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THE FARMtNGTON TIMES, FARMINGTON, MO. PAGE SIX Opening of Normal School at Cape Girardeau Sept. 11, 1916 The Normal School is the one great college of South east Missouri, enrolling last year 1,444 stu dents. It offers the following courses: 1. Four-year college courses leading to the Normal diploma and col lege degrees. , ... 2. Three-year college course, leading to the ISormal diploma, a lilc state certificale. , . ... 3. Two-year college course, leading, to the TSormal diploma, a lite state certificate. 4. One-year college course, leading to the elementary professional ft rt i ti cut i 4. Four-year high school course, leading to the rural school certifi cate and college entrance. The Normal School is a college and technical school and offers the most thorough education in the arts and sciences and in Agriculture, Home Economics, Manual Training and Music For catalog and further information address W. S. DEARMONT, PRESIDENT, CAPE GIRARDEAU, MISSOURI DEATHS OF AND KOMINENT AGED S. E. PEOPLE Federal Rural Credit Law Made Clear Rural credit for the American farm-1 are granted a charter authorizing the er is now a fact. Congress has passed I association to receive from said Fed a land loan bill and President Wilson j era land bank sums of money to be has signed it. In order that the tann ers of Missouri may be familiar with this important legislation, W. L. Nel son, assistant secretary of the State Board of Agriculture, briefly explains this Federal rural credit hw, as fol lows loaned to its members When a borrower wishes t" obtain money he becomes a membe r of a national farm loan association and makes application to the sec retary treasurer, who 'submits this applica tion to the local loan committee. The William Hons William Ross was born on Cane Creek, Wayne county, Mo., February 23, 1841, and died in the Missouri Pa cific Hospital, St. Louis, July 17, 1910, in his seventy-sixth year. He mar ried Mary Jane Kidd July 19, 1800. who proceeded him to the better land hy more than a year. He leaves only one daughter and nine grandchildren five living in DeSoto and four in St. Louis. There are six great-grandchildren. For years he was a member of the First Baptist Church of DeSoto. Services were held Wednesday after noon at the home of his daughter, Mrs. Tracey, by Rev. W. J. Heys, and in terment took place at the city ceme tery. OeSoto Press. Judge J. H. Dorris Judge J. H. Doris, former prosecut ing attorney of Cape Girardeau coun ty, was buried in Padukah, Ky., Sun day. He was taken ill while at the home of his son, George, in that city on Saturday, of Bright's disease, from which he had been suffering for some time. A month ago Judge Doris left for Kentucky in the hope of regaining his health. The Judge came to Capo county in 1908 from Shannon county and engag ed in law practice. He served one term as prosecuting attorney, being elected by the Republicans. For the past year his health had failed, with the above result. He is survived by his wife and five sone M. L. of Eminence, George of Padukah, Roscoe of the army, and Seth and Houston of Springfield Jackson Cash Book. 1 1 months and 24 days, after a linger ing illness of more than one year. He leaves to mourn his death a wife, five children, one grandchild, one bro ther and three sisters. Perryville Republican-Era. Oran Merchant Killed by Train Peter Dirnberger, a former mer chant at Oran, was killed last Friday I night, when a Frisco train ran over I his body, cutting it in two. The body j was found a mile and a half below ! Oran, where Dirnburger had evidently i fallen asleep across the rails. He was i walking from Brooks Junction to I Oran. He was a storekeeper and 1 Postmaster at Risco, a small town be low Broolts' Junction. He had re cently filed a petition in bankruptcy, and was practically without money. Jackson Cash Book. A Federal farm-loan bureau under application must be accompanied uy control of what is known as the Fed- an agreement to take 5 per cent of the eral farm-loan board, which shall con- amount of the loan in stock In the sist of five members including the Sec- Federal land bank of the district, retary of the Treasury, is provided When the loan is approved, an provid for. ed by law, the applicant becomes a No member of the farm-loan board member of the National Farm Loan shall, during his term of office, be en- Association and obtains his loan from gaged in banking or in the business of the Federal land bank, making land mortgage loans or sell- While the applicant who may have ing land mortgages. property sufficient to entitle him to a There are to be twelve Federal land bank districts in the United States, for the purpose of making long term loans on real estate on the amortiza tion plan. By the amort !znt mn pi m is hiinii .j 1,000 loan actually gets, in cash in hand, but W0 ($r0 being Invested ir stock of the Federal land ban':) he is entitled to all the profits made on the stock. Furthermore, when the loan paid off he is credited with the ?50 the application for the purpose of the worth of stock, and it is then canccll- payment of a part of the principal, of ed. a certain per cent of each payment, In addition to the purchase of the until at the end of the loan period the $",0 worth of stock, the applicant fo interest has not only been met but all $1,000 signs an agreement guarantee- the principal has been paid. ing a liability to the extent of 10 pe Twelve Federal land banks, each with a capital of not less than $7M), 000, are provided for. No loan made by n Federal land bank shall be for less than $100 nor more than $10,000. Loans, as made by a Federal land bank, are limited to the following pur poses: (a) To piovidefor the purchase of land far agricultural purposes; (b) to provide for the purchase of equip ment and live stock for the proper and reasonable operation of the farm; (c) to provide buildings and for the improvement of farm lands; (d) to pay off the indebtedness of the owner ent, or twice the amount of the stock. When the borrower's loan has been liquidated his stock is cancelled and the agreement is at an end. The borrower regulates the perioi' of time for the loan to run from S to 40 years. Suppose the loan is for $1,000 to run 20 years at 8 per cent to be paid on the amortisation plan, which is an annual payment consist ing of part of the principal and in terest. By making the total annual payment of $87.19 for 20 years, or $1,743.54 all told, the interest would be kept up and the principal wiped out. As the calculation of principal of the land mortgage existing at the and interest on $1,000 for 20 years at time of the organization of the farm 8 per cent totals $2,200, the saving loan association. j on $1,000 loan through the amortiza- Loang may be made to the extent of tion plan is 450.54. 50 per cent of the value of the land ; If it is possible to make the interest mortgaged and 20 per cent of the val-j as low as 5 per cent an annual pay ue of the improvements. nient of $80.21 for 20 years (a total No loan can be made for a period of $1,004.80) will care for the intcr of less than 5 years or more than 40 est and pay off the principal on a years, and under no circumstances I $1,000 loan. shall the interest rate, exclusive of The act provides that the Federal amortization payments, ever exceed; land bank, the mortgage and bonds six per cent per annum. It is thought issued by it, are exempt from Federal .State and municipal taxation. This exemption will save to the owners of the bank, who are the borrowers, con siderable amounts. Not only is the loan plan as safe as is the govern ment of the United States, but provis ion has been made in the evont of disaster to the farmers in any section of the country. Should wide-sprend drouth or other disaster come, mak ing it impossible for the borrowers temporarily to meet their obligations, the government is authorized to de posit in each land bank as much as $500,000 to enable the borrower to meet the interest on the bonds. Thus is the borrower assured that under such circumstances he will not be closed out and his farm taken from him. that it will be much less. No person not actually engaged in the cultivation of the farm mortgaged or who is shortly to become so em ployed, shall be granted a loan through the Fedaral land bank. The benefits of the law arc not for speculators or non resident owners, but for actual farmers. After the subscription to stock in any Federal land bank shall have reached $100,000 the officers and di rectors shall be chosen. Six directors known as local directors, shall be chosen by the national farm loan as sociation. Three directors known as district directors, are appointed by the Federal farm-loan board. Thus do the borrowers who own the stock in the bank control the same. A national farm-loan association, as provided in the law, must be composed WRITE FOR POSTERS of not less than 10 men in any com munity or county within a Federal land bank district, who desires to se cure loans. These 10 men elect not less than 5 directors from their mem bership and also elect a secretary treasurer. Three members are con stituted a loan committee to make ap plication to the Federal land bank. The aggregate amount of these loans cannot be less that $20,000. Upon ap proval of the application, following proper investigation and appraisal by the f ederal land DanK, me iu or more applicants for a farm loan association eral. ON HESSIAN FLY The Missouri College of Agriculture is calling for ten thousand volunteers who will each take fifteen minutes of his time to post two or three Hessian fly posters in prominent places where farmers will see and read them. Hessian fly is one of the farm pests that can be put out of business in one season and kept out of business for all time. It's up to the wheat raiser. If you're his friend here's a chance to help him. The poster tells how to conduct a wholesale Hessian fly fun- Biliousness and Stomach Trouble "Two years ago I suffered from fre quent attacks of stomach trouble and biliousness," writes Miss Emma Ver bryke, Lima, Ohio. "I could eat very little food that agreed with me and I became so dizzy and sick at my stom ach at times that I had to take hold of something to keep from falling. See ing Chamberlain's Tablets advertised I decided to try them. I improved rapidly." Obtainable evrewyherc. (adv.) Announcements James W. McLane James W. McLane, at the ripe age of 84, died at his home a mile and a half north of Oak Ridge last Sunday light of a genera! breakdown due to old age. I Mr. McLane was a much respected j nizen and nigniy csieeiueu oy uw neighbors and acquaintances. He was born in Cape Girardeau county March 16, 1830, a son of Judge Joseph R. McLane and wife, both natives of North Carolina. In 1850 he went to California by the werland route, making the trip from j the Missouri River in ninety days. He I eturned in July, 1854. and bought an nterest in a store in Bollinger county. He sold this live years later and made ; i tiip to Pike's Peal;. He was married in 1802 to Miss Rn- J hael Johnson. Mr. McLane is sur- i ived by his wife and three children ')ra J., an attorney in St. Louis; Mrs. W. O. Wilson of Burfordsville, and Mrs. E. W. Harris of Daisy. Jackson j Cash Book. We are authorized to announce the candidacy of the following for nomi nation for the office and by the party named at the General Primary to be held on Tuesday, August 1, 1916: DEMOCRATIC PARTY. For Congress: EDWARD ROBB, of Perryville. O. L. MUNGER of Wayne County. For Judge of the Circuit Court: PETER H. HUCK. For Representative: G. W. MOOTHART. C. E. MARSHALL, of Flat River. M L. For Sheriff: A. PATTERSON. C. J. SUTTON. B. A. EATON, of Flat River. GEORGE WILLIAMS of Bonne Tcrre. CHAS. ADAMS. ut U Cornelius Hunt On last Saturday night abm Velock Cornelius Hunt passed away ; !n this city at the home of his snn-in-, 'aw, Chas. F. Burgert, at the age of ! S3 years and 10 months. The, tause : if his death was dropsy. The deceased was born in Haslach, j 'iaden. Germany, on Sept. 15, 1832, ind when grown to young manhood ie came to America and settled at T.arnsburg, Indiana, where a few years 'ater he was joined in marriage with Miss Francis Habig on Oct. 31, 18G5. In 1800 Mr. Hunt and his young wife left Larnsburg, Ind., and came to Perryville. where he spent the re mainder of his life, with the excep tion of the last two years he had made his home with his son-in-law, Mr. Burgert, of near Sercno. He was a cooper by trade anil worked at it for a number of years here at the Perry ville mill. Mr. Hunt served three years in the Union Army during the Civil war, and took part in some of the biggest bat tles of that bloody conflict. -Perryville Sun. For County Treasurer: W. T. HAILE. H. W. COFF1ELD. For County Recorder: C. E. PORTER. TIIOS. V. BROWN. J. II. (JOHN) CLAY. J. A. LAWRENCE. HENRY M. O'BANNON. Henry Kutz, Sr. Henry Kutz, Sr.. who was laken to the hospital for the feebleminded at Farminglon last spring, died Friday, Tuly 14th, at the age of 70 years and 7 days. Mr. Kutz was born in Germany on the 7th day of July. 1840, and came to this 'counfry with his brother, Mor- tz, in the year 1872, locating near Millheim. Perryville Sun. Mrs. C. V. F. HocliHlatler Mrs. Julia M. Hochslatter, beloved wife of Mr. C. V. F. Hochslatter, died at her home near Potosi, Mo., Monday evening, July 17, 1910, aged 70 years, 11 months and 10 days. Mrs. Hochslatter is survived by her husband; two daughters, Mrs. Julia Ilg of Armstrong, Colo., and Mrs. Ida Klence of Tonny Town, Ark.; three sons, Albert, Rudolph and John Hoch slatter. The remains were interred in the family burying lot in the Hopewell cemetery. For County Assessor: LAWRENCE O. WELLS. FERD F. BEARD, of Bismarck. For Public Administrator: DR. J. H. ENGLISH. For County Judge First District: W. A. MITCHELL. W. J. HOBBS of Bonne Terre. of Bonne Terre. For Countv Judge Second District: F. M. MATKIN, of Doe Run. W. F. ARNOLD of Desloge. For Democratic Committeeman of St. Francois Township: GEORGE K. WILLIAMS of Farmington. PARKHURST SLEETH of Flat River. Ice Cream Factory A Home Industry Cream Bought of Our Farmers Money left and spent at home is a great help to the community -Call for SCHRAMM'S ICE CREAM AND BOTTLED GOODS KNOWN FOR QUALITY AND PURITY Everything made under strictest sanitary conditions. We in vite you to call and go through our plant Schramm Bottling & Ice Mfg. Co. PHONE 30 The Deutschland has managed to turn a spectacular submarine trick without plunging nations into sadness and resentment. This is the sort of weather that makes one admit that Mexican hairless dogs may not be so foolish as they look. Thomas F. Nations Thomas F. Nations, an old and well Taking Big Chances It is a great risk to travel without a bottle of Chamberlain's Colic, Chol era and Diarrhoea Remedy, as this preparation cannot be obtained on the trains of steamships. Attacks of bow el complaints are often sudden and known citizen of Perry county, died very severe, and everyone should go at his home near Silver Lake, Mo., prepared for them. Obtainable every- July 11, 1916. at the age of 55 veirs. where. adv.) GRAND PicfllC and REUNION At FRENCH VlLtLiRGE On Saturday, July 29th Under the auspices of St. Ann's Catholic Church. It will be a day to meet your friends and acquaintances, for the regular annual picnics of this church always attract people from near and far. Any one who has ever attended one of. these picnics at French Village knows what a good time is to he had and what delightful refresh ments and amusements are assured. Come and enjoy yourself. Chamberlain's Colic, Cholera and Diarrhoea Remedy. Every family without exception should keep this preparation at hand during the hot wcatlrsr of the summer months. Chamberlain's Colic, Chol era and Diarrhoea Rem -dy Is worth many times its cost when needed a id is almost certain to be needed before the summer is over. It has no super ior for the purposes for which it is intended. Buy it now. Obtainable everywhere. (adv.) Mexico ought to reform before somebody takes a real wallop at her. In the midst of war's turmoil Ja pan succeeds in keeping an eye close ly on business. Mrs. Mary Operlc Died, at her home in Ste. Genevieve, at 2:55 o'clock p. m. Friday, July 14, 1910, after a lingering illness, Mrs. Mary Operle, relict of the late Fred erick Operlc, at the age of 69 years, one month and 22 days. Interment took place in the Valle Spring ceme tery on Sunday afternoon, after serv ices in the Catholic church. Ste. Gen evieve Herald. When Roosevelt and Taft were in of fice they were very much in favor of a federal tariff board. But now, since President Wilson and a Democratic Congress have created a tariff boatd, the Republican leaders are very much opposed to it. Democratic administration means peace. Tlierp is more Catarrh In this section of Hie country than all oilier diseases put together, nnd until Ihe last few years was supposed to bo Incurable. For a Kreat many years doctors pronounced It a local disease and prescribed local reme dies, and by constantly Tallinn to cure with local treatment, pronounced it Incur able. Science has proven Catarrh to be a constitutional disease, and therefore re quires constitutional treatment, llail'n Catarrh Cure, inanufaetured by K. J, Cheney A Co., Toledo, Ohio. Is the only Constitutional cure on the Market It Is taken Internally. It nels directly on the blood and mucous surfaces of the system. They offer one hundred aoU&rs for any ease It falls to euro. Baud for circulars and testimonials. Address: F. .r. ('HENRY CO.. Tuleuo. O. Hc'dl by PruKKlsts. 75c. Take Hall's Family rills far constipation. National Tractor Farming Demonstration ST. LOUIS July 31 - August 4 MR. FARMER, here is some thing you can't afford to miss. A big exhibition of farm tract ors, power operated plows and accessories a display of vital interest to every farmer. Come and get the benefit of a practi cal working demonstration of modern farm machinery. See every phase in the preparation of 2,000 acre tract for seeding. Attend the demonstrations of road making. Enjoy the enter tainment which will be provided during the week. Excellent Service Via the Iron Mountain For fares, schedules and other information, apply to C. L. STONE, Passenger Traffic Manager, St. Louis, Mo. ffliili A I ill i.'fiiTiH7iiH r PILES CURED WITHOUT THE KNIFE Protruding Pile. Itching Piles. Bitiedtnc Piles, Fistula Vlssnro and all diseases of the Kecium CURES under a positive MMMTEE. YOU PAY NOTHING UNTIL CURED. &S..to1& thp parties whose liftmen I publish in this advertisement, they livo la yuur, or adjoin! ne County. I cured THEM andean CUE TOM. Jap, Moore Ste., Genevieve. Mo. ' Jno. A. Gllllspte, Puxleo, Mo. VV. tiiollio. 611 S. 6th SL, St. Charles, Mo. Geo. Kerth, Kirk wood. Mo. I. F. Davis, It. 5. Fayette. Ma LeeBarh&m, Bloomfield, Mo. SEND FOR MY 172 PA6E FREE BOOK SfwMtECSr and postage paid. These books contain much Information of great value to any one afflicted with piles or any form ot rectal trouble, and hurtdredsof testimonial I letters, wnetaer you take treatment or not you arc welcome to both books. Write to-day It will pay you. Ms NEY SMITH, M. 0.$$$ SPECIALIST. ESTABLISHES M vans. DOINGS OF THE VAN LOONS Of course Father knew what he was talking about prbss ; father; 's' - "N. 7UU . WJ nm. I 1CIT ft. I flA UU&T APK I I , . . . . - r V I A JJ IHIJ I IT- I T MB