Newspaper Page Text
Uncle Sam ALL ABOUT THE NEW POSTAL SAVINGS BANK SYSTEM AND HOW IT IS MANAGED. Two Billion Dollars of Hoarded Treasure The New Banks and Their Depositors Work Among the School Children Chances For Women The Foreigners and Their Money Govern ment Bonds An Idea Worth Mil lions, or How Frank Hitchcock Has Removed the Necessity ' for 2000 Bookkeepers. (Copyright, 1911, -by Frank G. Carpenter.) ASHEKGTCG. D. C, July 15. JJ Do vou want vant to open an ac- T count "Kith Uncle Sam, bank- certainly do anvay with the possible er? You can do it at several hundred! employment of 2000 bookkeepers, which, different (places over the union. A 1 even at as low a salary as 1000 a year, thousand or more banks will have oeen would make an annual draft on the established by the time this letter is treasury of $2,000,000, and that in ad ipublished, and this Dumber will be ex- dition to othqr machinery which would tended until it covers the 40.000 and greatly add to the total. Mr. Hitchcock odd money order fpostoffices throughout conceived the idea during his trip to the United States. The postal savings J Europe last summer. He there saw the bank bill was passed only last congress, f complicated machinery of other nations, nd the business was started with $100,- the most of it based on the system de 000. This was to establish 48 banks, vised by Gladstone, whih has been each state navimr one. wnen, congress anefc a sain in the spring more banks were startea. jjoiry-wve auaiLiuuaa ones were in operation in April, 36 more were added in June, and from that time on thev have one ahead at the rate of 50 per week. At the ' beginning of the year the 48 which were ftfst started had taken in only about $75,uu0;rbut with the new banks the deposits nave quadrupled, and they will soon amount to $1,000,000 or more. Two Billions of Hoarded Treasure. Indeed, it is" impossible to prophesy how much money will come into the postoffices. The amount will run into the hundreds of millions. It can do that and still not affect the -banking j institutions wluch weave today, lhe officials of the treasury department, who keep track of the money in circu lation and in .the banks say that there is an enormous summot accounted for which lies idle, either in hiding or in the -pockets of the people. This amount is more than two thousand million dol lars. It is enough to give '$100 to every family in the United States and enough to buy the steel trust and leave some thing over for a few railroads or so. It is about 2 percent of the aggregate wealth of the nation, and if it could be collected together into one pile it would almost pay the national debt twice over. Take it out of hiding and turn it into government bonds and we should not have to borrow a cent from outsuie na tions, and at the same time would have enough surplus capital to complete the Panama canal and dig a ditch big enough for the largest ocean steamers ironi the great lakes to the gulf. Similar hoards have existed in all contries, although nowhere to such an excfcnt as in ours. We are the richest of the nations, and we have more loose money than any of the others. Take for instance the Hindus, where the standard is so low that you can hire a i man for 10 cents a da3, and where many of the people figure on how much they will eat for supper in order to know whether they will have enough Isft for breakfast. That country is known to "have a hoard in gold or silver or jewels hid away under its floors, and since the British government has established pos tal savings banks there $500,000,000 have beem taken out and deposited, and the accounts in the postoffices are al most one million in number. Uncle Sam's New Banking' System. But how about taking care of a busi ness like this? Think of the work of handling 40,000 different banks, each of which has hun dreds of deposit accounts! Think of the deposits and withdraw als, of calculating the interest and of keeping the accounts where the loss of & cent in the balance may set a clerk crazy, as is common in the banks of today! These are some of the troubles that are agitating the other nations which have similar banks and are costing them millions. It is so in Great Britain, where a big building at London is de voted to keeping the books. The banks have been in operation thsre for 25 years, and the separate accounts are 1,000,000 in number, while the total de posits now equalv $781,000,000. The cost I ui uie inaciune is sucn xnat unaer stand the business is run at a loas. Sim ilar books are kept in France, Germany and in nearly every civilized counjry on the face of the globe. This was one of the difficulties which faced Uncle Sam when he took hold of the problem. Our postal savings-bank business is bound to be twice as large as thpt of any other nation, and, should we carry it on in the same way, Theo dore L. Weed, the chief clerk of the postoffice department and the secretary of the board of banking trustees, tells me, we should have to establish, in time, a great accounting system here at Washington, with a great force of clerics to keep track of the moneys in these thousands of offices scattered over more than 3.000.000 square miles. Nevertheless, we have begun the busi ness without a cent of additional ex pense -for clerical hire. And, moreover, the prospect is that it will bfi carrinil nn without any material change in our gov- eminent machinerv when . rf , nrp TmndrPl of -m;n;nnV a CT I are nunoreos of millions, and that at an expense -which, in the lijrht of its ost -to otlier nations, vill fte ridiculous. ay small. An Idea Worth Millions. For the invention which has done away with this enormous bookkeeping Uncle Sam is indebted to Prank Hitch cock, his postmaster general. It is ai invention -worth millions, for it is esti- &tTjh. E CELEBRHED''S YI C STOMACH t w B! T T F R SInaieestion HAOVtcvh Constipation, Diarrhoea, Cramps or Malarial S'ever? Try the Bit ters today and note the bene ficial results. BY f mated that it Trill save at least $1,000,- 'UUO a year to the government. It will o.u.utcu uy su ouuer countries. ma was the use of the passbook, which in England meant the posting of the cTe- j posit books of 15,000 offices, and of keepmg sets of books for them. It in volved the employment of 2000 clerks in London, and of a great bookkeeping es tablishment there. In our own country the offices would surely be three times as many as in Great Britain, and they will probably be 50,000 or 60,000 or more. To handle them on the European system was evidently very expensive, and 2St. Hitchcock, in working over the matter, originated a plan whereby the accounts would to a great extent keep themselves; and that twithout mistake. Certificates vs. Bank Books. This plan was he wiping out of the -passbook, and the issuance of drafts or certificates of deposit. This has been installed, and it is. the present system. The depositor hands in his money, but in place of having a credit made on a bank book he is given a certificate of deposit for the amount he puts- in. The certificates are in the denomina-. tions 'of $1, $2, $5, $10, $20, $50 and $100, and they bear interest at the rate of 2 percent per annum. Thev are neither transferable nor negotiable, and are not worth anything except in the hands of the person buying them. They are issued in duplicate, and the original and duplicate must each bear the signa ture of the depositor. The duplicate is retained -by the postmaster, and if the man would withdraw his deposit he must bring back the original, and sign his name in the presence of th nosimns- ter, who compares it with the signature on the. duplicate. It is after iusf. th I tome method that the traveler's cheeks t sued by banks and express companies are -casnea au over the world today, and the same as that used in letters of credit. One might forge another man's signature, but it takes great skill to make such a forgery offhand in the presence of the man you are trying to aeiraua. If a certificate of deposit, should be lost or destroyed itan be duplicated 4y applying to the postmaster, the signa ture, made in this way, being, evidence of the claim. Thfe ptmaster -keeps a record of these duplicates', not in a book, but in a set of manila jackets or en velopes after the card index system, each manila jacket bearing the name of a depositor and having in it that de positor's duplicate. It is as simple as rolling off a log. It Is Foolproof. Arain the flfipd nf hnnWoaninrr ?o avoided by the fact that deposits are and that the money has to be left in one year to draw interest, the interest be ginning only on the first day of the month. The depositor knows that if he takes out any money in less than a year he loses his interest. If he leaves it in for one year he gets 2 percent; and he must leave it in two years to get 4 per cent. In other words, there are no -fractions to be considered. The system seems to be -foolproof. . The depositor knows just what is coming to him. He can drafw ;as much or as little as he pleases, provided the denominations are right; and when his money is all drawn "the tearing up of the manila jacket closes the account and wipes his name from the government, rolls. In fact, there is no other record. Dot Intended for Millionaires. These banks are not intended for -mil lionaires. In fact, the most that any one can have on deposit at any one time is $500: and it is not possible to deposit more than $100 in any one month. When the first 48 banks were opened many farmprs came in with sums Tanging from $1000 to $10,000, and were surprised when they were told that only $100 could be taken per month. One old wo man called at the postoffice department here in Washington. She had a big fat pocketbook with her which contained the savings of years. She said that she had lost her money in private bank failure 25 years ago and that since that time she had been praying for a government bank where her funds would be safe. . At one of the other stations two farmers brought in two canvas bags of corns wnicn together new more than aoXEi Z"Tl. .er,:ueM .more ,.,a? ruuv aiu atKea to aeposrt it; -wnue at BnhoiV P a fiprmo, ;r- ?aA $1700 and was surprised when the post master nrmild accept only $100. At Ash- uauia, jiuu, one iaay aeposicea iuu. and said she -would return monthlv un til her account had reached the iimit; while at the same office a man -who was refused the chance to put in $500 at a lump said he did not care to open an account wherp the money went in on such small installments. A Chance for Women and Children. These banks will be patronized by the women and children. The laws provide that a husband has no control of the deposits made bv his wife, nor guar dians any control over those made by their wards. Even the children can deposit, and their parents cannot get the money except hy their consent and by their signatures in the .presence of the postmaster. Any boy -who has a dime may bein an account by bu3ang a postal savines card, upon which he can paste nine other 10-cent postal sav ings stamps, which he mav buy a3 he gets the money. When the 90 cents' worth of stamps have been stuck on the card, it represents a dollar, and may be exchanged for a dollar deposit draft at the ppstofifice. His name then goes into a manila jacket, and he 13 one of "the FRANK Gf. CABPENTEEf patrons of Uncle Sam's great banking system Suggestion for the Benevolent. In all places where the banks have been established many children are among the depositors. In some in stances postmaster have been asked to address the public school children on .the system, and school teachers from all parts of the country are writing the de partment for information, concerning it. At one of the Pennsylvania offices a boy has opened an account in order that he may have a start in life when he is through school, and in other places men are opening accounts for children and starting them on the way tosave. One "philanthropic man in Owen&rjoro, Ky., ) has purchased postal savings cards for all the public school children ot That town, 'his idea being to encourage thrift through the use of this goveramnis sys tem. This seems to be an excallent i.lea and I suggest it to such of you as have a charitable dollar to put where it will brinsr biff results. Take a village or town which has 1000 school children. An investment of $100 in these 10-cent pos - tai savings caras wouia stare zae cuii- dren of that whole town to saving, and would be better charity than the pau perizing indiscriminate gift-giving which is so common today. One might take the children of a single school or class and do the same. Indeed, this system of giving is subject to countless variations. Government Bonds for Savings Bank Depositors. Connected with the postal savings bank act is a provision by which the certificates of deposit may be used to buv government bonds. This went into effect the 1st of July, and many bonds have already been purchased. The law provides that postal savings, in the sums of $20, $40, $"60, $S0 and $100, and mul tiples of $l00 and $500, may be turned in for bonds, which shall be in the above denominations,, and shall bear interest at the rate of 2 1-2 percent per annum, payable semi-annually. These oonds cannot be bought except by postal sav- ings bank depositors, but they are so u4Uu uiai ivupue au b uraib in streets. New church' under construc the government debt of the United . tion on corner of Bio Qrande and States, and can own a government bond, j Florence. Preaching at 11 a. m. Ow They will be sold to such depositors at par. They are exempt from taxation, and they will probably have a market value somewhat higher than at the rate they are sold to depositors. This, at is thought, will add to the stability of our government. Every man who owns such a bond will want to support 'the government and will feel that he has at part in it. It will probably result fn,.& great part of our bonds, which are now held by the rich, here and in other coun tries, going into the hands of the people. Patronized by Foreigners. So far we have thousands of foreicm- ers who have been taking out deuosit3 in these new postal savings banks. These. men know the postal savings banks of their own countries, and they have faith in ours because thev are backed ov the government. Postmaster general Hitch cock tells me that vast sums have an nually been sent abroad -by the foreign element oi this country m order that they may be deposited in the banks of; direct and some is sent to friends, who put it in the postal savings banks of their respective countries. In the four years ending with 1909, more than $312,000,000 of such money orders were issued, and a large part of them were for savings deposits. Xow that the postoffice bank has been es tablished, a great deal of this money will go into it. This has been the case ii the banks opened in the mining camps, where many foreigners are em ployed. It is so. also, in the milling centers and in all laboring towns. At one of the Pennsylvania offices a group of foreigners, both men and women, called to see tihe postmaster, and on be in informed that they could only de posit $100 each, they went away, say- Coaching Scene In Silver, Feature Of the A. G. Vanderbik Dinner London, England, July 15. One of the features of the London Horse shorr was the dinner given by G Van derbllt at His flat in Gloucester Hous e, in Piccadilly. The table was arranged to represent a meet of the Coach- I a . J Park' DC"Vn 'h0 C6nter f th6 ta''le Was a Stretch of rotta way leadIn from Power Magazine past the Achilles Statue. ,A11 the grooms, jockeys, horses, spectators and peraino ulators ivero in silver Grass and ' ? iatUl6. V"ees re planted on the slde- At the d of the table was an e xact model of trie Achilies Statue. 18 inches high. After the supper, each guest was- presented with a silver favor. Banker l ing: "No pood to us. Take too many months to make deposits, come back when government gets bank fixed better way." Wanted to Pay the Postmaster. At Frosfcburg. 2Id., an Italian who deposited ?50 offered to pay 50 cents for the certificate, and when he was told, it did not cost anything and that his deposit would also draw interest, he was .much pleased. At an Ohio office a Syrian woman tried to deposit $370, and at Oroville, Cal., a number of foreigners offered -from $1000 to $2000 each, which, of course, was impossible. At Ashtabula, Ohio, a foreigner came from Painesville with $800, and at Globe, Ariz., the post master says that his depositors rank as to the amount of money held as fol lows: American. English, Austrian, Ger man, Russian, Mexican and Swedish. At many of the places interpreters have asked for literature on the system, sav ing that they want to explain it to the foreign laborers of their settlement, while at Dubois, Pa., two priests of for eign churches there; are studying the 1 svstem, and say ' they nvill 'spread the news among 'their f locksT It Runs Easy. In my talks with the postmaster gen eral and the officials in charge of the bank here at Washington I have -been shown the system and the accounts of 1 us operation xo aate. xne increase in THE CHURCHES. TRINITY 3IBHODIST Corner- Mesa avenue and Boulevard. C. S. "Wright, pastor. Preaching- at 11 a, m. by the pastor. At 8 p. m. a union mass meet in" of all the churches in the city. Dr. J. D. Ray, j. of the First Baptist church, will fill thepulpit at this hour, and will preach on Prohibition. All pastors will please give notice at the 11 oclock hour, and be promptly pres ent at S p. m. Special music at all services and public cordially invited. WESTMINSTER PRESBYTERIAN (Southern). T. S. Knox, minister. Te &Lnl! CompbeU ing to the union service at Trinity Methodist church there will be no evening service at Westminster. 'Sab bath school at 9:45 a. m. Christian Endeavor, 7 p. m. Prayer meeting, Wednesday, S p. m. At the morning service the "pastor will speak on the subject "Profit and Loss," text Phil. 3- 7," "But what things, were gain to j i, those- If.-courted loss for Christ" me Straneersf visitors and tra-veling men spending- the Sabbath in the cityare cordially invited to all the services. FIRST PRESBYTERIAN Corner Boulevard and Stanton. Rev. C. I. Oyerstreet, pastor. Preaching service at 11 a. m.; sermon, "The Church and Civic Affairs." Music by quartet led by Parvin TVitte. Sabbath school at 9:45 a. m. Classes for all ages. "Wed nesday evening service at 8 oclock. Cordial Invitation extended to all to attend these services. FIRST M. E. Corner Myrtle avenue and Ochoa street. Rev.Bernard Gibbs pastor. Sundajf ,, sChoill.9l5 a. m. -Morning worship, -11 a. mEpwoth League devotional seryice, '? 7 p. m. Evening Worship. S p. m. Midweek erH7e eidfti.8 &. tion will join in a union service at the Trinity M. E. ohurch. south. HOUSTON" SQUARE BAPTIST Cor ner Montana and Ange-1 streets. . J. JT. Bullen, pastor. Bible school at 9:40 a. m. Following the school there will be divine worship at 11. The pastor will preach on the Power of One Good Life. There wilt be no evening ser vice, our congregation joining in the union prohibition meeting at the Trin ity' M. E. chruch.' t, HIGHLAND PARIv METHODIST Cor ner Dakota and Federals A. N. Evans, pastor. Sunday school, '9:45 a. m., C. W. Bretz, superintendent. At 11 oclock the pastor will preach upon the sub ject of "Christian Llvine:" There .will be special music In harmony with the 1 number of depositors and amount of de posits is rapidly growing, and that as to every branch of the business. The deposits of the stations first opened have a larger ratio or increase every week, and the growth at the new sta tions is proportionately rapid. At the (present issue the deposits at the 48 original postoffices at the close of a year from their date of opening will amount to over $800,000, and if the sys tem should be extended to all the money order offices it will at the same ratio at the end of the first year thereafter have something like $200,000,000 on de posit. In the building of new postoffices' the government will put in special offices for the savings banks. This will be the case in the new postoffice at Wash ington, D. C, which is soon to be built, and eventually similar arrangements will have to be made in all the large cities. The most surprising feature of the work so far is the ease with which it is handled. The new banks are running without complications. There, have been no objections from the local savings in stitutions and the postoffices promise to bring a vast amount of new money into circulation. Indeed the postal sav ings bank is the greatest financial suc cess of this administration. Frank G. Carpenter. order of ' service. There will be no service at the evening liour, as this church will cooperate with the other churches of the city in the union ser vice which is to be held at the Trin ity Methodist church. A cordial Invi tation is extended to all. THE CALVARY- CHURCH Tomor row: The- Sunday school will meet at 9:30 a,' m. wltliO Nafe. snperinr tendent. The School is" thoroughly graded and-doihg a ?fine work. The primary department, under Miss Hanks and a corps ot competent teachers, is doing a great work. Preaching by the pastor R. T. Hanks 11 a. m. The B. Y. P. U. will meet? at 7 p. m. The 8 p. m. service will give way in favor of the mass meeting at Trinitv Methodist church where Dr. Ray wiill speak on prohibition. .EAST ED PASO PRESBYTERIAN Corner Poplar and Texas streets. Sun dav school at 9:45 a, m. Divine wor ship at 11 ociock, conducted by the pastor. Rev. Kenneth Brown. Tnere will be no night seryice on account of the union meeting of all the niiiirchpa In th Trinitv MethodiKt church 'to which all are invited. ; . .?. : ; SPRING HOUSE 'GLEANING AT THE ALLIGATOR POOL The alligatorsr who live in the tank in San Jacinto plaza, are to have their home thoroughly rejuvenated a sort of belated spring house cleaning. The city sent a man to clean the tank out on Friday morning. One d the 'ga tors evidently had not slept well, for I he refused to leave the tank. As he showed a disposition to snap when disturbed, the cleaner did not argue the point with him, but proceeded to drain out the water and left the 'gator stranded. J i '! &. v ?'! ! ! ! S J EL PASO TELLS , .; HER TROUBLES To the ""Want" Columns of J The Herald. "When there's an unexpected vacancy in the of iice or factory force, it's a Herald Want Ad that gives no tice. "When there's something val uable lost or a tenant leaves, a call to Bell 116, Auto 1115, tells the news. El- Pasgbns learned that Herald "want" Ads "are the best resort in, an emergency. Kp $ & A . Try Herald Want Ads. s We Succeed Where Others Fail OUR YEAES OF EXPERIENCE m THE TREATMENT OF CHRONIC DISEASES IN SURES A QUICK AND PERMANENT CURE I 'I ratSBMM mm$mWWM$ Ic ivSSSmmumK t-x &$'' $?x4i B SkwkWSKBKSWKlmil wrong treatment, and their trouble passes into the incurable stage, absolutely defying every known metiod of treatment. We recently enrolled a patient who had been so unfortunate as to receive, at the hands of an un skilled physician, the wrong treatment, and after a month's awful agony, he came to us for advice, and the condition showed that he was almost ruined for life, he placed himself under our care immediately, and today he is pn the road to a xapid recovery, and, as he expresses it, "I feel like life is worth living now." And so we might go. on indefinitely, as this is but one of many. MEN IF YOU NEED TREATMENT CON SULT US WOMEN. .'. We successfully treat the following conditions: CATARRH, RUPTURE, SCROFULA, ECZEMA, EPILEPSY, NERVOUS DECLINE, STRICTURE, VARICOCELE HYDROCELE, ENLARGED PROSTATE, PILES, FISTULA, ULCER; and ALL PRIVATE DISEASES , WEAKNESSES and THELk COMPLICATIONS. If unable to1 call, write for our FREE BOOKS Diseases of Men, Diseases of Women, Chronic Diseases and Skin Diseases. CONSULTATION and EXAMINATION FREE Office Hours, 9 a. m. to 8 p. m. Sundays, 9 a. m. to 1 p. m. International Specialists Hammett Block, Corner Texas and Mesa Aves. EI Pasi, Texas SWEETWATSE VOTES GOOD ROADS BONDS Streets Are Macadamized. Woodmen to Hold a Log Boiling. Sweetwater, Texas, July 15. The contractors have about finished ma cadamizing: the public streets. Crushed rock and asphalt makes a ffne street. Ehe people like it so -well that they are now voting1 another bond issue of $50,000 to complete the good work all over the city., The bond money, $100,000. for 'good roads In this Justice precinct, is in the bank here. "Work will commence at once under supervision of a govern ment expert. A great many E4w houses, both business and residence, are going up here. The new Santa Fe station is nearing completion. "Work commenced this -week on the foundation for a $25,000 Methodist churqh. The Commercial club, in, connection with the "W. O. "W. lodge, has appointed committees to arrange for the big W. O, "W. district log rolling, to be held here August 3, 4 and 5. This district comprises 500 lodges and this is the annual log rolling. The local commit tees are planning to entertain 20,000 f people. The speakers Include Morrlsn Sheppard, Jewel P. Llghtfoot. judge Lattimore and other leaders In "Wood craft. The territory Includes the whole of -west Texas, from El Paso to the (. north and Aroarlllo on the south. An aeroplane ascension wil be maSe each day. , . r ANOTHEE WELL IS FLOWING- AT PECOS Pecos, Texas., July 15. Steve "Ward has brought in another flowing well on his place near Pecos. Th wator was secured at a depth of 230 feet and bored by "W. M. Hooper. No test has yet been made of the flow of this well. The Barstow Irrigated fruit crop is large and is being shipped out rap idly. Grapes will be ripe in about three weeks and the crop will be above the average. T. F. Slack, of Barstow. when in Pecos in connection with the sale of his fruit crop, grown near Barstow by irrigation, stated that his crop thi3 year, where picked, had netted him $2.25 per bushel for peaches, and he had averaged a profit of $505,25 per acre on his crop. Mr. Slack raises al falfa and peaches exclusively. witK strength and tKy alweyi please" TWO HORSE OVERALLS I r MAD Y LEVI STRAXJSS Oi. CO. We have devoted all of our attention to the study and treatment of Chronic diseases, and we have no hesitancy in saying, if we accept a case for treatment, a positive and permanent cure will result; as we examine each case thor oughly before accepting it for treatment, this is why WE DO NOT ACCEPT EVERY CASE -for treatment, as they have been neglected so lonff or else given the I PEAXI GOES "TO ITJUSCO AS EAGIES' BEFfUBSEXTATIVB J. "W. Peake, past president of local order number 73. of the Fraternal Or der of Eagles, has been, elected as the delegate qf that body to represent them. J at the- convention to be held la San j? rxncjsctv n-ugusE -ii-o. xwo otner members of the 'lodge may accompany him." M&f WANTED Waseo $25 te 959. & Week la Ateon Werk TfcosMBds of Jefes Waitise: fer Cenpeteat Sea ia all Parts ef tfce Coaxtrx. In addition to the immense numbec no-w in operation about 300,000 Auto mobiles -will be manufactured this year and this means work for thousands of men qualified to SelU Repair, Drive and Demonstrate Automobiles and Trucks. The Rochester Automobile- School will fit any man in a few -weeks to fill any of these positions, without interfering with his present employment, get him a job and give him an opportunity to make $10 -weekly "while learning. For information write ROCHESTER AUTO MOBILE SCHOOL, 5239 Church 5t Rochester. X. Y. THE EU PASO BOTTLE SSJU&K CO. 1505 San Antonio St. DEALERS Df Bottles, Iron, Brass, Copper, Leadv Zinc, Block Tin, Tin Foil, Auto and Bicycle Tires arid all kinds of Rubber. Special prices for beer bottles from the country. MOE, PEARL & CO., PROPS. Auto Phone 1882 AROUND two ckuisesT "Bl the Steasaship i 'CLEVELAND" 110JAYS Qosr; the- II IR dT.CCCToaa) w The first to leave i CCAC?0 New Vorir n-SIOOU 22. 39H, The stcondi A2TD HP OX AN OCEAN LINER to leave Saa Iran-1 IhcIucUb Cisco Feb. 6. 1912. Allt Annual Erect Trips . Xeceaeary ' in Oct.. 1312. Pnli 131T. by lorre Crafs , juxpenses Aboard t intr S. S. Victoria Lalsa 15.50Q tons. and j Ashore. V J3LMBCKG-A3ESiICAX IDiE Or Local Agents. Olive St.. St. Louis. 3fo. 902 Best and Coolest Way to New York Gfeat. 11,000 Tea McSery Iian BRiZQS, SAN JACINTO, BENVEI SwHtet. cleanest, coutwae jleamen fe &e vorld; leave GlTtoa. 3 P. M. WedaetiiTs. ? f New York. SaSn for Key West ad New York ajto oa Saturdays. Exceptional accommodation and sr "rice oif ered by this route. THE TEXAS LINE Mallory Steamship Co. Galveate. Texss. 2 !:!? Mill ff """ i i,' r?rst