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APPEAL SOUNDED r 1 BY CHURCHES TO REACH SLACKERS VICTORY LIBERTY LOAN WILL BE THE ACID TEST OF TRUE PATRIOTISM. MUST BE WEEDED OUT I IMMI ill ... m dfV or f HIGHER TYPE OF PATRIOTISM NEED OF PRESENT STERNER QUALITY REQUIRED TO SERVE NATION NOW THAN DURING CONFLICT. DELIRIUM OF WAR ENDED I Borrowing Two Bil lion Dollars a Month and Must Be Supported. "Tt takes a higher type of patriot torn to serve this nation today than it required in the delirium of war. It la the duty of the American people, and I believe they will regard It as their privilege to approach the Fifth Uberty Loan with some degree of pa triotism and not altogether on a com--jaierclal basis." This was the answer of Secretary f the Treasury Carter Glass to the tankers of Pittsburgh when they told htm the Fifth Liberty Loan should be sold to the American people on a cold blooded business basis. Is there no obligation on ue to recompense the heroism and valor our brave boys? The floating of the Fifth Liberty fioan, the Victory Loan which will begin April SI, is an absolute neces sity. The Government is spending more money than ever, and the bills ' are coming m faster than ever. The last loan was all used up In Decem ber and since then the Government has been borrowing about two billion dollars a month against the accruing taxes of March 15 and the coming loan. Our national honor requires that all w debts be paid promptly and the slate wiped clean. Moreover, the men Abroad, some two million of them, are to be brought home when the Euro pean situation is safe for Democracy. Meantime they must be provided for. This is no time to slow down In our systematic efforts to save. The rais ins of money by the billions is a mat ter of heroic saving. Reserve funds must be accumulated In the national banks by the innumer able savings of millions of people. Twenty-five cents a day spread over a population of one hundred million people would roll up the enormous an of seven hundred and fifty mil lion dollars a month in savings. "The doty and obligation of the peo ple la to save money and economize mm wisely as possible, so that they nay be ready to do their part when the Fifth Liberty Loan Is offered In April. -COAN SUNDAY FAVORED The setting aside of May 4 as Vic tory IJberty Loan Sunday by Secre tary of Treasury Glass Is meeting with the enthusiastic favor of the peo .ftle everywhere. Mass meetings, spe eial church services, parade? and ther special features to fittingly .nark the day are being talked of, and M la 1 certainty that an organised sawve will be made by churches, civic organizations, loan committees and community leaders to see that every snan, wmnan and youth has an oppor tunity " to purchase Victory Liberty Loan Notes (short erm bonds). 0 ARE YOUR TAXES HEAVY? They Would Be Heavier If the Victory Loan Failed. Probably every reader of this paper finds hid taxes a bit higher than he likes to pay. Thousands of them have been struggling for the past few weeks to make out reports on income taxes to the government, and have found that six per cent takes a pretty heavy ! slice out of what wasjft over on New Year's day. Many of you had to bor row money to pay the taxes. But this tax is nothing to what all of us will have to pay if the Victory Loan fails to go over. Uncle Sam's war bills must be paid. He prefers to borrow the money from us and pay us back later on. But if he cant borrow it, he must take it in the form of taxes. It's like the difference between rent ing a house for 10 years or buying it on the installment plan. In one case, you wind up with a thick handle of rent receipts. In the other, yon have s deed to your home. Isn't it better to lend your money to the government at a fair rate of in terest than to pay it out In taxes. which never comes back That's worth considering when the time comes to invest In Liberty Bonds FOR SICK AND WOUNDED, Thousands of sick and wounded men lie in base hospitals. They offered their lives that freedom might live. They muHt be given every care, healed and returned to their homes. The government asks for a loan. It offers the Victory Liberty Notes (short term bonds), which will soon be issued. The menace to civilization is dead. Ger man autocracy has been destroyed. War bills must now be paid, AND THEY SAID WE COULDN'T FIGHTI The words contained In the above caption appear in black' on a mottled blue background on one of the most striking and elo- quent posters, that' will appear throughout the United States dilring the Victory Liberty Loan Campaign that will open April 21 and close May 10. There is no mass of detail In this amazingly effective poster, that is a real work of art. The central figure, and the only fig- ure, is that of an American sol- dier boy. He Is emerging, out of the gloom over there, "with a grin not a smile on his face. Over his right shoulder Is hs rifle, with bayonet affixed. In right hand In addiUon to the weapon, la a German helmet. In the other hand, swinging at his left, are two more Hun helmets. But the figure there la the thing that makes one swell with pride and patriotism. It depicts a doughboy emerging from so- tion. Clad In khaki, his coat is opened at the front, and his un- dershlrt Is stained with blood. A bandage on sis left arm Is also crimsoned. But that grin, coupled with -And they said we couldn't fight," shows what this boy and millions of others Hk him were willing to sacrifice for the Stars and Stripes. Now we are called on to far- nish the funds to bring him and the others home This doughboy will do much to loosen the purse strings and make this Victory Liberty Loan a complete success 4 4 4 Should Not .Be Accepted From Drones In the Final Campaign. Like the poor, we always have the slackers with us. Though the war is over the slacker still abounds in more or less numbers. He Is discovered In the ranks of business, politics, re ligion and wherever people are trying to respond to the call of duty. A prominent St. Louis churchman and leader in religious life has hit the naU on the head by the following crisp sizing up of the situation: "I know that the Victory Liberty Loan will be the test and proof of tme patriots. Every one of them will subscribe. Others slackers Will ex cuse themselves by hard t'mes, sick ness, no need now that the war Is over and a hundred other excuses they will be able to give for their slackerlsm. It is a well known fact that the church is not a slacker organization anything In the world but that Vet, like all other Institutions, a few slack- win creep in and seek to be car ried right up to glory, without haying served or paid the price. They are attached' to the church, and they cannot be "unattached." The Church is too generous to turn the poor strippers' out to starve. "The same kind of folks will be little and narrow in their subscrip tions to the Victory Liberty Loan. It is to be expected. P. is to be pre sumed that they have hearts some where, but yon cannot pierce the hide of a slacker to reach the heart Let him remain until the great harvest and the Lord of the harvest will take care of the toughness of his hide." Secretary Glass Warns " Against Bond Scalpers Secretary of the Treasury Carter Glass has issued the following state ment, which is of interest to every Liberty Loan and War Saving3 worker: "My attention has been directed to the activities of unscrupulous persons who have been operating extensively throughout the country and who are swindling the owners of Libarty Bonds and War Savings Stamps by purchas ing these securities far below their actual worth. "These swindlers get the attention of security holders by publishing ad vertisements calculated to make the unsuspecting believe that the highest market price can be secured for his bonds through the agency of the ad vertiser. Such is rarely, if ever, the ease. Records of transactions of this character, brought to the attention of the department of justice and tho treasury department prove conclusive ly that these swindlers take every ad vantage of bond owners who are forced into . their clutches by paying the lowest possible price which the owner will accept and generally far below the actual value of the bonds. "I regret to observe that many reputable newspapers are being vic timized by accepting the advertise ments of these swindlers and I appeal to all newspaper pub. libera to scruti nise very carefully the character ot Individuals who use their columns to offer to buy Liberty Bonds and War Savings Stamps. I believe that It is the duty of publishers to protect their readers against unscrupulous adver tisers. "Other swindlers endeavor to trade worthless articles or securities of lit tle value for Liberty Bonds and I ap peal to patriotic publishers to assist in putting an end to this practice. "The treasury department will tak such steps as are possible under the law to protect the interests of Liberty Bond holders, and will nse every means at its command to bring to jus tice all who seek to defraud the people who have so patriotically assisted In winning the war by Investing their savings in Liberty Bonds and War Savings Stamps. "Owners of these government secur ities should under no circumstances part with them unless necessity com pels, and then they should deal only with reliable banks, trust companies, banking institutions and others whose reputation for integrity Is beyond question. If it is necessary to sell Liberty Bonds, the highest market val - ue should be received. "The treasury department will wel- come Information concerning the op - j U011 tno swindlers In any part ot the country." YOU CAN CUT INCOME TAX Subscriptions to Victory Loan Tend to Reduce Taxation. Will Uncle Sam unwittingly put out one of the best arguments for subscrip tion to the Victory Liberty Loan wh"n he sent around to us early this month out blanks for the income tax reports. Did you sit up and take notice when you had figured yours out? Did it Startle you? Large as it was, it would have to be bigger if you and your neighbor had not bought liberally of the Liberty Bonds of the past issues. And if you want it to be smaller next year you and your neighbor must subscribe just as liberally as you pos sibly can to the Victory Liberty Loan when the drive opens this month. It is plain as can be to you after a little thought on the income tax blank. The war debts have to be paid. If they are not paid out of loans they will be paid out of taxes. And you didn't notice anything in that income tax blcnk which said the government would pay you interest or give you back what you paid. AID FROM FARM WOMEN The women of one of the rural dis tricts of Tennessee organized during the Fourth Loan and pledged the state chairman of the Woman's Liberty Loan Committee the profits from the &ale of one day's butter and eggs each week to buy Liberty Bonds. The state publicity chairman passed on this plan to each county in the state and asked each Sunday school in the rural dis tricts to adopt this method. In this! way thousands of dollars were Invest ed in bonds. SECRETARY GLASS SAYS: "Talk about sacrifice of the Ameri can people! What is meant by sacri fice T Is it a serious sacriUca to invest one's money In the interest-bearing obligations of one's own Government to make everlastingly secure the na tion's freedom as well as the nation's property f Men who have bought War Savings Stamps can look the returned "dough boy" in the face unashamed. INSTALLMENT PRIVILEGES IN THE , VICTORY LOAN I Installment privileges for the Liberty Victory Loan will be the most liberal in any government loan, Secretary of the Treasury Glass has announced officially at t Washington. Payment will be permitted in six installments. In the fourth loan, the treasury al- lowed four installments. ft The installment dates and the ft amounts, as announced by Glass, r are as follows.: - Ten per cent on or before May 10. , Ten per cent July 10. Twenty per cent August 12. t Twenty per cent September 9. t Twenty per cent October 7. And the remainder with so- crued interest on deferred In- atallments November 11. 4 The fourth loan payments were ' ' a required to be completed In four :a months, as against six montha in the Victory campaign. Prior to the fourth loan the treasury ' ft required full payment from the i ft banks on subscription. The ft banks therefore had to carry all 1 ft installment payments which they t ft permitted. EVERY INTEREST IS SERVED U YOU HELP UNCLE SI UTY, COUNTRY AND YOUR OWN PERSONAL WELFARE COMBINED IN A HAPPY COINCIDENCE. BEST INVESTMENT KNOWN Last Liberty Loan Has All the Ele ments That Appeal to a True American. "Buy for love of country and to in sure future prosperity!" Uncle Sam will say to the people of the United States when the sale of the Victory- Liberty Loan notes (short term bonds) begins on April 21. This is the last Liberty Loan drive and has truly been givon an appro priate name Victory Liberty Loan. To every true American this name will strike home. This loan is one of the obligations that coue to the vic tors. While President Wilson and the peace delegation are in France looking after the world's obligations, it is not fair that we here at home should, in our way, look after the great debt of gratitude we owe our boys in blue and khaki. Although the actual fighting is over. the Government ia still under a tre mendous expense. All of the money raised in previous Liberty Loans has been expended and the Government has been obliged to borrow from the banks. Much is yet to be done, which: will mean the necessary expenditure of more money. Our forces overseas must be main tained ; the wounde 1 must be rehabili tated and the men must be brought back home. In addition to other ex penses, this means a tremendous ex penditure. A large part of the money loaned to the United States daring the coming Victory Liberty Loan drive will be used to care tor the wounded men and to bring back the boys who went across the water that we might be victorious. In addition to the patriotic view every person should take wnen ap proached during the campaign, to buy a Victory Note, it sh6uld be borne In, mind that the purchase -is the best in-' vestment possible. Financiers eon cede it to be the safest security, and the rate of Interest will be attractive. Save Your Own Honor. TJncle Sam Is in honor bound to see this war through to the finish. Do your part by supporting the Victory Liberty Loan campaign as you hav supported the preceding Liberty Loans. Save your own honor and the. nation's honor by putting this loan across. Intelligent saving leads to success. By potting your money into War Sav ings Stamps you will be helping your self and help the government It Is not what you have today, but what yon save, that counts in the long run. Buy War Bavingc Stamps and you will not fear the future. 1 ipJfSPWWMK