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Banks' Charges Arje Blood-Curdling-* Like Darkest Russia Frankfort Ky., Oct. 6.- -Nearly one seventh of the- 7,615 national banks of the United States receive an aver age rate of 10 per cent per annum, or more, on loans. This statement was made today John Skelton Williams, Comptroller of the Currency, in a speech to the Kentucky- Bankers" as sociation-. Some banks charge 40 to 60 per cent and one case was report ed where a bank loaned a" washer woman $3.50 for six days and charg ed her one dollar, "a rate of 2,400 per cent per annum. "Disreputable Extortion." A majority of the national banks "are new conducting their business on a "ttlgh and honorable plane, and are charging fair and reasonable ratfes on loans/' Mr. Williams said, but the bankers that charge e/csgjivo rates 'know, and you and I jo/ -that such rates are disreputable and without excuse, whatever the stfcuvity for the loans may be. The bank that lends at such lates is destroying its con stituency and is at the same time committing slow but s.ire' suicide. Some reports from the South' and West, the Northwest and the South west, especially in the wheat and cotton sections! of the Southwest, are blood-curdling They arie like- stories from darkest. Russia^ of the oppres sions inflicted upon the peasantry. The reports received at the comp troller's office show- indisputably that in some states and sections bor rowers and especially small borrow ers, have been and are being sub cted to. extortions and exactions which the average man. would con sider impossible in this enlightened age." Where the Offending Banks Are. The list of banks that get rate3 av eraging more than 10 per cent are: Texa3 315 Oklahoma 300 Nortlr Dak«t» .................. 90 Montana 38 Colorado ...., 37 Idaho 33 South Dakota.. 25 New Mexico !J5 Georgia ... Alabama .. Nebraska 'Arkansas Wyoming California Washington Oregon Minnesota Florida ... Tennessea Louisiana: Illinois Utah .. 23 .. 21 .. 18 .. 17 .. 14 .. 13 12 .. 10 6 6 5 ..." 3 2 2 rt-'- 2 Sn'attlbrhiwtrs HH Har ifcH In one Southwestern state, said Jlr., Williams, 131 banks reported they charged a .maximum .rate of' interest of from 15 to 24 per cent sixty seven banks a^maximum between 25 .and 60t per cent, twenty1two -banks 10ft per- ceht, eighteen betwveen 10Q and 200 pes cent and eight-between 200 and 2,000" per -cent. .•v "Most of these disgraceful rates," said the comptroller "were for com paratively- .small loans." The' legal rate ia .the state wa»€ per cent 'and the maximum authorized by special eoctraet, lfr per ceirt.^2i':-^'^c'S Working- our baeks. may raJsevwheat Imt'Lt wonft get a raise-out of 4he 3 ieItaBttwiK»jare^«Bttin&o:ur wheat^ mm-- The fight fgri que pit, This is me war in which nointellU grmtr man irift Trmoin nfwrtiHrti •+."••• THE NONPARTISAN LEADER McAdoo Juggles With Treasury Figures Something from!W\ \Nothing (By Angus McSween) Washington, Oct. 20.—Juggling the treasury statement so as to show a fictitious net cash balance in the treasury, Secretary McAdoo's latest achievement, has caused widespread astonishment. Deceiving the public is a practice resorted to by politicians, but gener ally the deception is effected in such a manner that it is difficult to prove that the politicians' assertions are un true. In this instance the attempted deception is. so palpable and the at tempt so brazen that reliance is plac ed obviously upon the inability of the public to understand what is being -done, or the scheme would not have been resorted to. By a mere change in the form of the. treasury statement just issued the net cdsh balance in the treasury has been increased by $85,000,000 al though hot one additional dollar has been placed in the treasury. This has been accomplished by Re moving from the liabilities of the treasury the balances of the disbur sing officers and adding these balan ces to the net cash balance. Did not Have Courage. In removing the balances from the liability column, however, Secretary McAdoo did not have the courage to place them in the assets column. Yet the net cash balance in the treasury is a real asset and, therefore, if these disbursing officers' balances are to be included in the net cash balance, they are alw presented as assets of the treasury, the balance being the dif ference between treasury assets and treasury liabilities. Liabilities of the treasury are cre ated by appropriations made by'con gress. All expenditures by the gov ernment, are made by disbursing of ficers whether in the payment of bills on account of government contracts or the salaries of many thousands of government employees. The disbursing officers make state ments of the immediate bills that must be settled, and the money is rjaoed to their credit against which they draw their checks. The secre tary of treasury himself signs the document which places the money at the disposal of the disbursing officers for immediate expenditure. Once these document? are signed, the money is as far removed from the control of the' treasury as if it had been taken by the secretary from the vaults and handed over to the dis bursing officers. In the treasury de partment these accounts are carried as balances of the disbursing officers. But they are balances of the disbur sing officers because the disbursing officers need the money for immed iate necessities.. in -'A Removed LlabiMitts In th£ accounts of the disbursing officers every dollar placed .to their credit is -matched by a debt of th government, which these officers are called upon to pay. These debts of the government do not shotfr in the accounts of the treasury department, and therefore the- amounts placed t» the credit of the disbursingofficers have always heretofore been carried as liabilities of the, treasury because they represent liabilities which the government ia to meet through its disbursing officers. The manufacturer figures mterest on every dollar he has invested and capitalizes lus "good will. Then Tie charges a good* big additional pro fit and pays himself a fine salary for nipervision. Try doing- this with your farm plant. This is the only way tt find oat how prosperous you are. Scotfs Mission to Mexico in Interest of Certain Interests Washington, Oct. 20.—How the gov ernment protects some of the Amer ican interests in Mexico from lawless depredations, while lea® influential in terests are left to shift for themsel ves, is the burden of the most recent disclosures of conditions south of the Rio Grande. It transpires that the rsal object of the trip* of General Hugh M. Scott chief of-staff of the army, made to Mexico in August, was to.prevail up on Villa to cease alleged persecutions of the rich mining companies in Cfci hauhau, in which American capital ists are heavily interested: Villa was preparing to exact tribute from the companies, arid his soldiers were com mitting all sorts of depredations on the properties. General Scott, who is a personal friend of Villa, concluded a .treaty of peace between the northern general and the mining companies. His work was so satisfactory to the American interests that he received a message of thanks from the United Mining End Smelting Association. Policy of Suppression As a result of the policy of sup pression and censorship the origin of the influence that procured atJjjjjeis tration aid for the big miningiSSirm panies is enveloped in mystery. ||The holder of one large American inrasst^ ment in Mexico, who is known 3 republican party leader, says hj been unable to induce the edmi tion to. protect his property fronr^ie Villa raids. The Wilson order to all Americans to leave Mexico compelled thousands of small owners to abandon their properties to the bandit looters. Immediately after General Scott ob tained immunity for the mine owners the administration permitted Villa to resume shipments of dressed meat into the United States, whereupon he reopened his Jaurez packing plant. Villa ships the carcasses to Kansas City at a profit of $10,000 a day. The products of this plant were barred from this country last May by the department of agriculture because of insanitary conditions of slaughtering. This is General Scott's version &f the affair: 'I was sent to the border by the state department to confer with Gen eral Villa over the mining conditions in Chihauhua. The mine owners were having difficulties with Villa's troops, and I was sent, there to straighten these matters out. I think that I~wa» successful. Lansing Telegraphs "1 made no trade with him to re open' the -Jaurez. packing plant. Be fore I ieft Washington I y?as given a marked-copy of the United States regulations' for killing cattle and 1 was asked to give.it to Villa. When I arrived in El Paso I received a tele gram from Secretary Lansing saying that if Villa would issue a decree in accordance with those regulations an arrangement had been made with Sec retary Houston whereby the meat from the plant could, be imported in to the United States. "I communicated this .fact to Villa and I ^understood that his decree was issued, and that ia former United States meat inspector was plased ta charge of the'. plant." l$ "The* products of. Villa^s.. pafclring plant ars now being.'shipped ixJto the United States. It. is charged that many of the cattle^" slaughtered are first Stolen frotti ranches ip i^e..,Unjt? ed States by Villa, raiders. Manifestly, the shipment, of meat from -Mexico at' a time whe».t&e Men-: ican pieople are starving ~hss its- pe culiar aspects. Ten Cents ar Vote Was the Market Price in This Election Indianapolis, Iiid.-—One of the sur prising disclosures«at the trial of Mayor Bell is the cheap price of the votes. Men were hribed to vote for. ten-cents apiece, and even for a drink of whisky. Big Chief" O'Leary, an ironwork er and political friend of Mayor Bell is one of the men indicted. He has turned state's evidence and testified that he was given a $10 bili and told to go "after them." He did go after them and got eight men to vote for one drink apiece, three men voted for one supper each, and a cheap meal at that, Persons who believe that it takes big fjums of money to corrupt an elec tion ought to read the testimony of "Big Chief" O'Leary. He said he worked for the Demo cratic party in the election, lie was sent to a voting place and when he got there four or five men came out of the alley and asked him: 'Are you putting out anything?'? "I told them," testified O'Leary) "that I would give them the price of a drink if they would go Li and vote under instructions. Then I went to the polls and said to the clerk that five men would vote under instruc tions.1' Did you see a man named Caliihan «Tfbs r^SWT^Xberfc"* "What did the five men 4o?w .. •'They went in and voted/' £. "What was then done." "The clerk said 'O. K..' 'What did you then do?" 'I gave each of th^m ten cents- for a drink." "What did you then do?" "Three more men came out of the 'fclley and I voted them." 'What was done, then?"' "The clerk looked out of the win dow and said 'O. K.' Then I gave each of these men ten cents. CHINESE EGGS FOR BRITAIN. Hankow,. China, Oct. 11.—Prices of eggs, chickens and other poultry are ao low in the ¥an-tse-Kiang valley that an English company has- devel oped a large business in shipping such produce to Great Britain. Practically every Chinese family in the remote country districts, as well as in the towns and cities, keep ehick ehs. The price of eggs in the- vil lages accessible to river transporta tion is. about 3 cents gold a dozen. Spring chickens sell for about 6 cents gold each. In remote interior points, where coppef coins still are largely in use, the-prices are much lower. mmmm. PORTLAND HAiS DOLLAR WHEAT. Portland, Ore., Oct. 11.—-For the second time this season dollar wheat became a reality in the Pacific North west recently. The advance was made in the face of the most de termined opposition of both the do mestic and foreign trade. Several options of large sized lots of wheat were taken by Easterners,- as well as by export interests on the basis of $1 a bushel, Portland delivery. NEW RECORD FOR OATS. Oats this year will exceed the rec ord crop of 1912 by atawyst 166,OCO, 000 bushels. Barley will exceed its record by 13,000,000 Kusteb -sweet potatoes by 5,000 000 bushels rice by £00,000 bushels, ,and hay -bjr $000,QC0 '.tons... The Leader fight for the mnre.