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SATURDAY, OCTOBER 14, 190 S.
PLANS MADE FOR CONGRESS TO LEGISLATE FOR FEDERAL CONTROL OF LIFE INSURANCE DRYDEN DILL WHICH ROOSEVELT RACKS INSURANCE, Bui ' ' ..-j— BY JOHN F. DRYDEN. My life insurance bill will provide an amendment to the act which es [ tabllshed the department of com \ mcrce and labor. It proposes an \ officer called superintendent of in iKsurance, in charge of an insurance V division, and who shall be appoint | ed by the president, with conflrma -1 tlon by the seijato. Associated , with him will be an official to be / known as the national actuary. i The bill will provide that the I I policies of insurance are deemed I. dto be articles of interstate com- fV * mcrce. This act will not apply to any corporation transacting insur ance business exclusively in one state, and will have no application to any religious, charitable Or fraternal institution. The superintendent of Insurance will have the power to fix fees, establish rules and regulations for conducting the busi ness. Annual reports will be made to the superintendent by corporations, and that officer will be vested with the power to examino Into the business and affairs of the corporations for the purpose of determining their solvency and trustworthiness. Each corporation will be compelled to deposit with the United States treasurer, as a guarantee for the faithful per formance of its contracts, the sum of $100,000. Licenses will be issued to Insurance corporations by the superintendent, provid ing the companies have complied with the rules. The superin tendent will have the power to revoke these licenses for cause. Staff Special to The Press. NEW YORK, Oct. 14—A definite plan for government control of life Insurance has been agreed upon and congress will be asked to pass the necessary legislation at the ses sion soon to open. Senator John F. Dryden of New Jersey will introduce the bill, and President Roosevelt will back It with all his influence. The ideas in the bill, which de clares life Insurance interstate commerce, are partly those of the president and partly of Senator Drydon, who is president of the Pruileutlal Life Insurance company and one of the highest living au thorities upon Insurance matters. President Roosevelt believes that the constitutional question involved can be solved only by congressional | ©BOB 0 IDnly Story 0 Just Suited to Each Other As a Match-Maker Young Mrs. Canby's Effort Surprised Even Herself. (Copyright, 1905, by the Newspaper Enterprise Association.) "I'm convinced that matchmak ing is not my forte," remarked young Mrs. Canby, as she and hoi caller talked over the events of the last summer. "Why did you try your hand at that dangerous occupation?" "Well, I suppose every woman has tho fever some time or other. My attack came on In August, when Lucy Owings was visiting mo at LUCY BBOAN TO CHY. legislation, and a subsequent test of such legislation before the United States supreme court. To secure the passage of this leg islation will be one of his principal tasks this winter. The alleged unconstitutionality of all legislation of this character has always been urged against the pas sage of any legislation for the con trol of insurance. The decision of the supreme court in the case of Paul vs. Virginia apparently was to the effect that insurance is not in terstate commerce, and that it can be regulated only by the state au thorities. The answer to tills contention is that congress never has passed a law declaring Insurance to bo inter state commerce, and that the su preme court would take a different Seemore cottage. You know she Is an orphan. 1 have thought for a long time that she ought to marry and have a home of her own. In stead of living with her guardian and his cranky housekeeper. It occurred to me that she and that young Everett were just suited to each other. I concluded that if they could only bo together for a tlmo they would become engaged. So I sent him an invitation to come for a week or two to Seemore cot tage. "When I told Lucy that he was coming she seemed very much startled. She asked, at once, 'Why, how did you happen to invite him?' "She looked at me so searohlngh that 1 feared she saw through my little plan and I was quite embar rassed. "1 couldn't toll whether sho was pleased or displeased at the idea of his coming. When they met their greeting was so stiff and formal that 1 began to think they disliked each other. Hut I reflected that If thoy did It would be all the more credit to mo if I made them see each other's good qualities. "The first evening young Kverett was there he and I sat on the porch after Lucy and tho children had gone upstairs. 1 took tho opportu nity to tell him my opinion of Lucy. Of course, I had sense enough not to bore him by gushing over her chnrms. I Just remarked in an off hand way that I thought it remark able that a girl who had received so much attention should not be spoiled. I said, too, that any man who wanted her would have to look sharp, for Bho had had too many admirers to be easily won. He TAKE HO BISK If you have heart trouhle, do not fail io inko in-. Miles' Heart Cure In doing this you run no risk, because it rures when everything rise falls ii is so aura to help you that every drugglatj is Instructed to return your money if Oral bottle does not move beneficial. In either case you take no risk AUTHOR OF THE FEDERAL CONTROL OF INSURANCE BILL. view of the matter if such a law were passed. Senator Dryden said: "While the decision of the supreme court in the Paul-Virginia case seemed to dis pose of the view that insurance was commerce, in the same manner as banking, transportation, telegraph messages, etc., it did not in fact do so. The decision and those that followed did not relate to the real point involved in a consideration of the regulation of the insurance bus mess as interstate commerce by the federal government. "This point can not be considered until after congress has passed a law regulating such business in general conformity with the inter state commerce act. It is the opin ion of qualified authorities that the court would then hold interstate in surance to be interstate com merce." Speaking of the powers of con gress to enact such legislation. Sen ator Dryden says: "Congress has the power, most unquestionably, under the constitu tion to designate the factors that go to make up interstate commerce, and to legislate for their regulation and supervision. Insurance is to day one of the most important fac tors which enter into commerce, trade and Industry, and whatever can be said in favor of the national regulation of banks and railways seemed quite impressed and said that he had always understood her "I was afraid that I had said too much, so 1 added that I was sure the right man needn't despair of Retting her. He glanced at me keen to be a very popular girl. ly, and I Celt that I had already awakened his interest in her by my judicious remarks. "Well, without making it too marked, I tried to leave them alone together as much as possible. I gave them tho use of the boat and pony trap, and warned tho children not to follow them about. Hut they didn't appear to get on well together, and I began to think they would never come to an under standing. They treated each other with a formality that was almost coldness. Any efTort on my part to put them on easier terms seemed to send them both into a panic. I began to believe that there was a strong antipathy between them, and I regretted that 1 had even thought of having them at the cottage to gether, "While in this state of mind 1 went out to our little summer house one evening with a lantern to look for a book I had left there. To my unbounded surprise I found It occu pied by Lucy and young Everett. Lucy had gone to her room early in the evening and young Everett was, 1 supposed, smoking on the side porch. They sprang away from each other and, looking very guilty and embarrassed, got Into the farthest opposite corners of the tiny house. "1 tried to appear unaware of anything unusual, but Lucy began to cry and young lCverett looked so uneonifortable that 1 asked, rather brusquely, perhaps, 'What's the matter with you two innocents?' " 'We aro mar-maried, and we didn't wan anyone to know it,' ■obbed Lucy. " 'Married!' I cried. " 'Yes. married,' said young Kv erett, coming out of his corner. VERY IMPORTANT it v viM-y Important thai woman should avoid constipation, it predis poses and aggravates every aymptum <>f famala waakneaa, Dr, Miles Nerve mill Liver I'tiin cure oonatlpatlon by strengthening Ihe narvaa and muaclea of tha atomaoh which diKest the food Tha result is a gentle, natural mnv* myin of the bowala Cor children they hart no equal, At druggists. SENATOR JOHN F. DRYDEN. holds good with equal force in the case of insurance. "It is my firm conviction that such an act would be productive of most excellent results, increasing the security of insurance to the policy holders, diminishing the now considerable amount of needless, clerical labor to meet the require ments of some 50 different, states and territories, decreasing the ex pense rate, decreasing the burdetn of taxation, increasing the returr s to policy holders, and thus decreas ing the cost of insurance, broaden ing the scope of administration, and, in a word, nationalizing tie business. "I have no sympathy with the ob jections raised to federal control rjn the ground of the possible exercise of undue powers over insurance corporations by immoral politicians. Our national government is our bul wark of honesty in all of the things which govern our material welfare and there la no precedent on which to ground such objection. "The very life of our insurance corporations is threatened today. It is a duty for all who are interested in the future of American national life and strength to consider some satisfactory scheme for the regula tion of this business which comes nearer to the hearthstone and the life of our people than any other form of enterprise." 'There Is no reason why everyone shouldn't know it. We were mar ried in Michigan the week before Lucy came up here, but she didn't want it known until the match had her guardian's approval. You know he went to Europe and left her with that fussy old housekeeper. Do you wonder that I made her marry me?' " 'You've been so good to us,' said Lucy. 'I was almost sure you had guessed our secret. If you had only known It, what a lovely time we could have had!' she sighed. "Weren't you ignorant?" asked the caller. "What did you do?" "I just asked them to stay an other week and have a real honey moon. While they wero there a kind message came from Lucy's guardian, and so we had the mar riage announced in the newspapers. I think they'll be happy ever after, but I can't flatter myself that I made the match." NO SINECURES IN TREASURY WASHINGTON, Oct. 14—An or der has been signed by Secretary Shaw and today sent to tho chiefs of all bureaus and divisions in the various executive departments, which, if actually carried out, will put an end to tho numerous sine cures held by privileged clerks am', employes with political pull. Tho order requires that the chiefs of the various bureaus and divisions must certify to tho work done by their subordinates before tho lat ter can Obtain their pay. Kach di vision head must make oath that the person In whoso favor tho voucher is drawn has been regular ly in attendance at his place of work throughout the period covered and actually doing the work. Tho order is aimed at the numerous em ployes who maintain themselves upon the federal payroll without performing actual services, of pegs forming them very Irregularly, ! ClaSftSe your system of „|| Impur ities. Now is the time to tak> rial lister s Rooky Mountain Tea, it will make you well and keep you wall, 35c, T>u or T-b.ctM. THE SPOKANE PRESS Stomach trouble is not really sick ness but a symptom. It is a symp tom that a certain set of nerves is ailing. Not the voluntary nerves that enable you to walk and talk and act — WjJ the AUTOMATIC STOMACH NBStVI'"S over which your mind has no control. I have not room here to explain how these tender, tiny nerves control and operate the stomach. How worry breaks them down and causes indiges tion. How misuse wears them out and causes dyspepsia. How neglect may bring on kidney, heart and other troubles through sympattiy. I have not room to explain how these nerves may be reached and strengthened and vitalized and made stronger by a rem edy I spent years in perfecting—now known by physicians and Druggists everywhere as Dr. Shoop's Restora tive, (Tablets or Liquid.) I have not "room to explain how this remedy, by removing the cause, usually puts a certain end to indigestion, belching, heartburn, insomnia, nervousness, dyspepsia. All of these things are fully explained in the book I will send you free when you write. Do not fnrl to send for the book. tt tells how the solar plexus governs digestion and a hundred other things every one ought to know —for all of us, at some time or other have indigestion. With the book I will sen" free my "Health Token"—an intended passport to good health. For the free book and the "Health Token" you must address Dr. Shoop, Box 1522, Racine, Wis. State which book you want. Book 1 on Dyspepsia. Book 2 on the Heart. Book 3 on the Kidneys. Book 1 for Women. Book 5 for Men. Book 6 on Rheumatism. Dr, Shoop's Restorative Prepared in both Liquid and Tablet form. For sale at forty thousand drug stores. Mild cases are often reached by a single Package. EQUITABLES NEW DIREGTORS NEW YORK, Oct. 14.—The trus- WPs of the Equitable elected John B. Kernan of Utica, N. V., and Vftlliam Redfleld of Brooklyn di rectors. They prepared a circular to" be sent to policyholders asking tttcm to express an opinion on the selection of men from their own humber to be voted upon by the trustees for directors in December. ™ - Alaskan Farms Whose Products Bring Better Returns Than the Richest Mines. farms in Alaska, some of them as far north as the Arctic circle, which each year yield their owners In actual cash returns more than many a profitable gold mine. The stater.tent seems preposterous on its face, but it is vouched for by the very best of authority, even certitled by the reports of the spe cial agents of the United States de partment of agriculture sent to Alaska each year to Investigate its agricultural possibilities. The crops produced on these far northern farms are not large. In many cases the farms themselves are hut little more than gardens, but the prices received for the prod ucts from the hungry miners of that (rosea land swell the total income of the producers into comfortable, even plethoric, proportions. For instance there is a Nor wegian gardener who cultivates a small patch of ground at Nome, the metropolis of the Seward peninsula. His chief crops are lettuce and radishes, For a head of lettuce he receives in the Nome market in early spring a price of 50 cents. For a dozen small radishes he re ceives |t. At these prices it is not necessary for him to raise very large crops in order to earn a com fortable remuneration for the three months he devotes to his agricul tural operations. The Nome gardener begins his operations about the loth of April by shoveling the snow off of his prospective garden, Hy that time of the year the spring thaws have begun, but the snow goes off so slowly that he SSSiata it by manual labor, with the snow otr the ground the soil gets all the benefit of the spring sunshine, and long Don't Ist the children Meter, If they arc fretful, peevish and erons, give them HolllaUr'a Rooky Moun tain Tea. Tha b ll buliy tonic known Strength and health follow use. 35 cents. Indigestion VEGETABLES BETTER THAN GOLD SEATTLE, Oct. 14.—There are | ELECT MEMBERS RUSSIAN ASSEMBLY ST. PETERSBURG. Oct. 14.— This is the day on which the first election for members of the new national assembly Is being held. Comparatively little interest is shown In the important event, ex cepting in the large cities, where large crowds were gathered around the election places. Few disturb ances were reported and the first national election of the empire passed off far tamer than had been expected. The result will not be known for some days to come. AMERICAN CANOE ASSOCIATION MITTS NEW YORK, Oct. 14—The an nual meeting of the executive com mittee of the American Canoe as sociation opened here this morning at the Hotel St. Denis. Representa tives from the five divisions, the Atlantic, Central, Eastern, North ern and Western, were in attend ance. The meeting will ratify the work of the officers and commit tees of the past year, will select a camp site and fix tlie date for the encampment of next year and will transact other important business. Tonight the visiting delegates will be the guests of the members of the Atlantic division at a banquet. PULITZER-WEBB NUPTIALS SHELBOUHNE, Vt., Oct. 14.— Miss Frederica Vanderbilt Webb, daughter of Dr. and Mrs. W. Se ward Webb, and Mr. Ralph Pulitz er, a son of Mr. Joseph Pulitzer, proprietor of the New York World, were married at Trinity church at. noon today. Bishop Hall officiated at the ceremony. Mr. Joseph Pu litzer, Jr., a brother of the groom, was best man. The bridesmaids were Miss Edith Pulitzer, sister of the groom, and Miss Wenonah Wet more. Among the ushers were before the last of the snow Is melt ed In other places his garden patch, on an exposed hillside, has thawed out to a depth of from four to six inches. It is then ready for plant- ing, and the sunshine of the 20-hour days force his crops to a rapid ma turity. By the time he is ready to put them on the market the miners and others in Nome and on the adjacent creeks have been for seven months without vegetable food and are correspondingly famished for such luxuries. But within a month from the time his products are ready for the market the first steamers arrive from Seattle with large consignments of other vege tables, and their arrival is immedi ately followed by such a reduction in prices as renders his own oper ations highly unprofitable for the rest of tlie season. So he abandons his garden and seeks a job in one of the mining camps. John A. Dexter of Oolovln Bay is another man who has made a finan cial success of farming, or rather of gardening. In far northern Alas ka. He farms two and one-halt acres and raises the hardier root and other vegetable croi>s. also for the Nome market. I.ast year he raised 500 pounds of carrots. 2500 pounds of turnips, 2000 pounds of potatoes, 800 pounds of parsnips. 150 pounds of ouions and other vegetable* in smaller quantity, all of which found a ready sale at prices ranging from 10 to 25 cents a pound. The pioneer farmers of Alaska were the Swlnehart brothers of Fort Selkirk on tho Yukon river, who have been engaged in the bust MM at their present location since 1898, They devote themselves chief ly to field crops in contradistinction to market gardening At the pros Ml time they farm M acre;, must of which is in hay and the hardier field vegetables which can lie plant- ros SALE One tlrst-cUss Kdlson niuvlnu pic ture and •tereoptloOM niaclilnc, com bined Mfl feci tllms and slides, aU«) light up by calcium or etet tile arc light. 11l Main uve. 1* Bickford Messrs. Phoenix Ingraham. Charles Draper, Otway Byrd, Watson Webb, Nicholas Middle and Duncan Harris. After a ceremony a wedding breakfast was served at Shelbourne Farms, the country seat of the bride's parent*. More than 100 guests attended the wedding and the wedding breakfast. Most of the wedding guests were taken from New York to Burlington by special train and from Burlington by a special steamer to Shelbourne Farms and back again after break fast. DIAZ IS A DESPOT (Srrlpps News Assoelatlon.) ST. LOUIS, Oct. 14 —The Mexi can editors were arrested and are still in jail and expect to give bond. They declare Diaz is a despot and deny being remnants of the Maxi milian regime. MORTON MONUMENT NEBRASKA CITY. Nob., Oct. 14. —The monument which the Arbor Day Memorial association has erected in honor of J. Sterling Mor ton, secretary of agriculture dur ing the last Cleveland administra tion and founder of Arbor Day, was unveiled today in the presence of thousands of visitors from all parts of the state. President Cleveland made the principal address of the day, eulogizing Mr. Morton, who died three years ago. The monu ment is a stave of Mr. Morton, mounted on a massive pedestal and is considered a fine work of the sculptor's art. FEET SWOLLEM TO IMMENSE SIZE. "I had kidney trouble so bad that I could not work," says J. J. Cox of Valley View, Ky. "My feet were swollen to Immense size and I wag confined to my bed and physicians were unable to give me any relief. My doctor finally prescribed Foley's Kidney Cure, which made a well man of me." Sold by Chas. McNab, 402 Riverside avenue. ••• Ed and cultivated with horse tools. They have made a study of the re quirements of the country in the way of tillage, and since enduring a few early failures on account of a lack of knowledge of climatic con ditions have had uniformly good crops and high prices. W. M. Swinchart, the elder cf the two brothers, has compiled for pub lication the results of their expe riences in farming at Fort Selkirk, and these show that, taking one season with another, the crops raised and the prices received for the product are sufficient to cause the average farmer in "the States" to look to the far north with envy. Oat hay, the chief crop produced, yields about three tons to the acre and sells readily in the spring for from $100 to $125 a ton. Demand has never been lacking for all the hay the farm produces, since the Dawson-White Horse stage line, on which from 250 to 400 horses are used every winter for several months, passes within a few miles of the farm. Potatoes yield from three to ttve tons to the acre and bring as much as 25 cents a pound. The average price for a series of years has been a fraction over 20 cents a pound Rutabagas yield six tons to the acre and sell for 6 cents a pound, or $720 an acre. Carrots yield three tons to the acre and sell for 15 cents a pound, a return of $900 per uere. Cabbages vary In production according to season, ranging from three to eight tons to the acre, aud the price ranges from 15 to 80 cents a pound. It Is an exceptional season when the Swine hart farm does not net its owners an Income ot $10,000. Why suffer with tiredness, mean. cross feeling, no strength, no appe tite? HoUiater'a Rocky Mountain Tea will make you well and keen ...... —i iM «• r . . - you well. SO rents Tea or Tablets. i CLASSIFIED ADVERTISEMENTS SEBX.P WAJTTKP MST.S. Firemen and Brakemen on Wash ington and other railroads. Exper ience unnecessary. Firemen $7s. be come Engineers and earn $180, Brakemen $60, become Conductors) and earn $140. Name position pre ferred. Unequaled opportunity for strong ambitious young men. Ad dress Railway Association, care Spo kane Press. Wanted—Trustworthy man to man age branch office and distributing depot for large manufacturer. Sal ary to start with, $1800 first year, and extra commissions and expenses. Applicant must have good reference; and $2000 cash; capital secured. Ex perience unnecessary. Address "Sup erintendent," 21 West Atwater street, Detroit, Mich. XTDUCATIOBTAX. Learn telegraphy and railroad counting:; $60 to $100 a month salary assured our graduates under bond. Our six schools the largest lo Ameri ca and endorsed by all railroads. Write for catalogue. Morse School of Telegraphy, Cincinnati. 0., Buf falo, N. v , Atlanta, Oa.. La Crosse, Wis., Texarkana, Tex.. San Francisco, Cal FOB SALE. We are still retailing at wholesale prices: Fir flooring, $10 and up. Clear fir celling, $13.00. Clear fir drop siding. $15.00. Five cross panel No. 1 doors, $1.50. Door and window frames complete, $1.00 to $1.25. Jenkins-Luellwltz Lumber Co., North End Division St. bridge. oast orr oxoTsmra. Positively highest price* paid tot east off clothing. N22J Stevens. M. 1711. Standard Fuel 4k lew Cn, «Mtt Front TeL ltt> Carbonado, stoat! Springs and Summit aoaL Mswttß Dotea. manager. noon sLtdTD ftooxHS. Highest price paid for eocond ban* furniture. Tot. If. set. SM WOwf •Mo. ftS-l STBXjro) ajto euajmn womxav Parisian Dyeing 4k Cleaning Works ft Dress Pleating Factory, L. ft. Lehmann. proprietor, has moved tS (01 First avenue, near Howard. Phone 2137. No solicitors. freight, furniture. bagango sat •arcal delivery. TeL Its SSS-S VOmSESStOEZB-Q. Charles Staler, lit Paclflo areno* South of N. P. depot. llt-tt $1 opens a checking account Tbe People's Bank, 112 Mill. Long hours. TIM Steam Cloths* Pressing mmm pany will Frsnch dry clean and pre as your suit for ISe or your trousers for l(e; only ( to II minutes required: good dressing- rooms: alterations mmm) repairing. (It Second avenue. Phea* MM. FOB SAXX—BEAT, VSTATB. Do you want the boat lots In the city for the money? Bos us today: we will- show you. Fine lots, oa ens line. 1175 and HBO; tit down and tt a month, for a few days only. Northern Investment Co. SIC River side avenue. Phono lttt. $1900 buys a new, modern, five, room cottage on Bridge avenue, close in; nice lawn, bis; shade trees. Terms. $1700—Buys six-room cottage, new and modern; $300 cash. LICHTY * CO., 64 Jamieson Block. Tel. 1298. atasnrr to max. Loans on furniture, pianos, heroes, tta; private: no delay. A, A. Ba» aett tlt-t T*M> Hooker*. ag_l Loans on long st short ttma. Daniel Broa. (17 Hyde Meek, tt-S p&war uonu .If you want a loan, go to P. Btohv ford. tit Main ave»«e» • Jewelry Auction 504 MAIN ST. SEND YOUR ROUGH DRY TO THE INLANDSTEAM LAUNDRY Called for and delivered at your door for PER DOZEN 35c Call us up today. Main 6529. Special Rata Loe Angeles and Re turn Via O. R. at N. for Con vention Womei.'a Chris tian Temperance Union. Kate $52.95 round trip, on aale October 19 and 20, limit December 20. Stopovers allowed south of Portland. Particulars at O. ft. & N. ufflco, 430 Riverside. i