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,Tgricu_tural CO-OPERATION IN Switzerland I Though the great difference in con ditions prevailing in Switzerland an*, i. the United States prevents the adoption ot many of '"' actual prac tices employed in that republic for the financial assistance of the farm vet there is much in principle ■hich the American farmer, at the brink of strengthening his position through the doctrine of co-operation, can learn from the farmer of Switzer land. American Minister Boutell has recently forwarded to the state de partment a report upon this subject following his investigation in connec ts with President Taft's effort to establish co-operative credit in the United States for the benefit of the American farmer. ' The farmers of Switzerland are the backbone of the nation. The govern ment recognizes this. It is to the farmers that the country would turn If ever it became necessary for that confederation to defend its independ ence. Wisely the government has done all in its power to aid the farm er, to stiffen the backbone of the nation. Incidentally, however, the farmers have taken a hand in the question of the government's looking to their welfare. They have made themselves a strong factor in the gov ernment —that is. the co-operation practiced by the Swiss farmers is largely political. Several years ago they formed an association — the Swiss Farmers' as sociation — and established a central bureau at Brugg. This association is represented in the Swiss national council, corresponding to our bouse ■of representatives, by many promi nent politicians. One of the princi pal purposes of this association is more or less to fix and control the market prices of milk and other ag ricultural products in the interests of the farmers. Similar associations have been es tablished in the various cantons (states) bearing the name of Canton al Farmers' Associations, which are members of the Swiss Farmers Asso ciation, with the same principles and purposes as the latter. Besides the federal and the cantonal associations, there exists a great number of local (district) farmers' co-operative soci eties which have as their purpose the securing of cheaper prices for seeds and fertilizers by purchasing these articles in large quantities, which are fcept in storehouses and can be ob tained as needed from the adminis trator of the respective local society. The federal government can make no loans to any of the above-men tioned associations or co-operative so cieties, but it contributes annually an amount of 25,000 francs to the expenses of the permanent central bu reau of the Swiss Farmers' associa tion. In the various cantons provisions are made to facilitate loans to farm ers. In some of the cantons there ex ist mortgage banks, which are can tonal institutions and which are au thorized to make loans to farmers, against a first mortgage, up to two thirds of the real value of the farm Property. The chief advantage secured by the farmer in placing a mortgage with the cantonal or state mortgage banks is that he escapes the necessity of repaying the principal of his mort age in a single payment, and he is Practically relieved from the danger ,°f foreclosure. The Interest rate charged by the cantonal mortgage hanks Is about the same as that col lected by other banks. For instance, 8 farmer wishes to raise a loan of ; ♦10,000 on his property. He secures the money from the cantonal bank »' 4% per cent. He could probably do as well for himself if he went to Private sources, but here is where the cantonal banks help him out. If he *ent to a private bank to borrow the °ney at 4 % per cent for a stated "umber of years— let us say 10 years —then each year he would be re hired to pay that bank his 4 _ per *ent, and the tenth year he would be required to pay back the entire $10, --- Now, with the cantonal bank ."• is required to pay each year, in . Edition to his 4% per cent, 1 per cer cent as amortization. After the 'rat payment he owes the bank $10. --'"M less l per cent. Naturally, the »econd year he must pay Interest, not °n the $10,000, but on $10,000 less Per cent. However, his actual pay °ent o is still 5_ per cent of the $10, --• Each year, however, a larger ; Portion of this __ per cent is for ; * toortlzatlon; a diminishing portion '■ as the amortization continues, is °r interest. I n this way the farmer mateiy pays back the entire loan I ; 6 ' bout having been burdened with "? | big payment in any year, as he would have been. Only in rare cases are the loans made J these, mortgage banks on farm ? r°Perties foreclosed. _ p|nan.ial assistance is rendered by nicipai, cantonal, and federal au k oritl "s to all undertakings which fc ave as their purpose the improve- 1 ____*} of the soil or to facilitate its 'Wzation. improvement, of the soil which en ;;;;■ financial aid °f Republic au *__?" are: Irrigation, drainage gance ?l the land, road maS ;-' mending, boundary walls (SB ir th° erection oi »~^ ame s , on the Alps. Whenever a *■* possesses land of which the «_S could be considerably increa ed 'tough the Improvement of the soil, such" 11 not afford the M p. for or a work he can make application '°r»^ rtb«loa to the coat, of WC undertaking to the government of ia.tr uoa mute,, and, through the latter, to tab federal government. In ggj cantoiw laute.) the municipal authorities do not contribute, to an improvement of the soil if by such improvement only one individual farmer would profit, whilst they con fute in those cases where a num ber of farmers or a corporation is concerned. After a careful examination of the P'MS for improvement, by technical experts, the Swiss department of ag riculture presents the request, with Its report, to the federal council; the latter then decides, on the basis of the report from the agricultural de partment and the plans, whether a contribution will he granted and fixes the amount of such contribution within the limits in the federal law I maximum 4 0 per cent of the total costs). For example, a farmer who pos sesses land of which the value could "" considerably raised by improve ment, partly through drainage and partly by clearance, but who has no' the money to pay the costs of such Improvement, can apply in the above prescribed manner direct to the can tonal government, or, if he prefers, first to tin- municipal authorities, It may happen that the commune I. Poor and. therefore, the local author ities are unable to grant any contri bution at all; they will, however, re fer his request to the respective can tonal government (government of the state) recommending the request for favorable consideration. The canton al government, after examination of the request and plans, decides to grant a contribution of 30 per cent to the estimated costs of Improve ment and at the same time—in com pliance with the desire expressed b* the proprietor of the farm— the request to the federal govern ment with its report and recom mendation. After due consideration Of all the facts, the federal council may decide to grant a contribution, similar to that of the canton, namely, of 30 per cent to the total costs. Now, since the- cantonal government has decided to grant a contribution of 30 per cent and the federal government la granting one of 30 per cent (to gether 60 per cent) to the total costs, there would main a balance to be paid by the farmer of only 10 per cent. Let one assume that the farmer has invested all his money in live stock and has, at the time no cash to pay his share of 40 per cent, but is obliged to borrow this amount from a third person. In such a case the Federal law makes it easy for him to find such a loan at low rates, because the new Swiss civil code provides: "Whenever a farm property is raised in value because of the improvement of the soil, carried out with the fin ancial aid from public authorities, the proprietor can, for his share of con tribution to the said Improvement, have recorded in the ground book (record of land), for the security of his creditor, a lien which comes first of all other debts of record (mort gages)." such security, of course, makes the mortgage a very attractive investment. In the year 1911 the federal gov ernment contributed 1.456,764 francs to the costs of improvement of the soil (311 cases). In the federal bud get for the year 1912 an appropria tion of 1,500,000 francs is made for that purpose. For lack of statistics it Is impos sible to give the amounts contributed by the various cantonal (state) gov ernments for i the improvement of farm land, but it is certain that the total amount contributed by them will he at least as high as the federal contribution. There are no provisions made either in the federal or cantonal laws by which farmers' corporations would be entitled to issue bonds in order to secure money for the improvement of their land as is done in other coun tries. It may be of interest to know that the Swiss federal government, as is done by the governments of agricul tural cantons, encourages the raising of cattle for breeding purposes by ap propriating every year in the budget a considerable amount for premiums to be given at the cattle shows to th> raisers of the prize-winning cattle — bullocks and cows. Largo improvements were made in recent years with the financial aid from the federal and cantonal gov ernments and much Interest Is taken by the public authorities in the wel fare and prosperity of th.' population in rural districts. It is remarkable how the prosperity of the farmers hr.s increased in the past 15 years, which is to a great extent duo to tho finan cial assistance rendered them by tho tonal and federal governments In the manner prescribed in the forego big report. STATE COLLEGE DEPARTMENTAL .NEWS Agriculture This year's enrollment in the agri cultural department, although not complete, shows very well the steady growth in the last lour years. Fifty Freshmen, 22 Sophomores, 13 Jun iors and eight Seniors, with three non-marticulate students, constitutes the roll as it now stands. Striking off a large per centago for the num ber win. have, dropped out since en rollment four years ago, it is easily seen that the department has more than doubled in size. A visitor at the College on Friday last was Mr. Peter Wilhelm A. Bull rich, a wealthy farmer from North west Germany, who is in America to study our agricultural methods. He was conducted over the farm by Pro fessor Thatcher and treated to a ride around a large field on a combined harvester. Mr. Bullrich stated that there is much for the German farmer to learn in America, but that there is much more for the American farmer to learn in Germany in the way of diversified farming, for there the very large population in proportion to the acreage has caused the work ing of small tracts to be reduced to a fine art. Professor Ashby of the animal hus bandry department ha 8 made arrange ments for a Saturday afternoon class in live stock judging which is to be offered to public school students. The purpose of this course, which is open to students from any school in the county, is to prepare them for the student judging contests which are. to be held in connection with the Northwestern Live Stock Show in Lewiston in December. Chemistry Enrollment in the chemistry de partment is not complete yet but it has already passed the high-water mark established last year. Profes sor Brewster, who takes the place of S. M. Morris, resigned; Professor Todd, who has returned from a three years leave of absence, and Me-. l:niU, ''-v l"' last year's graduating ciass, who has 'been made an In structor, have assumed their duties, as has Mr. Bsteß, who comes as i special analyst in the field of stac ami municipal water and food sup plies. Mr. Estes has a very broad field, as it Includes everything which has to do with the industrial devel opment of the state other than in the agricultural or mining side of it, hut his work for the first semester will be pretty closely confined to an analysis of the municipal water supplies of the different towns of the state. He is already at work on sam ples from 10 cities, including such widely separated places as We natchee, Waitsburg and Bellingham, and within the next week will send out containers to as many more. The field which Mr. Estes has entered is an entirely new one for this section of the country, and If his work proves as successful as it ought to prove, it will be a great step forward toward a systematic betterment o r the sanitation and health of the state of Washington. Economics and History A new course in American history is offered to advanced students this year, which has for its purpose the study of the political and economic conditions of the South before and after the civil war. This course is taught by Professor Lemke. Engineering The highway engineering depart ment of the State College of Wash ington is rapidly becoming recog nized as one of the best in the West The past summer has seen Its labor atory constantly open for work In testing road building materials. Oils and stone for the county road being built from Colfax to Palouse have been analyzed and tested, asphalt and cement for the paving work at Goldendale, gravel and oil for the town of Charlston in Kitsap county and building materials for our own paving job in Pullman have been passed on, and now Moscow engin eers are asking the department to aid them in their big $200,000 paving project which begins soon. Tin equipment In the laboratory is now practically complete. A rare oppor tunity is thus offered by the depart-! ment In the way of advanced work for engineers who are interested in highway work generally, and particu larly in the analytical side. Horticulture '■• Professor Morris of the horticul tural department reports a very larg enrollment of students with a<!-" Mimed standing. Two men from Scotland, two from England, one from Germany and a number from the Eastern states are here to study horticulture. Charles Prooks, plant pathologist in the employ of the United States department of agriculture visit. Pullman last week. Veterinary News Four graduates of tho department of veterinary science bold official po sitions In Spokane. Dr. Frank XV. Close, '07, and Dr. J, 11. Martin, '10, are the municipal meat inspectors. Dr. Harry Graves is the city dairy and milk Inspector. Just recently Dr. Frank Mason, '10, was appointed city humans officer, a position which carries a great deal of author ity as well as responsibility. Dr. Fred P. Calkins, '10, is dairy and meat Inspector for the city of Tacoma. Dr. Calkins was selected from a large number of applicants and came from Chicago to accept his new position. At the annual meeting of the American Association of Veterinary College Faculties and State Veterin ary Examining Boards held at Indi anapolis recently, the state of Wash ington had the distinction of being the only state with the entire ex amining board present. Professor S. B. Nelson, head of the department of veterinary science, at tended both meetings of the Ameri can Veterinary Medical Association and the American Association of Vet erinary College Faculties at Indian apolis in August. One on P. Henry, Esq. After the capture of Richmond in the "late unpleasantness" a party of English tourists were in that city chaperoned by an old darky. "What is that building?" said one of the gentlemen to him, pointing in a certain direction. "Dats a 'bacco warehouse," said the old man. "And what is that one?" pointing; to another. "Dats a 'bacco warehouse, too." And then looking in the direction of it high hill, Church hill, as it is called in Richmond, the touring party spied a church at the top. "And what is that building? Is that a tobacco warehouse also?" "Oh, tie., sir. Dats de church whar Patrick Henry made de speech, "Give me liberty or give me death,* and for Gawd, dey done give him both."— The Docket. Good Advice Another story of John Drew's wit is circulating. Mr. Drew, at a New England lunch eon of turkey and pumpkin, had the ill fortune to be seated next to a bore and failure. This bore and failure, a tragedian, lamented the fact that he couldn't gel a place to "lead," and put the blame upon the- press. "There's a conspiracy of silence against me," he said. "A universal conspiracy of silence. What ought I to do, Drew." "Join it," said Mr. Drew, nervously twisting up his mustache.—Philadel phia Ledger. The Italian-Turkish war is still In progress. According to the latest re ports the most sanguinary battle of the war took place recently near Derne, a small town on the Mediter ranean. Reports show that 61 Ital ians were killed and 118 wounded. The Turkish loss Is estimated at 800 killed. The Chinese republic lost 500 sol diers when a party of retreating Mon gols set fire to a forest in which the si.idlers were encamped for the night. Affairs in Granada, Nicaragua, are in a very turbulent condition. The rebels there are resorting to deeds of absolute violence, worse than those practiced in Congo. American ma rines and sailors were fired on and engaged in severe fighting with the rebels. Rear Admiral Southerland is in charge of the operations and has 2000 men under his command. A new process has been discov ered by scientists whereby wood may be made from straw. This straw "wood" burns with a bright long flame, Is practically free from smoke and at the same time gives an Intense heat. Forty-five hundred armed strikers are making things uncomfortable for the officials of the Utah Copper com pany and other mining companies in Bingham, Utah. The strikers are en- trenched in a rude military fashion and demand a 25 per cent increase in wages besides the recognition of their labor union. The loss of largo quantities of dynamite from the powder house of the Utah Construc tion Company has caused much ap prehension. Governor Spry recently addressed the strikers, urging them not to cause loss of life or property. The militia is held In constant readi ness to move for the scene of tne strike. SUCCESS! Never attained without planning ahead. Have you planned on your winters supply of FUEL? A word to the wise is sufficient. POTLATCH LUMBER CO. H. D. MacVean Mgr. Phone 7, Pullman, Wash. H. R. Watson C. Graham Plumbing _ Heating Will figure and install work in outside towns. Satis faction guaranteed. 106 S. Pine Street, Spokane, Washington ■JjnSMß—.ilfigg^'^ttiwfrwt * — _ni____-*~^-r — __j___r_^____^F' _w£mTi ~ _\jm_\\\_l\_\\_f~^_____~~'^v ~* _ ""■" ~- - — _ A Money fflT The Cow'ft V Maker ffl *11C VOW b m saver ffl eSt Friend % ffl If you are still skimming milk by the old- » ffl fashioned " setting" system you are losing about ■ ffl one pound of cream in every four and you are not 9 ffl giving your cows a square deal. || ffl With aDe Laval cream separator you would get 20 to II ffl 35£ more, and much better, cream, and besides would I M have warm sweet milk to feed to your calves and pigs. 0 ffl We know that the De Laval will give you better service ffl M (s^£_., an<^ X twice as 'on 9 a any other separator ffl P £rf£?&_ and will be a money-maker for you. 3 H t\^\% A-s-k any of your neighbors who use a ffl B 4V?^ft -fW^^^t,, C . Laval what kind of ffl Hu^^v^*^--^"^^ service their machines have ffl W. Hljh^^|Si^* given them. If a De ffl Easiest I'- "ill fs3[£§p||lft Laval will save cream ffl to turn., livrirll ir~t_^_mffl a"d make money for ffl easiest to I VIH #■'»•' ~'':_vma_W __.., •_.___. ■_ -ii ___W wash, skims I f^St/^^ _° aS ne,^ b f ors YOU _^^lastslhefongest. U 'wSr^''3_Jk ?^ as m you* __^ lasts the longest 1 «K'"TT^^l«i3r give* not 1 SOONER OR LATER i /! ffr" P*% :ml 'live it a SOONER OR LATER LrisJlf" If- 1 _BH_ trial? YOU WILL BUY A I MJ^|jf"l i I DE LAVAL [ Butterfield Elder Implts Co., Ltd. Established 1896 MOSCOW We pay the freight IDAHO V__^ol9o7 WASHINGTON 3T PHOMt.MAX.I7OI "ei^^T will make a first class stenographer of you in six months and place you in a good position. The Pitman shorthand, the kind used every where where the highest speed is required. Bookkeeping by the latest and best systems and most up-to-date instructors. Our graduates step right from our college to the best positions. $70 IN ADVANCE pays for a single course, no matter whether it takes your four months or four years. $105 IN ADVANCE pays for a combined bookkeeping and shorthand course, no matter how long it takes you to finish. This is only one out of many: Spokane, Wash., Jan. 22, 1912. Mr. XV. E. Allen, Spokane, Wash. Dear Sir: I wish to give you my testimonial in favor of Allen's Business College. I enrolled as a student in your school, taking a complete short hand course, which I completed in five months. At the end of that time I accepted a position as stenographer. I can recommend Allen's Business College for any one desiring a thorough business education. Yours respectfully, (Signed) WINIFRED ROSS. With the John Deer. Plow Co. DON'T WASTE YOUR TIME DREAMING OF SUCCESS GET IN LINE AND SUCCESS MUST GOME For catalogue address: ('. S. SPRINGER, Manager, Spokane, \Va*h. "BLOW IN" for the Annual LEWISTON-CLARKSTON FAIR and Industrial Exposition OCTOBER 7=12, 1912 Six Days of Entertainment and Delight- Six Nights of Fun The Parker Carnival Shows Exhibit in Lewiston