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THE PIOCHE RECORD
Vice President Gives Buttons to Boy Scouts It m Pi! : ft 1 if mills.- - mm f I f,-; I " 1 iee President Marshall greeting boy scouts and presenting them with bronze buttons In recognition of their vrvues in connection with 'Ke Kind to Animal Week af the capital. The vice prekideiit has always leen n nuw nthiislitstlc surporter of the boy scout organization. Spring Revels at Bryn Mawr College O0T7 ' 'tfO,. 1 I Vanitie May Be Defender of America's Cup r Pfc Jrh 6 lln Maypole about which many bountiful scenes were enacted, being drawn by oxen durinu the IJryn Mawr co' b"K? revels, piny and pageant. It was the most eluborate spectacle ever attempted by the college. Kiev Is Taken From the Bolsheviki I fugitive from Siberia For the first time ttince the outbreak of the war Sir TIiuiiiuh Upton will rare hi Shamrock against the choice of the I'nlted State for America's cup. The Vnnltle, shown In the picture. It tMjug put In khnpe at City Island L I for Its race with the Resolute to determine which of thc.e two yutbts ehnll hut the honor of defending the cup In the greatest of all yachting cIuhsIi-s. it ; 1 New War Risk Policies Ready Former Servics Men May Now Convert Their Insurance Into , Permanent Policy. El'. - mt W fcihw,vAv.v.v.vv.usv.:.vx.:i:.:iiOK':wfcs,m View of the city of Kiev, capitnl or the Ukraine, which was captured from the Ituwsian bolsheviki by the Poles and Ukrainians. On Rescue Trip to the Kara Sea VtSMf ( I i Lucy tavenskjl, a weventeen-year-old fugitive from Poland and Siberia, arrived In San Francisco on the trans port Great Northern with a moving story of tragedy, adventure and ro mance. The girl's father wns slain In battle, her mother committed sui cide from grief. She herself was the victim of a faithless soldier at Vlad ivostok. She came here us the adopt ed daughter of George Flckley, an American navy paymaster, and goes with hlra to his home In Exeter In the San Joaquin Valley, California. OBREGON AND HIS WIFE The lirltlsh Ice breaker Sviatogor, most powerful Ice breuKer in the world, leaving England on a perilous journey to the Arctic to rescue starving IltiHPian men, women and children who are entrapped in the Kara sea. Sviutogor Is equipped with all modern hospital equipment. BITS OF INFORMATION Dancing plays a very Important part In the education of boys and girls in Japan. Black, green, brown and white am ber, as well as the yellov variety, is sometimes found. More cases of Illness and deaths are caused by malaria than by any other disease In India. Mrs. Lloyd George, wife of the British premier, Is thoroughly Welsh In her tastes, both In music and Ht-trature. The halibut Is flatfish family. the largest of the Stereotyping waS plaster casts being inal process. Invented In used in the ong- Gollath wore armor of bronze. This Is the first reference in history to the use of armor. The making of nails by band has been an established industry in Bir mingham, England, for 800 years. The library of one of the kings of India was so vast that a thousand dromedaries were required to rasve It v f 1 ' V . I Gen. Alvaro Obregon, the con queror of Carranza in the Mexican revolution, and his handsome wife, Senora Maria Tapis de Obregon. PROVISIONS ARE VERY U2ERAI Ruling Permits Reinstatement of Lapsed or Canceled Insurance Be fore July 1, Regardless of How Long Man Has Been Discharged. Washington. When congress passed he war risk Insurance act, which has been characterized as "the most lib eral law ever placed on the statute books of a grateful nation," It provided that the war-time policies, which were planned to endure for only five years, might be converted Into permanent forms of life Insurance to he Issued by the United States government. An nouncement of the actual provisions of the new policies which now Is made, was deferred until necessary supple mental legislation could be passed. In order that the policies might be made models of liberality. These policies are Issued to former and active service men and women of the American forces, on terms which have been made exceptionally favor able, in recognition of their sacrifices The government pays nil the costs of administration. A total of 4.010,388 applications for war risk Insurance, representing more than $40,000,000,000, have been re celved In the burenu of war risk Insur ance. The applicants, In many cases have been awaiting definite announce ment of the terms of the new policies. before applying for conversion of their war risk Insurance to permanent forms, Others canceled their war risk lnsur nnce or permitted It to lapse. Inasmuch as it is necessary that the war risk (term) Insurance must be. In effect at the time of conversion to one of the permanent forms of insurance, it is an tlcipated that many who dropped their Insurance will hasten to reinstate it under the. liberal ruling which permit reinstatement of lapsed or cnnceled In surance, nny time before July 1, 1020, on payment of only tw-o monthly pre mlums on the amount of Insurance to be reinstated, the application to be ac companied merely by a satisfactory statement of health. The six permanent forms of United States government life Insurance into which the war-time insurance may be converted are: 1. Ordinary life. 2. Twenty-payment life. ' 5. Thirty-payment life. 4. Twenty-year endowment. Tt. Thirty-year endowment. 6. Endowment maturing at age sixty two. The New and Important Features.- The prlncipol features In the United States government life Insurance con tracts, which have been approved by Secretary of the Treasury T. F. Hous ton nnd are being Issued by Director It. G. Cholmeley-Jones of the bureau of war risk Insurance are: First, that the Insured has three optional settlements: Option 1. Insurance payable In one sum. Settlement under this option will he made only when the form has been selected by the Insured during his life time or the payment In one sum Is re quested In his last will and testament. Option 2. Insurance payable In elect ed Installments. The monthly Install ments are payable for an agreed num ber of months under their form of con tract (not less than 03) to the desig nated beneficiary, hut If such bene ficiary dies before the agreed number of monthly Installments has been paid, the remaining unpaid monthly In stallments will be payable in accord ance with the beneficiary provisions of the policy. Option 3. Insurance payable In Install ments through life. The Installments may be payable throughout the life time of the designated beneficiary If they so elect, but If such designated ictiellclary dies before 210 such Iti- xtalliucnts have been puld, the rcmnin- unpatd monthly Installments will e puyaHe In accordance with ttte lenellclnry provisions of the policy. Total and Permanent Disability. Second, the policies provide for total nd permanent disability benefits to the insured covering the entire period the policy Is In force, and during the ierlod of the Insured's total and per manent disability. The total and per manent disability feature Is also In- luded in the paid-up and extended fca- ures of the policy contract. Total permanent disability ns re ferred to In the policy contract Is any impairment of mind or body which ontlnuously renders it Impossible for the disabled person to follow any sub stantially gainful occupation and the liagnosis of which Is founded upon conditions which render It reasonably certain that the Impairment will con tinue throughout the life of the person suffering from It. The total permanent disability bene fits may relate back to a date not ex reeding six months prior to receipt of due proof of such total permanent dis ability, and any premiums becomln due after the date of such disability and within such six months. If paid slmll be refunded without Interest. Loss of Sight. Without prejudice to any other cause of disability, It Is ngreed that the Irre coverable loss of the sight of both eyes, or the loss of both hands, or the loss of both feet, or the loss of one hand nnd one foot, shall be considered as total permanent disability within the mean ing of the contract; and monthly In stallments for any of these specifically enumerated cnuses of total permanent disability shall accrue from the date of such total permnnent disability, and any premiums becoming due after such disability, if paid, shall be refunded without Interest. If there be a loan under the policy, then payments on account of total per manent disability shall be adjusted ac cordingly. If the policy be an endowment policy, and one or more monthly Installments have been paid on account of total per manent disability, the Insured may at the end of the endowment period, sur render his policy for the commuted value of Installments (210 less the number paid) less nny Indebtedness. Dividends. Third, the policy shall participate In and receive such dividends from gains and savings ns mny be determined by the director of Ihe bureau of war risk Insurance with the approval of the sec retary of the treasury. Any dividend so apportioned may be taken in cash, and if not so taken, shall be left on de posit to accumulate at such rate of In terest as the secretary of the treas-iry may determine, but at n rate never less than 3 'per centum compounded und credited annually, and payable, if not previously withdrawn, at the matu.-ity of ench policy to the person entitled to its proceeds. Incontestability. Fourth, the policies shall he Incontest able from the Jate they take eff"'t except for nonpayment of premln and are issued free of restrictions a t travel, residence, occupation or rnilj tary or naval sen-Ice, except that discharge or dismissal of the In from the military or naval force th United States on the ground thf be Is an alien enemy, conscientious 1 .lector, or a deserter, or as guilty a' mutiny, treason, spying or any of f-nsj Involving moral turpitude. or willftj1' and persistent misconduct shall termi nate this insurance and bar all rgh thereunder. Cash Surrender and Loans. Fifth, cash surrender and pnldtip 1 surance, extended Insurance and poll loan provisions shall be effective on' after premiums for 12 full montns nn been raid all values, reserves and n.t single premiums being based on the' American experience table of mortality, with interest at 3 per centum pr nnnnm. . i Sixth, premiums are due and pu.vubjje i tn the first day of each calendar month In advance In legal tender of the United States of America to the treasurer of Ihe United States In Ihe city of Wash lugton. District of Columbia. I're- iiiiuiii-i may be nald ntinuuliV. semian nually, or quarterly, In advance. In which ease the premium piiyable will be th sum of the monthly premiums for the period discounted at 3'4 pe e'iituni per annum. At maturity by leath or otherwise th discounted value at 34 pit centum ir annum of the premiums pnld In advance beyond the current calendar month shall be refunded to the Insured, If living, oth erwise to the beneficiary. Reinstatement. Seventh, Ihe government policies, "If , not surrendered for cash surreude" value, may he reinstated nt any tlm after lapse upon evidence of the Insur ability of the Insured satisfactory to the bureau of war risk Insurance, and upon the payment of all premiums In arrears, with Interest from their sev eral due dates at the rate ofv5 per centum per annum, nnd the payment or reinstatement of nny Indebtedness which existed nt the time of such de fault, with policy loan interest. How ever, If such Indebtedness with Interest would exceed the reserve of the policy at the time of application for reinstate ment of said policy, then the amount of such excess shall be pnld by the In sured ns a condition of the reinstate ment of Indebtedness nnd of the policy. Tli yw , 1 f , 1 1 io thnmcoti-aa nwi ntw tt the hands of the government printing office, nnd will he Issued to all those who have nvnlled themselves of their privilege to convert the war-time term Insurance Into the new forms of United States government life Insurance poll- . cles. It Is believed that In these converted -policies the government has given to alt- service nnd ex-service men andi women a policy of unusual value. To Whom Insurance Payable. In announcing new rulings, Director Cholmeley-Jones desires to emphasize the fact that war risk (term) Insurance or United State government (convert ed) life Insurance may now be made payable to any of the following new nnd enlarged group of beneficiaries: Parent, grandparent, step-parent, wife (or husband), child, step-child, adopted child, grandchild, brother, sis ter, half-brother, hulf-slster, brother through adoption, sister through adon- . tlon, stepbrother, stepsister, parent through adoption, uncle, aunt,-nephew, niece, brother-in-law, sister-in-law ; per sons who have stood In the relation of a parent to the insured for a period of one year or more prior to his enlist ment or Induction or the child or chil dren of such persons; pnrent, grand parent, step-parent, or parent through adoption of the Insured's wife or hus band. War risk (term) insurance mny t converted Into United States govern ment life Insurance now or at at any time within five years after the formal termination of the war by proclama tion of the president. : Curfew Rings for - Faithful Fido. Falmouth, Ky. When night falls here all dogs must be off the streets. Falmouth is one of the few towns where a law requires citizens to put up their dogs at night and authori ties announce that all cnr.Ines found at large after dark will be impounded. at tli isim ces Use Discarded X-Ray Plates as Windows Detroit, Mich. Discarded X ray plates will glaze all windows In the Detroit Municipal Tuber culosis sanitarium being erected near Northville. These photographic plates cleaned of chemicals will serve the purpose as well ;. a. new glass and will save the city $30,. 000," said Health Commissioner Henry F. Vaughn. "Plumbing fixtures are, coining out of the Pontchartrafn hotel and will cost only $7,200, as ngnlust $50,000 to $70,000 for new., r v "Five hundred mahogany door frames from the disman tled hotel will save the elty $13, 000," Mr. Vaughn declared. .