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The Burt L. Crosby Co.
There U nothing too good for
Is there anything "too good
Our Store is our Catalog and
you are invited to inspect
our large and Com
With this first issue of The Globe we wish to introduce ourselves to all our new, and possible patrons, and to thank our older customers for
! their generous patronage.
This store was opened by our Mr. Burt L. Crosby seven years ago—spring of 1900—and by the closest attention to the wants of his customers,
s and the simple rule of selling only dependable merchandise in connection with a disposition to he absolutely fair in every transaction, has noted with
great satisfaction the steady increase in each year's business.
Our constant aim is to offer the very best in "things to wear," which we purchase from the foremost factories in America, and always priced
a in plain figures, the same low price to all.
We take pleasure in calling your attention to various lines we sell that have made Crosby's store famous throughout
The Royal Tailors—-the best in the world—
make our made-to-measure suits and are now
guaranteed to hold their shape till "nothing hut
the stitches and buttons remain.
We are showing a new line of the Sincerity
make Winter Overcoats.
One sure way to avoid a whole lot of clothes
ailments such as "humpy" shoulders, twisted
sleeves, great wrinkles and bulged out collars, is
to let Crosby's Clothing Department fit you out.
We are showing some extra values in Boys'
Suits, sizes 4 to 12, at.
How much we
allarelike old shoes
—for instance both t
a sole may lose. J
When shoes wear ,
out theyTe mend- S
ed new, when men t
wear out they're m
men dead too," etc
We have sold in seven years over $100,000.00 in
shoes alone, and while occasionally someone has
an apparent "kick" coming because "the kids
shoes fell down, still we can do better by
you than any other store because we have better
shoes than any of 'em.
Miller Shoes, for your heavier needs.
Helmers-Bettman, men's dress shoes.
Utz & Dunn, and C. P. Ford's, Rochester,
N. Y., ladies' dress shoes.
Lastly, the Red Cross shoes for ladies; the
easy soles. (Avoid the rubbing board kind.)
) This line is so deserv
/ ealy popular that we
can hardly "keep them
1 coming fast enough.
I For Corset comfort try
, 1 .
€€ It bends
. . s Wool Blankets
Woolen bed Blankets
at the time you need
them at 10 per cent off.
From the greatest importers-—Strowhridge, &
Clothier, Philadelphia, Marshall
Co., Chicago—all the pretty things for femen
ine fanc 3 r . Voiles, Poplin, Panama, Serge, Si
cilians, Velour suitings, Batiste, Albatross.
One Lot—Fancy suitings, 75c value at only 45c
Special in Cardinal 27 inch Taffeta Waisting, the yard
Doherty's 36 inch Taffeta Silk, best in the city, at.
50 inch Curly Polar Bear Cloth, only the "yard ...
Misses Coats. Sizes 6 to 12 years. All at a
discount of 20 per cent.
Waste no time on other Waists when our
4 Waste you no money. New assortment just in;
? Silk and Mohair Ladies Waists, the newest in
I the city.
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We now show the celebrated Fay Hosiery in !
four different grades, for little folks school wear.
The Safe and Good Store
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Iowa Agricultural Paper Throws
Much Light on Subject.
RUNS" ON BANKS BAD
Safest for Depositors to Leave
Funds in Bank.
Although the financial skies have
cleared and banking and other busi
ness is fast getting back on a normal
basis, a careful perusal of the follow
ing article from the Wallace Farmer,
of Des Moines, Iowa, dealing with
banking and the cause of panics, will,
nevertheless, not only be interesting
but profitable reading and should be
filed away for future reference by
The first impulse of the man who
was prohibited from drawing out in
the form of cash more than a mere
pittance of his balance in the bank
\ would be to say: 'Can't I do what I
I please with my own? It is my money
; and I am entitled to it when 1 want it
f and as I want it, whether in the form
[ of gold, silver, paper or drafts. What ;
I business has the banker or any other
I man to say to me how I shall manage ■
I either my business or my earnings?'
"From one point of view the an
I swer would be yes; a man has an
I absolute right to do as he pleases with
I his own, but every other depositor
I necessarily has the same right. In
H other words, one man has just the
jp same rights and no more than has
H every other depositor. A moment's
H consideration, however, will convince
m any man that no bank ever has or ever
m can have money enough on hand to
■ pay all its depositors the same day or
I even the same week. If it had that
I power it would not be a bank at all,
B but a safety deposit company, and
■ instead of caring for your deposits
B gratuitously or paying you interest on
S time deposits, it would be compelled
B to charge you for its services as safe
B keeper of your cash. The theory on
I which banking is done is that all the
I depositors will not want their money
■ at the same time. The law recog
I nizes this by providing that banks
I must keep a certain reserve fund in
■ cash, 15 per cent in one class of
I banks and 25 per cent in another, it
I having been found by experience that
under ordinary conditions this is
ample and that the majority of the
depositors do not want their money
at the same time. A bank could not
exist unless it could loan its deposits.
The banking business is also based
on the theory that the depositor will
not want his deposits all in cash but
will use checks and drafts. In fact,
from 90 to 96 per cent of the busi
ness of the country is done not with
cash, but with checks and drafts which
take the place of cash. If, therefore,
through panic the depositors demand
all cash and all at the same time or
within a few days, they simply render
banking impossible. If allowed to
have it they would put the business of
the country back two hundred years,
and would not only break the banks,
but if the policy was general, would
bankrupt the business of the entire
country, their own included.
b urthermore, there are always ■
more deposits in the banks of the,
country than there is money. We
pointed out some time ago the ridicu
lousness of the statement made by the
daily press as to the amount of money
deposited in the banks of Iowa, giv
ing it, as we recollect as some two
hundred dollars per capita. We have
no doubt there was the amount of
deposits stated, but that did not rep
resent cash paid in, but credit, and
subject to check the same as deposits
"It should be borne in mind that
banks do not principally deal in money
but in credits. To illustrate: If a
; farmer goes to a bank, borrows $1,000
for ninety days at 6 per cent interest
■ from maturity and places it to his
account, the deposits of the bank have
increased $1,000 and so have the bills
payable, but there is not a cent more
money in the bank than there was
before. This may be checked out to
depositors in the same bank, and still
there is not a cent more money in the
If, therefore, circumstances occur
creating great distrust and everybody
rushes or is likely to rush to the bank
for his money, the banker has the
right both for self defense and for the
constituents of the bank to say : 'No.
We will give you the amount of cash
which experience has shown to be
necessary. We will give you the rest
in checks or drafts, as we have always
done, and we will deal with special
cases of peculiar hardship as their
necessities require. If you want to
hoard this money away in flour sacks
or old stockings you can't have it. If
we give one the privilege we must
give it to all, including the men who
have given notes as well as those who
have deposited cash, and if all or one
half or even one-third of our custom
ers should avail themselves of it the
stock exchange has led the governors
of more than one state to proclaim a
week's holiday and forbid gambling
in stocks or buying on options,
"To have allowed depositors to
draw out and hoard their money, as
■ they began to do in New York to the
extent of fifty millions, would have
banks would go out of existence and
no one would be foolish enough to
"It is admitted that there is no
written law justifying the bankers in
taking this position. You can make
no taw appliable to panics, when fear
paralyzes judgment; and in an emer
gency such as this the unwritten law
of self-preservation supersedes statute
laws and makes laws for itself. There
is no law forbidding buying or selling
stocks and bonds on margins, and yet
last week you could neither buy or
sell them except outright. The same
unwritten law for the self-preservation
of common welfare which closed the
paralyzed industry, sacrificed the year's
crop of livestock and grain, bank
rupted renters and the poorer farmers
and their creditors. A time of read
justment of values is now before us
and the savings of the people, which
will be needed in this adjustment are
Advice to Correspondent«.
County correspondents ought to
write news of importance, about things
that are of interest to all. No use
saying that some fellow hauled a load
of hay, or that some young man went
to see a certain young lady. Nor does
it matter that Mrs. Jones borrowed a
dozen eggs from Mrs. Jenks, or that
some neighbor visited another if they
reside in the same neighborhood.
Write up accidents, marriages, deaths
births, visits from abroad or about
your people going a distance to visit
somebody. Don't talk about boys
and girls calling on each other; that's
their business unless they get into
some escapade that the public ought
to know about. News of the condi
tion of crops in your vicinity or of
new buildings going up, birthday and
wedding anniversaries are good. Cut
out party gossips, "digs'' at your
neighbors and unpaid advertising.
Think, and then write news. If
there is no news, don't write.
Come and laugh at Pudd'nhead
Wilson, Odd Fellows' hall, Dec. 12.
The Grangeville Savings and Trust
Co. has plenty of 7 per cent money
for farm loans.
No matter what class of hauling
you desire we are in line to satisfy
you. Smith & Dysard, dray and ex
press. Phone orders to express office.
A beautiful gift gives pleasure for the moment;
A gift of utility insures future enjoyment.
Hence, vve suggest
—that resists wear
'I make Good'
Are Your Valuable Papers
Do you think it is safe for your valuable papers, abstracts,
deeds, tax receipts, notes, mortgages, fire and life insurance pa
pers to lay around the house? If they should be stolen or burn
up you would find it very inconvenient. We have now in our
fire proof vault a nest of
Safety Deposit Boxes
which we offer for rent at a very low rate. We have a conven
ient private office fitted up especially for the use of our customers,
where they can examine their papers in entire privacy. Whether
you think you need one or not, we will be pleased to show you
the latest and best Safety Deposit Vault in Central Idaho.
The Inland Abstract and
Investment Co., Ltd.
J. A. BRADBURY, Manager
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