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11 tatter n. ew THE SOUTH BEND NEWS-TIMES TP3 p N off TT TT Uli ü BASIS OF REALTY ETHICS HONESTY Golden Rule Most Important Factor of Business Suc cess of Brokers. (P.y Juon I'.rrwlway, I .ate Prsi- flnt Detroit J'.oarrl of Tr-ul.) "There can be no u!;t in the mind of one cnnvirant with ativl tirs of the various organizations anl soci"tif 8 throughout the country that I there has been anl is today an un usual amount of attention being: civen to questions of ethics and mo rality in every line of business and in all proftsion. To what this fact i due, it 1 not Incumbent on us to determine, but it 1 incumbent on thoe who would help in thin move ment to make thf most of this men tal attitude, and sufficiently arouse the public conscience to fcrce the ethical standard of each of our pro fession to a higher notch, and fo j"ot the level of public opinion that there can be no back-Rlldincr. I firmly believe that more process ha Leen made In elimination of fraud and dishonesty in all kinds of business during the. last 10 years than was made in the decade pre .MlIn;r. "The buying, felling and renting if real estate on romminsion occu pier, a peculiar place in the voca tion?; of man. Many of i;h believe it I. or should be, one of the learn ed profession, others can see little difference between the real estate buFinFS and Rellin? Rrocerie. hard w tre. automobiles, or what-not. To anyone who has siven the matter any particular attention, it i cry plain that there is a vast difference between our work when properly ri.rducted and that carried on by the -roceryman or hardware man. "The real estate broker who buys and selbn real estate for romniis m'oii. a distinguished from the real estate operator, lind-; himself con stantly in a position of trust and confidence: with him Is left, to a wry preat exte t the welfare of his clients; he !s expected to be able to Back oches? Stomach sen sitive? A little cough? No strength? Tire easily? All after effects of this dread mal ady. Yes, they are catarrhal. Grip is a catarrhal disease. You can never be well as long as catarrh remains in your sys tem, weakening your whole body with stagnant blood and unhealthy secretions. You Need PERUNA It's the one tonic for the after effects of grip, because it is a catarrhal treatment of proved excellence. Take it to clear away all the effects of grip, to tone the digestion, clear up the in flammed membranes, regulate the bowels, and set you on the highway to complete recorery. Perhaps one or more of your friends have found it valuable. Thousands of people in every state have, and have told ns cf it. Many thousands more have been helped at critical times by this reliable family medicine. Trtrt iW im tsUst turn it fwr tm Tiatw. TW Pca CtrMr, C-4.fk. Oki. When Toil Clean florae Have vour home wired for Electric Service. No other similar investment will bring you as much comfort and satisfaction. L & Mo BELL A62. BUY COAL NOW! (Henry t. lljde in Chiea Tribune! Meanwhile the advice cannot be too frc'-iuently repeated that every' r.ian who -xpects to use coal next fall and winter should b it at once. He should uy whitever kind f coal he can get. There will he no Pocahontas smokeless coal in Chicago this yetr; the supply of anthracite .Ml! be limited. Tili pplic al to Noulii Rend.) H- may safely pay whatever prb e h is changed by the deab r. l etng assured th it the price will Mjt ! o lowered during the year. COAL SERVICE l arincrv TruM ftulldir.j. lull ::r.i 1 1 . J ui a certain amount of discretion ! in handling1 his client's busine.; j with him is ever present the oppor- j tunity to defraud or misrepresent: i he Is expected to have, and to be a (success he must have, considerable j n.ore knowledge and Information on the subject matter under considera tion than merely the name of th article and the price; from him is expected by the prospective pur c hater, considerable more Informa tion than 'This is a hammer and the price ia In the purchase of the hammer the customer can zo to vcrious sources and check up the facm. There are no vital conditions to Le considered such as: What are the taxes; is the street restricted; what is the neighborhood; how good is the Ptreet car service, etc. In the .ale of the hammer there are no questions arise such" as: What will bo the value of the hammer 10 years hence; what should the re-ale value be; what should the net Investment be over a period of years, etc. Integrity should Dc Basis. "As I have explained the real es tate business occupies a peculiar po sition amon the vocations. In my opinion there 1 no business or pro fession that should be more surely based tn the underlying principles of honesty and integrity both in purpose and action, than that of the real estate asent. I believe there is no more responsible or honorable profession than ours. Certainly none that demands prreater fidelity and more sterling Integrity for the exercise of its duties. Capital takes us into its confidence and entrusts us with its secrets. The etrupling j toiler brings to us his all, and relies implicitly on our word and action yet society has not seen fit to place any imperative restriction on him who would enter such a profession. "There li today, as I say, no re striction on who shall hold himself out to the public us being in the business of buying and selling real estate on commission. And it is also true that society, by the inade quacy cf its laws and the inability and indifference of prosecuting of ficials, have placed very little re striction on who shall stay In the business, and what they shall do while they are In the business. "There seems to be no other line of work which carries with it one tenth the responsibility to society, which has not in some manner been safeguarded by the public. Not many years since It was possible for a man to be admitted to the bar whoe only qualification was that he had been a political power In the neigh borhood. Many years ago, there was little restriction on who could practice medicine, although this profession should be one of the first to be safeguarded. Not long t-inee. any man could put out a shingle and practice dentistry. There was even a time when dangerous and poison ous drugs could be handled by a man who had shown no further qualifications than a short appren ticeship." ARItlVKI) I HOM MICHIGAN large potatoes. We are selling 60 lb. per 9c. The O.,. K. Cash Gro cery. 325-27 S. Michigan st. Advt. AUTIIUn Ii. MIfjLlttl. TltANSFKU Lonr distance moving, and heavy transferring. Pell phone 1711. Home 5670. Advt. 3445-tf. To Properly Treat Obstinate Wrinkles i I'arti'iilurlv wvere wrinkles nre long j nn.i l'-p. the rua-sage devotee is apt t i rul t hard nnd t frequently. This !. ns the skin. tan? muscles to sag, axravate ttie wrinkled enmlit'on Just the ipptiidte result from that suiht. I'.etter thau massacre, or anything ei. fr the most ohntlnate wrinkles a.H well un the firtfst lines, is a remark able tormula which you may readily avail y(ur.lf of. as you will" have no llfTh-ult.r proeurlr. i; the -onstltuents ( from your drnt;git. It is thin: One oume powdered saxoHte. dlitolved In one-half pint witrh hazel. bathe fact, r.evk and hand in this. The effect is really marvelous, not only as to wrin kles, but alo in eases of bagy eheeks and -hiu. Th' application is e.ling and .nothing, tending to relieve fatisrue. Hot h the witeli hael and the aolite are, of -ourse, rnttrelr harmless to the skin. Adv. HOME 1107 thi:ri: is no nirrTUK coal at tiii: pitici: than HARRISBURG PREMIUM Specially Cleaned and Prepar ed, which means Greater RVono- I m and Ft!; 'iency in Rurning. Pc t ou'rv Mirv it' :vrtain PHPMIPM and of the Hluliot t.Miality of ihU) Coal. Valine Vouiity I Hi - Home 3fif lfcf.S How Does the Government Regard Home Owning Aciwily New? The interest of the nation, now ened In prosecuting what will hde to be a decisive war, demands that there be the greatest po.-öibIe concentration of skilled and un skilled labor in war and shiphuibJ- inz industry centers. This makes the need of proper housing accom modations Imperative, and congress placed O. K. Eidlitz, a noted con struction engineer, in charge of the housing- program and made an ap propriation of $50,000.000. Realtors and local committeemen in cities which will require part of this ex penditure will do well to cooperate with the government's program in ever' way possible, in order that workers' barracks and dwellings may be made available as quickly as possible. There are two ways of going about this solution of the dwelling prob lem In these centers, especially Inso far as they affect married men and their families. One is through the erection of temporary quarters, which can have no home sentiment, and which will deteriorate rapidly probably before the period of the war. should this keep up over a more or les lengthened period. The other way would be to plan for the future; erect buildings which would be homes In the fullest sense, and add to the prosperity and attractive appearance of the town or city tak ing the Initiative in their erection. In this way a desirable addition to the population of any city would be permanently secured, for it is rea sonable to suppose that families, satisfactorily housed, and given op portunities to make new ties and attachments, would remain in their new locations at such other occupa tions which the Industries, which furnish their present source of em ployment, cannot help but take on in time of peace. WEEKLY REALTY NEWS AND COMMENT Ily II. A. Tohulka, Chairman IMb llcity Committee. South Ilcnd Kcal i:tate Ilounl. One of the greatest assets" to a thriving city is its public parks. In every well planned city you will lind these beautiful recreation places with handsome parkways or boule vards extending from one to the other. During the warm summer months these are the breathing spaces for the multitudes of work weary city dwellers. Here you will find the romping merry children playing close to nature's heart: here you will find the happy lovers whispering- the old.old story; here you will imd the careworn husband and wife resting after the hard day's toil; here you will find the old and feeble basking in the sunshine and dreaming of the days of long ago. Truly no one of the city's many enterprises contributes so much to the welfare of all her in habitants as does her public parks. For this reason sreat care should be exercised in the planning of these parks' and paid to their beautifica tion and maintenance. South r.end has many of these beautiful spots, and in each new subdivision put on by the various members of the South Hend Iieal Kftate board many more have been carefully provided for. The pro gressive realtor of today realizes their importance to the present and future generations and for this rea son is cutting down his profits by providing generous park spaces in his new additions. R HAL V. STA TK P L AT PLAT SEVEN DIVISIONS The South Rend Realty Co. have ' platted seven subdivisions north of J the city, in all ::S6 lots, three-fourths J of which have been sold for resi i denre and gardening purposes, i These lots beinc- sold on the easv payment plan, giving people of small means an opportunity to make purchases, who otherwise would not be able to buy real estate. Over 100 lots have been sold since the declaration of war to persons who are planting war gardens. CALL ON INDIANA FOR OVER SUBSCRIPTIONS 1 nte-pntlonal Nwt Service: INDIANAPOLIS, Ind.. April 20. --Liberty loan workers in all of the counties In Indiana under juris diction of the Feventh federal re ' serve district today rehabilitated their forces and began to dri'. e io o er-suberibe their allotmenvs by . ."0 per cent. The 6S counties have j teen called upon to obtain over subscriptions making the goal ?S0. j f..".r.CC0 instead of the previous al lotment of $53,700,000 for the state. iThe 6S counties today had sub scribed $12,124.000, or little more than half of the new total. ip vor ARK PA KTI CT LA n and want your prescription- put ur rieht, brine them to th? American ru Co. This store has special ized on the compounding of pre- Inscriptions for leading physicians, and y we assure you that the highest claw pharmacists obtainable are employ ed ar.d the best drurs are the only kind tolerated. American Drug Co IC:: N. Main t. Advt. i The new ITanan snoes for men jrnd women at P.eitner's Sons. Advt. Dr. room Reistle. flenttst. has moved to COG Citizen's Dank nidr. Advt. ::60-30. In ities where housing- and in dustrial conditions remain at what may be termed normal, realtors and loc.il committeemen are urgf-d to stimulate the ' Own Your Home" Me. i with a view to securing toth present renters the ownership of; homes already built. This transfer of property holds FUfflcient possibil - Sties, in the average community, to attract the attention of realtors es - peeially until the present situation readjusts itself. This may be shortly, and need not wait the duration of the war. The government does not wish to inter - fere with, or disrupt, the internal business oiganization of the country to any greater extent than is im- peratively demanded. There is the hope held out that, given the required mobilization of men and materials in war and shipbuilding industry centers, the government would encourage actual home con struction thrrichout the country in every way possible, and enable, the use of local stocks of material and available labor. Interpreted in this connection. Sec'y Mc,dno's recent remark concerning home building in war time, coming from a recog nized successful business man to business men generally, is suscept ible of a very favorable construc tion. Where homes are vitally neces sary in a community everyone con cerned will be doing a patriotic duty in seeing that they are erected. In this connection it is interesting to note that, notwithstanding the fact that Canada has been in the war for a longer period than the United States, two of its leading cities have advised national own your home headquarters of their intention to conduct 19 IS own your home cam paigns, their local conditions having become urgent enough to justify this step. REAL ESTATE TRANSFERS From rtecords of ludlann TitHo and Ivoan Co. The Farmers Trust Co. to Paulina Dudoks. lots r. 4 and 55 Lincoln Park addition, J 4 00- John D. Xuchols to Winnie Law rence, lot S4 liowman's fifth addi tion. $1. (ierald K. Williams and wife to Karl M. Hfttcher and wife. 67.16 1-J acres Liberty township, $1. Itegina Voelkers, guardian to Anna Keller, part lots 11 and 1 Studebaker's sub-division. $100. Orval Roberts and wife to Willis II. Roberts, undivided 1-J interest IZd 1-3 acres In Liberty township and 16 acres in (Jreene township, JÖ.U00. "A pHoruirr titii iionok IX ills OWN COUNTRY." "If everyone in .he National as sociation gets behind the 'own your home' movement," states Col. Val entine H. Surghnor, ex-president Df the Chicago Real Kstatc board, "they will accomplish as much for the Individual welfare and pios perity of every member of the as sociation, within the fpacc of o.i? year, as might be obtained with less fundamentally well-directed effort-over the space of 10 years." A strong statement, hut true, and Id. Surghnor's standing is such as to give added value to it. history iti;pnvrs itsulu. In 1861, at the beginning of- the Civil war, you couldn't sell vacant lots. Nobody would touch them. In IS 67. real estate had increased 100 to 400 per cent. In 1897, before the Spanish Amer ican war. real estate was dead; it couldn't be sold. In 1904, it had increased 100 to 400 per cent. In 1917. at the entrance of the United States In the war, no one wanted real estate. The war can't last forever; when it Is over real estate should increase 100 to 300 per cent. ALL IN OVi: With the Prunswlck. Vou can en joy the world's best music because The Hrunswlck is designed to play j "better" all records cf all makers. The adaptability cf The Rrunswlck to all record? Is one of Its special ; feature. Any needle may be used. lnckidinc Jewel point, saphlre ball teel, etc. All without extra cost, j Demonstrated at Smith & Wher- rett's. Adv.. STCH liGVELY STYLKS! Just one of the many complimen tary expressions heard dally by those inspecting the varied assort ment of beautiful suits at T. Garland and Co. Suits, $19.75 to $75. Tricatlne. Poplins and Poiret twills. Serges in six different style? way out of the ordinary. Workman ship perfect. Always a little touch Tweed mixtures In sreys and tan. " t lo'wion it C fin A m Advt. A ;ooi HPY. -tiere Is an everlasting value to a diamond consequently it is al ways a good buy, especially when j sold by a responsible dealer We ' are ehowin? some beautiful dia- ! mond jewelry in settings of the newest designs. We have a large assortment which we mount to or der. By comparison you will find our prices agreeable. Calvin Clauer Co. Advt. The new brown. Ian, shades In bronze. grey, Havana rhampaisno. xvorv and white at Icitr.er's .Sons. Live Spares From a Live Wire J Speaking before the California State Realty federation at its 13th i annual convention, Rivers! Je, Calif.. ;l.-t December, Fred K. Reed of Oakland, and a member of the na tional own your home committee, load" a few pungent remarks. They ajmiv to every quarter interested in own your home movement: There are two types of real es- ! täte men in California today. One I k ind, when everything seems to go j wrong, when usual methods -.von't j work, sinks in the big chair, rubs its . poor head, and ay: 'It's no use; I've tried every way I can. and it (can't be done. and quits. Then there is the other kind that sits j down, too, but this one sharpens its j pencil and scratches its he.id, and j s: 'For every problem there's a j solution. What's the answer to this one'.'" " "You can't go through .n earth quake and fire one day and start a Palace hotel runninpr full blast the next. You've got to build from the disturbed conditions by beginning at the very bottom and working up. What is the underlying principle of our business; of the construction of MARSHALL SAYS WIN WAR, TALK OF PEACE TERMS AFTERWARDS International News Service: CO LU. MRUS. O.. April 2 0. "I am not interested now in peace or terms cf peace we must win the war," declared Thomas R. Marshall, vice president of the United State?, In a Liberty loan address here last night the- only public address the vire president has made during the third Lilurt loan campaign. Vice Pres't Marshall and Mrs. Marshall, who ere the guests of Columbus yester day, left for Indianapolis this morn ing. "No man is dead who h?ts given his !ife for a great .cause," Mr. Marshall said. "When our boys are not present any more at roll call, the answer will be that they are not cVad, but absent in the dis charge of-duty." Speaking of the American forces, Mr. Varihall said: "No army on earth has ever had the care, supplies and attention that ours has." ,0 r - I i , i i , -., ' V- ' DR. EARL P. WAGNER Candidate for Coroner on the Republican ticket. Born and raised in St. Joseph county; lived in South Bend for 26 years. Your vote will be appreciated. Advt. Let Uncle Sam buy what he needs to win the war! Your part is to SAVE for his sake and your own. Don't wait until you have a large amount. Deposit small sums regularly. ST. JOSEPH COUNTY SAVINGS BANK. THE ST. JOSEPH LOAN & TRUST CO. :! what Uncio Spending cities; of the improving of farm lands? What is the cornerstone of our national life. Isn't it the home?" "Men, in these days of high wages and biff profits and low property costs, should be brought to make certain their success in life through the investment of their surplus in a home. This form of investment should have precedence over all others except Liberty bonds. In spreading th-s great truth of home ownership we, and the public in fol lowing it, will be doing the one sen sible thing that both, as normal hu man beings, should be expected to do in times of stress." "Did you ever know a man who owned his own home, who let an other fellow kick in the front door, or even let a chunk of mud be thrown at the side of the house? Home owners fight for what they have; and what America needs right now is a nation of fighter. And when he goes away to light, isn't it a pretty comfortable feelinj? to know there's a roof over her head while he's gone, and likewise if he never comes back?" I Air "Vote for WILLIAM KLIXKNKR Democratic Candidate for stati : iu:iiti :si:ntati vi-: Irimarics May 7tli. Mr. Klinkner was born in Center township in St. Joseph county, and has always resided there. He is a keen business man and is one of Center township's successful farmers, which is in itself a good qualification. Has been appointed twice as County Drainage Commissioner by the County Commissioners, and now holds and has filled this position in a very satisfactory manner. Mr. Klinkner is well qualified for the position that he is endeavoring; t r otto in i r-w? 5 f ci V v--... of his many friends that Mr. Klink- I ner entered the primaries. So Cast your vote for William Klinkner. Advt. Union Trust Company Safe Deposit Boxes with speci&I facilities for the privacy of cus tomers. Save money by patronizing merchants that advertise. HELP DO YOUR -a- . . . -.v - . .v.- V1 1 ,t i iw : 15 15 15 &t&Ct ( am tM Phon A beautiful new addition directlv east of stnp one on the Niles car line, convenient to thi St. Mary's city car; half hour service, 5c tare. Lots 75x142. Splendid buildin- sites. Just the p'bee for spring gardening on your own lots, where yu can plant what you like, such as berries, fruit or vegetables, as "this will always he your own property. You can ta'e possession ::nd begin cultivation upon first payment. Prices reasonable, from SM 5 to Si 65 for larcre quarter acre lots. Terms SI per week. To the iirst persons taking advantage of this special offer and making a substantial cash down payment, we will give in addition one 20 year, 15 size, gold tilled. 7-jewel Elgin or Waltham watch. The winner will be promptly notitled. . Write your name your solution by letter only to - A, -T H I iMhl T See Mumford's bungalows at 1 738 to 1746 S. Marine St. (first street east of Miami), if you want a real mod ern up-to-date bungalow five rooms and bath, hard wood trim and floors, open fireplace, bookcases, side board, full length mirror in reception hall door, medi cine cabinet, front and rear porches, large basement with drain, stationary laundry tubs, Holland furnace, combi nation hot water heate'r, lot -45x142. Convenient to schools, churches and two street car lines. Good neigh borhood. Property advancing fast. Built on honor, and the price and terms will attract the most exacting purchaser. "YOU WILL BUY ONf: EVENTUALLY, WHY NOT NOW?" SEE MUMFORD 1746 S. Marine St., or 415 Union Trust BIdg. Phone Home 1345 or 7396; Bell 31. FOR SALE Modem five-room new bungalow, fin ished in oak, located in south part of city, near school and car line $200 cash, balance monthly payments. FOR SALE Seven-room house on Laporte ave., paved street and corner lot. Liberty bond as first pay ment, balance same as rent. FOR SALE Six-room dwelling on McCartney street. Vacant lot or small payment down, balance on payments FOR SALE New five-room bungalow in River Park near car line and school S20(V.oo down payment, balance same as rent. I FOR SALE OR EXCHANGE Ten-room modern house, and large barn, with three full sized lots located on car line. Will exchange for farm, or accept smaller place as part payment. FOR SALE OR EXCHANGE Seven-room modern cottage on Lasalle ave., only few blocks from center. Will sell on payments or exchange for outside property. FOR EXCHANGE Vacant lots to exchange for im proved property. FOR EXCHANGE Twenty acres near Notre Dame university to exchange for city property. HASTINGS Hastings Building. Bell 211; Home 6440. Office Open Evenings. MAX ADLER COMPANY World's Best Clothes Corner 31 ich. and Wash. Ste. I The Big Cut Rate Drug ! Store OTTO C. BASTIAN rmrnnrsT Auditorium Theater. frti 1 S 17 Cultivate Your Vn)K It Can Pinn (5 n Can Ynu Do It? L pJ; Put a different number in each of vnnnrps. no two uVures alike, make a your figures in each column equal to tifteen, nc matter'which way you add, up and down, riht and left or corner to corner through the center. TRY IT! We will give twenty-five the first ten persons sending tion to the above problem. first payment on a lot in PJEADQWBROCM FARM SUB-DIVISION The South Send Realty Company Box 145, South Bend, Indiana. Own Your Own Home s J.P.McGILLCO. "The House that quality built- Cat mm tsbrmxfei Ul& yat la Year WatrtL It ooft-ta Frank Hayr & Sow 1U Own War Garden Be Done the nine total ot i dollars to each ot in the correct solu Money to apply a? H and address rlainlv and end 1 Advt.