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i r / / / ©ur ©bristmas Club gives its members interest on the money, but it gives something far more valuable than that. It gives the Savings Habit. Shows people how really easy it is to accumulate money in a systematic way. Ask any of our oldmembers. They know. Take out memberships for the boys and girls—along with your own. Make the first deposit for them, and give them the responsibility of keeping it up. It builds character and develops the most important habit for future welfare—thrift. Club now open to all, with cordial invitations to join. Weekly payments in amounts suited to everybody. 4% Paid on Savings Accounts Ventnor Trust Company, Victoria and Atlantic Ares. X Friendliness such as is maintained between this Bank and its customers finds a particularly seasonable expres sion at this Merry Christmas Time. The Community spirit which has meant so much in the life of Ventnor has its hearty ful filment in the daily routine of this institution. The Ventnor City National Bank Atlantic Avenue at Surrey Place, Ventnor, Atlantic City, N. J. Member Federal Reserve System A National Bank with a Savings Departmenl ^ . v--- ' ' Do You Really Think Before You Invest? Investment should be a matter of advice—kindred to that of legal opinion. Only those who make a study of the market, of business conditions and of monetary returns and risks, can feel fully confident to make purchases in the field of Stocks and Bonds. If you do not feel that you possess these qualities—consult your banker. It is to supply this need that we maintain a special Bond Department. INVESTED COLLATERALS ARE INCREASINGLY POPULAR AS CHRISTMAS GIFTS. WE RECOMMEND Name of Issue Coupon Rate Maturity Price Stanley Co. of Atlantic City 6 Jan. 1, 1934 98J4 Phila. Rapid Transit 6 Jan., 1924 100 Market St. Ry., 1st Mortgage 7 April, 1940 100 BOND DEPARTMENT EQUITABLE TRUST COMPANY Atlantic and Arkansas Avenues JOHN J. SAUNDERS, JR., Manager Telephone, Marine 392