Every
body who was against any one thing
that Mr. Hoover did seemed to turn
against him.
People who were enthusiastic about
William Jennings Bryan turned
against bim every time he announced
a new policy. As for example gov
ernment ownership of railroads
Whereas President Roosevelt is be
ing enthusiastically supported by per
sons who actually do not agree with
him about any Important* governmental
policy. Future historians and com
mentators will be rather puzzled about
that fact
Fights Saloon
Federal Alcohol Controller Joseph
H. Choate, Jr., In his fight to prevent
the return of the brewery controlled
saloon, with all its evil ramifications,
has struck a heavy blow at the al
ready politically pestered electric com
panies In winning a court decision pre
venting the furnishing of expensive
signs to beer dispensaries.
Much publicity has been given to the
decision by the Federal Alcohol ad
ministration, putting stress on the Idea
that this giving of S4OO signs to Chi
cago beer parlors, saloons, or what
ever, was just an opening wedge. If
the plan had succeeded, Mr. Choate be
lieves, the steps that would have fol
lowed would have led Inevitably to ev
ery place that sold beer being owned by
some brewery or other; that the brew
ery would have compelled the sale of
Its product exclusively in that estab
lishment; that eventually to make
both ends meet the saloonkeeper
would have been driven to the prac
tices so objectionable in most old-time
Aaloons.
There are yvo angles to the situ
ation which are not stressed by the
government in this instance. One to
that the brewery in this case sells a
beer which is more expensive than most
of its competitors. Unless it does some
thing In addition to consumer adver
tising, the chances would favor the
average saloonkeeper or beer parlor
proprietor dispensing . a beer on
draught which he could buy more
cheaply.
This problem to especially keen tn
the minds of the brewer just now
because In many states local regula
tions aimed at preventing the return
of the saloon do not permit the cus
tomer to see the beer actually drawn
from the spigot or fancet These reg
ulations are aimed at preventing the
return of the “bar.”
So If it happens that a beer dis
penser has two varieties of beer on
draught, one costing perhaps 50 per
cent more than the other, or even
twice as much, he to under constant
temptation, when asked {or a glass
of the higher priced beer, to substitute
the cheaper.
Hits Customer
So that the customer may be cheat
ed and fooled, or, even worse from the
standpoint of the, brewer of the more
expensive beverage, may come to the
conclusion that what he bad thought
his favorite beer had deteriorated, and
hence stop ordering it. .
As the brewers of more expensive
beers see it, their only protectton
against this sort of thing is to have
a number of outlets which dispense
their beer exclusively. If the retail
ers have no other draught beer to sell,
there Is no temptation to substitute a
cheaper variety.
One of the ways to induce these re
tailers to sell only one variety, and
that higher priced, is to make some
other concessions. Such as the fur
nishing of an expensive electric sign
which the retailer would not be apt
to purchase for himself—a sign stat
ing not only the name of the establish
ment, but the variety of draught beer
on sale. ’ •
There is no doubt that pressure on
the part of the breweries to obtain
the maximum number of outlets led
to terrific abuses in the past And
the same goes for pressure from the
distilleries, to a much smaller extent
One of the famous old bars of Wash
ington avoided all such entangle
ments. In the pre-prohibltion days, by
simply declining to sell draught beer
St all. This was “Shoemakers,” now
one of the old traditions. ’
Meanwhile, the electric companies
are wondering if this “fair trade prac
tices" drive of the government will
lead eventually to forbidding of aU
electric Ugbt signs furnished to re
tailers by manufacturers as the result
of exclusive sale contracts. Just an
other attempt, they say, to skim the
cream off their profits.
Cowrtgbt—WXU fiwvloe.
NO EXCUSE NOW
FOR DOWDINESS
PATTERN IS2S
j
©
I । k
1625 hl
It seems as though life were de
manding more and more of women.
It used to be that if a woman looked
neat and fresh about the bouse, it
was all that anyone could ask of
her—but that to not so today. She
has to be smart and pretty every
moment of her life. After all,
though — to be quite fair — why
shouldn’t she. when a pattern like
this costs so little—can be run up
in next to no time —and the counters
of the cotton goods departments are
piled high with ravishing fabrics
crying to be taken home for a song?
Pattern 1625 to available in sizes
14, 16, 18, 20, 32, 34, 36, 38, 40, 42
and 44. Size 16 requires 3% yards
36-lnch fabric. Illustrated step-by
step sewing instructions Included.
Send FIFTEEN CENTS (15c) in
coins or stamps (coins preferred)
for this pattern. Write plainly
name, address and style number.
BE SURE TO STATE SIZE.
Address all orders to Sewing Cir
cle Pattern Department, 243 West
Seventeenth street. New York City.
...
ABC
“If you were a diplomat abroad
would you learn the language of the
country to which you were as
signed?”
“No," answered Senator Sorghum.
“There Is a danger in trying to be
a linguist. It’s Hable to tempt a man
to spend the best years of his life
learning bis Abe's . over and over
again.”—Washington Star.
• Timas Change
“I used to tell my son that If he
was a good boy I’d take him to the
circus.”
“Is he too old for that?”
“Rather. Now he Intimates that If
I succeed in keeping in his good
graces he may get me a ticket to see
him play football.”
Identification
Russell and Jean were looking at
pictures. “What is that picture of?"
asked Jean.
“That’s the Statue of Liberty,”
Russell replied. “You can always
tell her, ’cause she’s got an ice cream
cone in her hand.”
3
11 Bl aw ■ B m

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