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■1 M For Families with High Standards and Modest Means REAL ESTATE ACTIVITIES IN COUNTY GROW frtw. Ute Hibernia Bank and Trust Ob,, of Hew Or team now to liquida tion The puretiaar prior of tote property waa fine ai $ujm The property m (teacrlhad at fol lows ti at act. SWl of 8X1 and BWi of NWi of SBC eaetton S3; Wi of SWl and SKI of SWl. aacUon S3 all to Tf S, » 6 W W| of Ki. KA of Wi and Wi of WI asruao 4; Wi of Ki. MCUar, i; It Of NKi. Ki of Wi of NKi. that port of Ki of SKi lying mat of Bayou Caaotte and that part of Ki of SWi of OKI lying Booth of Bayou Caaotte secUor, «; Wi at NKi NKi of NWi. SKi of WI of NWi. SKi of NWi Ohd SWi. section S; BWi Wi of SKi and SKi at SKI. section 10. 81 at Si of motion U; Si of RWt •action 13, entire section 14. Si and N4. section U. Ki NKi of NWi. Ki of Wi Of NWi. Nt of NKi Of NWi of SWi. etc. section 17; NKi, Ki of NWI SWi of SEi section SO: and entire section* 31 32 33. M, 37. 30 and M. all In T a S. R a W Comparative increase* alao In values of properties tr. aUvn parte of tbe county, where ahotm tn some of the deads recorded, as follows Mom Point Realty Co to J P Board lots O. t and 3 at first ad dition to Magnolia subdivision tn Ctty at turn Point J. W. Shuman and Mrs Edna C. Shaman, his wife, to Un Bertha William* houar and let, tel 40 by 46 taet tn Bac f. Tl 8 Mr* Jama* D Oautier and Jarne O Oautier teu a and I. Block I at Oautier * lint addition to Mom Fatal Ocean Springs State Bank oI Ocean Spring*, to J C <J»y and J T Beta* Gay. hU wife, lota 11. 13 U. 14. 18 and 14 Block 3. of Schmid; Park subdivision atan lota 17, U 1* and SO of Block S. Schmidt Park autodlirtaion, alao at) of Block 5 SchmidU *ubdlvutoo: alao lot* 3, 3 4, 8 4, 7. and *. Block 8. Bchmtdt Park, all In city of Ocean Spring* City of Oman Springs to R H Holme* tot 884 feet on baach by SR feel tn Section SO. T 7 B. R 8 W L J. Baearye to Howard Baaaryr W| of tot 8. 8q B of Hebrard tract, city at Paacagoula Btatr of Miaetaetppi to Johnnie Mat Nt of SWi. aacttan 4. T 4 8. R 8 W B H Stonnon to Mr* L O Tar rant. tot 184 by S00 feet on Fountain Read, section 14, T 7 B, R • W Btandtaii James Bradford to Mr* I B Webb tot 44 by 4S0 feet tn SWk of SKl and NKt aacttan St. T 7 S R « W Bute of MiaataHppl to Richmond McKay. NKt of NW|. aeettan 3. 7 4. R 8. Mr* C E Lynd to Mr* La re me Bmader* lot l» by 1M faet tn lot 3. Bq C. C M Randall tract Sec tion IS. T 7 0. R 4 W Pearl Maple* to 8 J, Maptet, lot 80 by ISO feet, Section 84. T 7 8. R 4 W. Mr* George Rigby to Mr* John H HUJ lot 3. and W 37.11 teat of lot 4. Block 1, KreherlUr being 100 tact frontage on Beach Boulevard Pascagoula Harold Franc)* Bww and wife, nonce Hepler Bow, to Robert W Bateman house and lot 70 by 77 feet on Joe street.. Fascafoula Mrs Dora C VaaClaare, Dryden VanCleave Sr, and Gordon Van Cleave. heirs of W 8 VanCleave Sr to W S VanCleave. Jr., h* ISO by 100 feel at Government street ' end Ward avenue. Ocean Springs Mrs Onexima De Bouchel to In : nils Shtpbuliding Corporation, tot *00 feet frontage on beach by 2574 feet on east bank of Pascagoula River. Pascagoula C Cote*worth Bancroft, Inc., C. Coteeworth Bancroft, Mr* Lydia C. WickUftr and John C Oolgan. prop erty listed next above. R O. Lander and wile Mary E Lander to Emm* Lou Richards. | lot 16 by HO lest on Commerce P Amoe"Roll* andwtte Georgia Lae ! Chariton Rolls to Harold J Winkle-! aeth and wife, Marie Larsen Winkle : seth. lot ISO by M feet an Morgan's 1 lane Pascagoula W J loom to Maxine Williams, itot SO by 192 feet tn Lot a. 8q 2. Tier 1 Our lie tract. Moos Point J V McOorvey. widower, to Bd S ward R Williams, lot 49 by 1*2 feet j in lot J Tier 1, 8q 2 Our lie tract ) L E Evans to Zack Hollingsworth, j lot 90 by 192 feet on Morgan* Lane ! and Ptne Street. Pascagoula. Stale of Mississippi to TUlla Hill, lot 9 of Popp's subdivision In Ei of | HE. section 90, T 7 8. R 6 W, Tim* Hill to Lured*le Binging I Ri'ci Power Association, property baled next above. State of Mississippi to Mrs Clam Duffle Cost*. lot I, Block 3, of Alto Park subdivision. Ocean Spring* Mr* Clara D Cuatcs to Joseph James Duffle. Jr and Charles Duf fle same property listed next above. State of Mississippi to Pred J Ryan, part tot U, Block *0. section *9, T 7, R g, Ocean Springs GAS FITTER MAT Says . . . •Have Your House Piped For Gas Now!" tw>llj A BeUaMe Banded Ow filler We aaoctnMt and install redu MB and pipes in I'eme and ol Ose Let out rent stole live give aw a low estimate Mat Sumedinger Phone 304 amsssssma^mLiiu.M!Li.uM.^.."u.» CHARLES LADNIER General Contractor REPAIRING — REMODELING CONSTRUCTION Eattwt— Gladly Furnished EASY PAYMENTS On REPAIRS - - - ADDITIONS - - ROOFING - - WE WILL FURNISH ESTIMATES BY REPUTABLE CONTRACTORS LET 08 SECURE AN FHA LOAN FOR YOU Builders Supply, Inc. A COMPLETE FJLA. SERVICE Phenes 607 or SOS—Telephone Reed ji-- ■ ' " A Small, Small Hou*e For Beginner« need for stain and a mail tawdry Ism expaoatwe bring to mkto* by hill thick Inaulated walla. «ki< eut the foal MU of thto little bou from SO to M percent- AH ootaide wall* and Um space between the celling joints an filled with S% teak thick mineral wool. Screened rents under the earea amply runtltete the attic The rood, low-pit chad to mate the bouae appear wider, la corarwd with flre-natotaat. tefimnl-aorfaoad aaphalt shlnglaa Randolph Bran*. who designed thto bouae for the Monthly Small Hnuee Chib of ST Bast «th Street New York, baa suggested the fol lowing color scheme for R: Roof, blne-greec aaphalt ahlngtea: waHa. ! warm gray; windows, white, and | front door, dark plum. Stability of Home Market in Guarded The function* of the Federal Housing Administration In statollls I tng the home-mortgage market I were re-emphastoed recently toy Ad ki Ftr|utott. -n Is important to keep to ntod, particularly at the present time the basic fact that the Federal Housing Administration to an insuring agen cy which does not in any way com pete with private enterprise and in particular with lending institutions which enjoy the benefits of Insured mortgages." Mr Ferguson said. Net Csarpetlthre The very purpose and functions laid down In the National Housing Act prevent the FHA from being in any settee a competitor with private business Actually, the In terests of the FHA and the Inter est of private enterprise are eioeeiy related " Mr Ferguson said that the FHA program vs set in motion to re place the mortgage-lendiag prac tices which contributed to the crash of real estate value* To this end the FHA has c ousts tan Uy de voted its effort* and activities To day the Federal Housing Adminis tration to striving to conduct Us affairs in such a manner as to avoid the chaos that resells from neglect and tndiflerence ■ >ne Federal Housing Adminis tration' according to AdmlntsUstor Ferguson “In continuing to exercise calm judgment and care in insuring policies adll act to keep such stabil ity In mortgage lending as has al ready been achieved and expand It to provide against unsettling con ditions in the future " Continued Conformance The preservation of stability tn mortgage lending will require con tinued conformance to the sound principles laid down by the Federal Housing Administration Simple and logical, they comprise the single amortised mortgage for s high percentage of valuation with payments spread over a period as long as 30 or 35 years In order u. permit Ui« borrower to repay the debt comfortably. The borrower must show evidence of earning ca pacity «nd integrity toward hi* ob ligation.- a uniform naUona! In- j teres! rate established in his original i contract assures him that he wtli ; IjmimPat mmmm*** I cured by Ute mortgage must be well ! constructed and well located, as suring conUnued appeal as a place of permanent abode FHA Construction Valuable for Home The Federal Housing Administra tion's minimum construction re quirement* are of assistance to home owner* who are planning to participate In the program for re modeling and rehabilitation of old house* at a means of creating needed defense housing. Although the requirement* pro viding a minimum standard of con struction were set up to apply to all new dwellings on which the mortgages are insured by the FHA. their use need not be limited to new-home construction It will benefit home owners In defense area* who are planning to convert old-fashioned spacious homes Into small apartments and rooming or boarding bouses to study the prin ciple* of good building as outlined | by the FHA There are certain sections of the minimum construction requirement* that are very specific Those deal ing with foundations, water-proof ing. and general structural ! futures are fixed Other sections however, are much more flexible No Interior equip ment is specified as U> make and design Only the installation is regulated "No minimum require ment* are applied," according to the FHA. "to Interior finish such a* tnm. ttoonng. tile work etc The choice of such materials will be left to the architect, owner or builder, jit Is understood that the material| and workmanship shall be of stan dard equal to the be*; practices for the type and kind of building being erected." Over 1000 separate show* were giver, before soldier audiences total ing more than 3.000,000 during sum mer and fall month* tin* year. (iood Planning Will Preserv e Homes A poorly planned house Is not a good investment. A house that is not properly oon bility in a requmng re pairs and costly maintenance. A poorly built or loo cheaply built house can be uncomfortable and expensive to heat in the winter, while a home for year-round use must resist warm-weather condi tions and continuous usage In a well-planned house the vari ous elements are balanced in quan tity. quality, and cost and are so combined to result in s satisfactory Shelter Federal Housing Adminis tration officials say the necessity ' of wcli-baltinesd design is especially ! important ir the small house of low cost, wham a maximum amount i of usable space, with as much com fort. convenience, and privacy as possible, must be obtained for a minimum amount .of money. In a soundly constructed house the foundations floors, roof, walls and ceilings will meet the test of time and wear As a rule, however, the average home buyer does not have the tech nical knowledge necessary to check on structural details For example, methods used in constructing the frame of a house usually are not understood by the layman, or. If they an. the framing Is soon cover ed and only by peeking around Joists and stlis in the basement and under eaves and fioors In the attic can the house-holder obtain a partial idea of how well the work has been done A family building Us home under the FH A-insured mortgage plan has better aesurance that Its home will be well constructed, for during the course of construction several com Fllance inspections are made by FHA representatives to ascertain whether or not the methods and materials used conform to the orig inal plans ami specifications and to the standards set by the FHA SERVICE It takes “service" te keep the contractor and workman going. It’s our business to furnish this service as well as the materials, that's just a habit of ours. Try us. —‘- - - ■— —— - - -— - - - - - ,r „ - r ROOFING — SIDING — SHEET METAL Jackson County Roofing Co. F. H. A. Term* — Phone 781 — B. F. Loflin, Manager ■aJBULU.LJLL^^^ilLJJBL 11—lg !1 11———! Ul«g. IEML ISL'i^ L.- » Cantbon TMOSNASTORJOHATED THE * DEMOCRATIC WN*Y, THE (REPUBLICAN ELEPHANT AND i The UMMANY TXjER IN CARTOONS Of THE BOSS TWEED ERA' I < 1 (tooMvelt i Hat L Bull Moo* Party kOnaWysHot k Lnceias Am «nd Rail l Oml Homson* Cabin k Ml Kinley's Hot * OarMtft Canal Boat l Mira* Jonnwni fiaur. Don't go wandering Ufa without -rr-Mro an effort to rvalue you luntHtHou. Get oo the highway of attain ment through * Saving, shm Aerinnl at Uua dejeiidafclr aooocteUMi t on ran aw niton and a* yw rihooor and tsarn the higher dmdra* jndfrfnt by oev current rale of *%. *— - - WANDERERS UPON OUR HIGHWAYS SHORTENED THE SALUTATION. •HEU.O BOr'/ TO *HO'BO** THUS BRINGING A NTW WORD INTO EXISTENCE -/< j Uniform Standards for Street and Road, National Prospect Washington DC., — Uniform standards far street and road Im provement* in new subdivision* ad justed to total condition, tn dif ferent areas, are now tn prospect for practically the entire United States Peeler*. Housing Administra tor Abner H Ferguson announced today "Establishment of such standards han king (Men an objective of the PHA Mr Ferguson said It should result tn a better Investment for the home owner a sounder mort gage for the lending institution and the PHA, and a more stable and livable community. “Adequate and well-planned street Improvement* soundly constructed at reasonable met. are a vital factor tn the lasting success of any new residential development." Already many FHA Insuring of fice* haw made working agreements wtth county city, and other local authorities In regard to sheet im provements and definite standards haw been established. Mr Fergu son said Basic agreement* haw been reached with local authorities by other FHA insuring office# It is the expectation that soon such agreement# will ©over all the United BUte*. as well as. Alaska. Hawaii and Puerto Rico 'This movement '' Mr Ferguson said, “is the result of long-sustained ; hard work The Land Planning D»- j I vision of the FHA has made ex- i | hausuve studies of the actual traf ;fic requirements far various type i of subdivisions, the types and widths of pavement* for different densi ties of traffic, the high cost of in adequate pavement* to both the city and the home owner and the value of cloae coperatlon between city and countv authorities in es tablishing uniform standards" Xt was pointed out that the FHA Land Planning Division had worked out basic casts for streets in various sections of the country These costs are broken down into their com ponent parts of streets, sidewalks storm and sanitary sewers, curbs, gutters, trees, park strips, etc — wtth variations for concrete, as phalt and other types of paviiur material Then the standards have been j adapted to the sol! and the customs ‘ of the dtlrn and counties In the ! insuring arm of eaeh nu office ; by the local underwriting staff, tn consultation wtth the Land Plan ning Division and in cooperation | with local highway engineers, land piamung commissions and similar authorities "This work for uniform street im provement standards." Mr Ferguson said, "is serving to iron out many differences between city and coun ty government*, to untangle divid ed or disputed authority, to aid subdivision developers in making de tailed plans and calculating specific costs—and thus eventually to give kbetter values to home buyers " In more than one area, it was stated city and county highway au thorities had been more or less at cross purposes for years PHA of ficial* cooperated with these author ities in establishing common-sense requirement* based on facts and figures The result was the adoption of uniform requirement* bv the city, the county, and the PHA "Subdivision developers in areas ■ where these agreements have been ! reached know exactly what they must do to satisfy all street and road requirements," Mr Ferguson said 1 “They can go as far above these minimum requirements as they wish "The ultimate result of these agreements on road improvement standards throughout the United | State* will be a better home In a { more livable community for the I average American It is in keeping with the purposes of the National Housing Act.” Payments Eased by Budget Systems The Federal Housing Adminis tration's "budget" system at home ,_ I financing with installment* simi lar to rent makes home ownership pnwrtbie for thousands at families wtio before were unable to afford a home because of the requirement* of outmoded expensive first-and second mortgage financing systems The long-term fully amortised system of payment Is of great con venience and protection to borrow er* Under traditional practice, first mortgages were for short pe riods and rarely exceeded 00 per cent of the appraised value Tills often required expensive refinanc ing and costly second mortgages Under the insured mortgage sys tem of the Federal Housing Ad ministration mortgages are made for as much m M per cent of the appraised value and are paid off in equal monthly installments over periods that may be as long as » years under certain circumstance* Each payment include* a part of the interest, current taxes, fire and other haaard insurance, and mort gage-insurance premium etsi—- -!. . t—ere-—a» I>riority Rules On Building Materials To allay pessimism among pros peetlre home bulkier* occasioned by dire interpretations at recently published SPAS building construc tion policy Donald Netaan, Director of the Office of Priorities, Wash ington D C. has made nubh* a recent letter to Senator timmmtm Wiley of Wisconsin Mr Nelson ca ptains that only certain critical bat materials of which there is an acute shortage, will not be available for private building Thu does not mean that all home building must cease, as very satisfactory homes can be built without these Items Par in stance the mom acute shortage Is in copper Copper gutters are not an essential; wood gutters an serv iceable, economical and attractive. Nor are steel beams necessary. there are good sound houses standing to day. as they hare stood for hun dred* of yean on wood beams There is no bottleneck'' in lumber —*1 L L _ Federal Housing Administration Title 1 Modernization and Repair Loans Now Available DO YOU NEED A NEW ROOF, ANOTHER ROOM. AN ADDITIONAL BATH, INTERIOR DECORATION. OR OTHER REPAIRS 3 YEARS TO PAY Sec Tabic of Payments Below Wkes l* woBtta fSrrj! •MO-421.08 : "*« I ubTr—gs •600 62632 43.86 638 46 28 32 MOO—-| 83138 62.84 846.16 3630 •706 73634 61,41 763 M 4186 MOO- 842.11 70.18 86134 4737 - 0*737 7636 80833 5838 11.000 1.06238 ^~if^ri3WHii«' 82300 - 240536 175.44 £16334 11*36 8^600 -|S 2.63136 21830 j 2,60231 14036 $2,660.00 limit on any one loan, unless repair is on dwelling occupied by more than one family. Ob multi-family dwellings, with approval of State Administrator, loans may be matte for nurimimi 0f five years ami $6,000,000. As much as $8,000.00 may be borrow*! for term of three years for repairing or building new mercantile buildings, way aide inns, filling stations, or structures of like nature. OPERATION OF THE GROSS CHARGE TABLE •t a* , It tht HHM to to fiaucto a K.«M tor U toartte. —'•t Mto rM-rmatiom aa {allows: TaWs Ur « assMs '-IT1' " ' - * —• -*• - — j See Us For Full Information PASCAGOULA NATIONAL RANK MOSS POINT PASCAGOULA MISSISSIPPI w' 1 1 ■<