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FINDING OF THE COURT. Case of Waterbury Lumber and Coal . Co vs Patrick T. Coogan. ' The following is the Opinion in de lail of the superior court in the case, of the Waterbury Lumber and Coal Co vs Patrick Coogan, rendered by Chief Justice Andrews: . - This was a complaint claiming the foreclosure of a mechanics lien. The lacts are, briefly, as set forth, in the finding, like this. The defendant, Pat rick T. Coogan, in the 22d day of July, 181)9, made a written contract with B. A. Irion, which provides that Irion was to build a dwelling house for him. ;If Irion completed the bouse, furnish ing all the material and doing all the work, then a certain sum was to be paid. If he neglected, refused, or in any wise failed to complete the house, then a less sum was to be paid. The contract pointed out the way in which the lesser sum was to be ascertained. Irion did neglect and omit to complete the house to a very material extent. Taking the account between Irion and Mr Coogan as it is shown and apply- ing to it the stipulation of the contract, it appears that the largest sum which Irion could demand or collect under its terms for all the services he rendered, and all the materials he furnished. wouiq De $x,ua.si. Ana tnis is so mr the reason that this is the price which Coogan agreed by that contract to pay and Irion agreed to accept for the ser vices rendered and the materials fur nished by Irion in and about the said dwelling house. After the making of the contract Irion agreed with the Wa terbury Lumber and Coal Co to furnish lumber to be used by him in building the said house. The plaintiff did fur nish lumber to the amount of $1,433.79. It is not stated and it does not appear from the Contract between the plain tiff and Irion that this was known to Mr Coogan otwas ever assented to by ' him prior to the time, October 12th, 1S00, when the plaintiff gave notice of. its intention to claim a lien. At that time Irion had abandoned his contract and a few days later the plaintiff ceased to furnish lumber. The plaintiff as such sub-contractor seeks in this action to collect its debt against Irion. The trial court decided this case, as it would seem from the memorandum of decision, upon the the ory that a radical change was made in the law of this state respecting me chanics' lien by the statute of 1So5; to the effect that a sub-contractor seeking to enforce such a lien was not limited to tile amount due from the proprietor to the original contractor, but had a direct lien against the proprietor for all the services and materials lie had furnished. We think the court was mistaken as to any such change hav ing been made. Statutory liens on real estate for improvements put upon them otherwise than by contract with the owner are of two classes. These may be imposed in favor of a sub contractor, or under certain circum stances they may be imposed on the ground that the improvements have so enhanced the value of the esTate that it would be inequitable to allow the owner to be enriched at the expense of him by whom they were made. The statute of 1X53 was one of the former class. Spaulding vs Thompson, Eccl. Soc. 27 Conn. 573,377. The lien was to be measured not by amount of added value, but by the amount which the labor and materials cost not exceeding the contract price. And it seems to us that the statutes indicate that no such change was intended to be made. Prior to 1833 a lien by a sub-contractor was limited to the amount "due from the proprietor.'' These or equivalent words were in all the acts. Since that time the language of the several stat utes is that the lien of a sub-contractor shall not attach in the whole to a greater amount than the proprietor agreed to pay to the original contrac tor. These statutes also provide for the deduction from that amount of such payments as the proprietor may bave made in good faith before he re ceived notice of the lien. Acts 1850, chapter 04. If all the parties in every lien case acted in good faith and fully kept their contracts these provisions would describe the same sum. The amount due from the proprietor" would be precisely the amount which the contractor agreed to take less the payments he had made In good faith. The question then in the present case may be stated in this wav: what amount did the defendant Dy nis contract, agree iu - the services rendered and , materials furnished by him in the construction tof the said house? The latest law in this state governing mechanics' liens is chapter 121, page 1052, public acts 1S99. The plaintiff must recover un der that act if he can recover at all. Its contract with Irion was made after that act1 went into effect. The sec ond section of the chapter named eri- - acts and this is a re-enactment of the previous statnte-rthat ''no such lien shall attach to any building or its ap purtenances or to the land on which the same may stand in favor of any person" to a greater , amount in the whole than the price which the owner agreed to- pay for such building and its appurtenances." AVhen we read the contract which the defendant ' made with Irion and take notes of the provisions of article 4 of that eon- tract, we see that he agrees to pay : $4,100 for. the house; but only $4,11(0 less sucu sum, xi. uiij, aa iitr migut 11 " - , Blons of Irion. The defendant did not hgree to pay 4,100 unless Irion com pleted the house. The finding shows that he did not complete it. . That the defendant was obliged to pay and did pay to make good his faults and omissions and the sum is found rea sonable the sum of S2.481.68. The 5 contract says that this sum is to be deducted from the amount of the con tract; tout that if any balance on the : amount of this contract remains after be completion of the work the same - (person legally representing him. -The . - uvifuuaDt iuus lias uy ms saiu. cuu V farmei agreed to pay for his house only J lAecording to the 'finding, that is the VpHee which Irion .agrees to accept. f Paulding vs Thompson eccl. soc. 27 .'".O Mine section two of chapter 121 ' b acts of. isaa,. further enacts x tbls is also re-enactment that in $Uking the amount to which any r liens anal) attach upon any land ""lna; "the , owner of such .land 'aft shall be Allowed whatever x. e shall have made la good YMH$g4nai contractor -or con-. ' neetTia txMice ef auch Juw . - The finding, is that - t bad paid r fly&- in the said house was $1,018.32, from which is to be deducted the $1,000 paid before notice of the lien.' This leaves 618.32. The finding further shows, and this is admitted by the plaintiff in the reply , to the answer, that since the beginning of this suit, to wit, on the 16th day of April, 1000, the plain tiff has received from the defendant the sum of $G18.22 to apply on its claim for which it has given,' credit There was then due to the plaintiff only the sum of 10 cents. For that amount and for any interest the court may find to be legally due, it is en titled to bave judgment. The act of 1899 provided that no sub-contractor in the position of the plaintiff should be entitled to claim a lien unless he should within six days from the time he shall have ceased to furnish ma terials or render service give written notice to the owner-that he had then commenced and intended to claim a lien. The complaint alleges and the court has found that such a notice was given on October 12th but the service of materials furnished up to October 25th. The certificate of lien which is made a part of the complaint states that a copy of the notice was left with the town clerk of Waterbury and does not state that any such copy was re turned to the lienor. The object of giving notice to the land owner is sole ly to protect his interest. The earlier after the lienor commences to render service or furnisli materials that in formation of his intention to claim a lien for them is given to the land own er,, the better for the latter. We do not think, therefore, that the defend ant is in any position to complain that the notice was given on Ocober 12th. This was for his beuetit. The plain tiff in effect simply waived a right to a longer delay of his notice That a copy of the notice was left with the town clerk was immaterial. It harmed uobody and benefited nobody. It does not appear whether a copy was returned to the maker, but we do not think that was a matter which plain tiff was bound to plead. Krror. Judgment set aside and case is remanded to superior court that judgment may be rendered in accord ance with this, opinion. Torrence and Baldwin concur. llammersley and Hall dissent. The lower court gave judgment for plaintiff.for $S37.C0. Judge Bradstreet represented Mr Coogan and Terry and Bronson the Waterbury Lumber and Coal company. WORK AT WASHINGTON. Senate Considers Agricultural Bill War Tax Conferees Have a Session. Washington, Feb 13. The senate de voted practically the entire dav to the agricultural appropriation bill. The measure was not completed. In the discussion of the bill Mr Hale of Mainei and Mr Lodge of Mas sachusetts sounded appropriations be ing made by the present congress. Mr Hale said the people of the country would become alarmed soon and then those responsible for the immense ex penditures would seek the rocks and mountains to hide from the wrath of the people. Mr Lodge said he did not like to hear sneers against the practice of economy which had been urged by Mr Hale. The Maiiie senator's warning, he said, ought to be heeded, as ap propriations were mounting upward enormously. Any person who would examine at tentively the .appropriations being made by congress would realize readi ly the dangers into which the govern ment was running. It was an open secret, 'he said, that the river and har bor bill was in danger of failure be cause it was loaded down with ap propriations of neither immediate nor imperative importance. ' He pointed out that government aid had been given to one or two international ex hibitions and now exhibitions with government aid had become n. recog nized industry. Likewise the selling to the government of battlefields as real estate speculation had become an industry. Congress, too, was being asked constantly to erect monuments to local heroes and to celebrate local events. . "We are pushing along," said Mr Lodge, in closing, "to the billion-dollar mark in our appropriations and we have got to draw the line. We have reached the point now when the peo ple are becoming alarmed. We should see to it that necessary appropriations are made first and needless appropria tions not at all." The speeches attracted much atten tion among senators. . A brief night session of the senate was held to complete the reading of the District of Columbia code bill. ' Washington, Feb . 13. The senate and house conferees on the war tax re duction bill formally met yesterday 'and after a brief exchange of views adjourned, subject to the call of Chairman Aldrk'h. Senator Aldrich has issued a call for Saturday at 3 p. m. The leading house members are as vigorous as ever in declaring that they will not submit to the domineer ing attitude' assumed bv the senate. They say they will protest against any action intended to force upon the representatives legislation entirely new and not in harmony with the scheme of taxation constitutionally originated by them."- Mr Aldrich will not discuss the details of the tax re duction bill, but he seemst to have the utmost confidence in the ultimate suc cess of the measure, prepared by his finance committee. The senator from Rhode Island is understood to be wil ling to make concessions to the house, but not on beer and cheek stamps. When the suggestion "was made to day that the 'house would refuse to adopt a conference report reducing the tax on beer belor the house rate Mr Aldrich admitted the house-had that light, but he would not admit that he considered the senate bill in any dan ger. Other members of the senate declare that their bill will prevail in all its essential features . " . .- The house republicans favoring the recognition of the toeer interests have arranged to combine with the demo crats if they get the opportunity to outvote the beer trust opposition. The nnti-beer men are appealing to Payne and 1 hilzell to stand firm. If the house conferees are to be believed they will make the fight of their lives against the senate bill and will re port no agreement rather than surrender.- . ... fOXGPKLLOW'fi BROTHER DEAD Portland, Me,i Feb 1".-Alexander W. Longfellow, a brother ; of the 'American ftoet. Hmn W. JjmteteXlmar. died here yesterday, aged 88 years. jueiuu was one to oia age. tie is sur Ti red ib a, wife, two sons and two flanghtera. . -t , , - -, NAUGATUCK MAIN'S 'FLIGHT. ' Had a Load of Furniture But Could Not Find the' House. - " - A Naugatuek expressman was In a sorry plight -in 'Waterbury yesterday afternoon and had it not been for the good offices of one of Chief Egan's guardians of the public peace the man would have returned to the rubber town in a very unsettled state of mind. He came up here with a load of furniture belonging to a colored gentleman, . but owing to - some- mis understanding on somebody's part he did not know the number of the bouse where he was to deliver the articles and the man who owned them neglect ed to meet him. The fellow spent sev eral hours hunting for the place around Grand street and finally ap pealed to Officer Cassin, telling him that he was searching for a Swede. This threw the officer off the track and he could not do much to help him until later when he informed the officer that the man he-wanted , was colored and played a banjo. -At this juncture the officer got his eagle eye upon the banjo player and pointed him out to the expressman on the street, just as he was beginning to despair of locating him. Then the Naugatuek man breathed easier, and, after unloading his tables, cliairs and other things he started for home ap parently as happy as though-nothing had happened to mar the pleasures of the trip to the Brass City. What would our neighbors down the road do when they strike a big city like Waterbury were it not for the assistance of our ever accommodating police officers? AMATEUR POLO. Local Shop Managers Cannot Come to an Agreement. The match game of polo between the Roger & Bro and the Watch shop polo teams appears to be as far off as ever. After the latter accepted the challenge of the former, through the medium of the Democrat, Manager Robert Spiers, of the Roger & Bro's team and Man ager Broderick had a meeting in Guest's cafe 011 South Main street, but were unable to reach any satisfactory agreement. They held a subsequent meeting, but as the previous meeting it resulted in a disagreement. The Roger & Bro manager claim that the fault that no game has yet been ar ranged lies solely with the Watch shop team. He wishes the game to be played by the teams as composed dur ing the entire season. But it is said that the Watch shop wanted two new players, a halfback and goal tender, at the same time refusing to name the two new men. The other side would not listen to any such proposal. These two new players might be ringers, professionals, and they did not care to go up against such a combination. There were other things that stood In the way of a game, but it is said that this was the most important. From present appearances the prospect of a game does not appear rosy; but Man ager Spiers still clings to the hope that a game may be arranged. The challenge of the Roger & Bro team was to play any roller polo team in the city for $50 to $100. J. M. SULLIVAN, 1902 L. 8. ' Chosen to Take Part in University Contests for Debating Team. The final trial in the Yale law school for representatives to the university contests to be held to select a debat ing team to contest.fwith Princeton in t he annual debate -was held last night. Dean Way land and Professors Wurts and Beers , were the judges, and they decided upon.-James M. Sullivan. lt)02, as the best qualified to, represent the law school. Mr Sullivan is a former Waterbury newspaper man, and last election stumped the state for Bryan. He is an able speaker. JUROR LEETE FAINTED. New Haven, Feb 15. In the: com mon pleas court case of the Peck fc Bishop company vs the Frankfort Chair company, an .action to recover 350 for cartage of goods from the old line boat to the jail, while Judge Bishop was charging the jury j-ester day noon, one of the jurors, A. Miuor Leete, of Guilford, fainted dead away and fell forward upon the chair of the juror in front of him. The judge had been talking- about twenty minutes. Quite a stir was created in court. Deputy Sheriff Kirk hurriedly dashiyl. some water in the face of the uncon scious man, one of the jurors' drew a flask from his pocket which-contained something of a revivifying nature, and Mr Leete was soon on his feet again. The jury was allowed, to sit during the rest of the charge. . BANKERS MEET. Chicago. Feb 13. Over thirty bank ers from Michigan, Indiana, Wiscon sin and Illinois met here Inst night and took the preliminary steps toward forming an association of country bankers. The aggregate cap ital represented between . $50,000,000 and $75,000,000. The primary object, it is said, is to enable bankers in the smaller towns, by a co-operative sys tem, to .control enterprises or f urnish-t-he loans for them in their . home towns. The system will be similar to the one operated by. the - Canadian branch banks. An advisory commit tee, composed of two representatives from each of the four states, was ap pointed,' and will report here next week when final action will be taken. TIMELY" TOPICS That big shoeale of J. G. Jackie & Son's still draws the crowds. Why shouldn't it, when yon can buy shoes very cheap? Better go and see their bargains: read their new ad fo-day. NeWbeginners are being added to the four evening- classes at Prof Bai ley's dancing academy on Bank street. Hundreds of ladles are buying" wash goods at Beid & Hughes's these days. The newest wash goods are on their counters. - - - : The Mammoth market will give you exactly, what they, advertise. Buy your Sunday dinners there and be pleased, i The Miller & Peck Co never tire of talking of their wall ' papers. Read their ad Jf, -you are going to do any papering. '. .r'."; - Iook p Currans' ad to-night for men's furnishings. Undenwear marked low. for to-indrtow.;.". i if -.... . A delicious beeraf e J. what oo may tffiL'tfce hi; or teWaad oefte that Puehvn sella. iBofsValeda 24c. , , To-moiTow will fe Mk fr H MARDfilG'S Boston 99c Store 72-74 SOUTH MAIN ST. Decorated Dinner Plates. An Importer's sample line of 7-inch, and 8-inch Decorated Dinner. Plates, no two alike, many of them filled il luminated and gold lined. These goods are worth to import from 10c to 25c each, but we will make the price on any of them lOc Table Tumblers Some of the best quality of Pressed Table Tumblers, clear glass and smooth bottoms, and worth at the fac tory all . we" ask for them and even more. While they last you can buy what you want of them for 2c each YOUR Is interested in the purchasing of good coal. The kind of. coal, she wants is that from which she will derive the most benefit. This is what we s?ll. fnol ic nnol rtvoi-T llif nf if Bo fiinvinced by trying a ton from John McEIligott, Offices: John Schotts, 134 South Main street. Geddes, Brooklyn. TELEPHONE CONNECTION. HAYES MADE A WILL. Murderer Changes in His Condition for the Worse. Winsted, Conn, Feb 15 It is re ported that on last Saturday night Hayes, the murderer 6Ti iMis Cook, made a will in whiclrlie fef t his prop erty, consisting of a deposit of. about $1,500 in the local bank, w two house lots to his roommate anil' companion, John Camp,- Coroner Higgins, when asked if sucji had been found among Hayes's effects, refused either to con firm or deny the report, . The coroner stated that his report would probably be ready the last of next week. 1STRICT OF WATERS CRY, SS PRC- Trust estate of Harriet. Scoviii. late of Wat erbury in said district, deceased for the benefit of Stella M. Davies. The trustee Thomas L. Scovill having filed in court his written resignation of said trust aud having exhibited his trusts account with said estate to this Court for allowance, it is Ordered that the, 2 ith clay of Feb. A. D. 1901 at9, o'clock in the forenoon, at the probate office in Waterbury, be aud the same is as signed for a hearing on the acceptanca of said resignation and allowance of said trustee ac count with said estate, and this court directs the cierk of this court to ite ail. persons in terested therein to appear at said, time and place, bv publishing- this order in some news paper published in New Haven county and hav ing a circulation in said district. Robert A. Lowe Judge, DISTRICT OF WATERBURY, SS Probate court Feb 14th 101. Trust estate of Harriet Scoviii late of Wat terburv in said district, deceased, for the bene fit of Julia hi. Snyder. .--.. The Trustee Thomas L.. Scoviii having filed in court his written resignation of said trust and havinar exhibited his trustee account with said estate to this court for allowance, it is . ORUEKED that the 21st day of Feb A. D. 1901 at 9 o'clock in the foreuoon, at the Pro bate Office in " v'aterbury be and the same is assigned for a hearing on the acceptance of said resignation and allowance of said Trustee account with said estate, and this court directs the clerk of this eoun to cite all persons inter ested therein to appear at. said time, and place bs publishing this order' in 6me -newspaper published iu New Haven couot-y- and haviDg a circulation in said district. Robert A. Lowe, Judge. Life, Accident, and Health Insurance. Fifty-First Annual Statement. (Condensed.) AETNA LIFE . . Insurance Company, Hartford; Conn. MORGAN O. BULKtLEY, President. JANUARY 1, 1001, Assets, Jan 1, 1901 $ 50,01)2,080 01 iA'gal . Reserve," ,4. ir" ... ceilt Stiiiidtirtl.'lina a-K, :J ,r ola lms 40,0'J2,S70 01 Special lieiterre, in ad- ' . dition to ,4 per cent Reserve-. ..... . . :. . i,!K$l,000 00 ORiarautoe Fund iu ex cess of Requirements hy company stand- 1. dark .1 0,005,20'J 40 (i:araiitefe Fund in ex-;' Ijufess of Requirements ' by standard of Coun. . and other states " ti.'JOU.iJOU 40 Payments to policy holders in 11)00. . .. 5,3G9,738 27 rremium receipts in r; ' 11KJ0 ... . 8.257.024 '59 Interest receipts in JS)00 2,3,")3.-120 57 Total receipts in 1000. . 10,011,045 10 Life, Endowment and Term Policies issued. , V and revived, in 1900. 20,317 Insuring ..... . 39,044,847 00 Life, Endowment and Term Insurance iu force. Jan 1, 1901. . . . 192,592,810 00 Accident Insurance iu force" Jan. 1, 1901 lfjO.114.G20 00 PAID POLICY HOLDERS SINCE ORGANIZATION, $119,903,152.99. GAINS IN 1900. Increase 'iu New Premium Income. .$ 512,055 03 Total Premium Income. 1,133,973 05 Assets ; . . 3,241,780 11 Life, Term and Endow- ment Insurance Issued ad Bevl ved : 14,550,802 00 I4fe, Term and Endow- ment- Insurance in v force ;..... ?4MS,120 00 Accident and HeaKk '. n , - -aurance in force. 24,807,150 00 NtiinW of policy hold- - .ttp:.v. . i ,J vt-. iA f 5,148 Et E. fiULLOCX, MANAQE1X. Hi F ffanls-ForSale-ToBBDl pOR SALE New six room cottage. l,6o': Morris agent; as Bank Street. 2-14-3 A ANTED 60 men to eat our l5o dinners; " soup, 3 kinds of meat, 3 kinds of vegeW Bbles. bread and butter, pie or puddinit and tea or coffee. McNle's 5 and 10c .Lunch Boom, 373 BankStieet. . . . w 12-3-ly TK KENT Two four room tenements; Cole Street. Apply to Eugene Martin, 97 Union Street. 1-4 -tf rjpo-KKNT Two tenements, seven and three rooms. - Inquire Mrs Kusbton, Eushton Place. , ; . . i2-ii-tf TO RENT One flat ot six rooms. P. Holoban ' U-13-tt BOYS9 CAPS At 19c There is not much time left for sell ing Winter Caps, so we offer all our 47e and 23c Caps, with band to pull down over ears, at 19e. GILLMOR, ifie Hatter 25 Exchange Place." IRVESTMEHT FBOPEBTY! Located on Orange stret; 3-family house; contains al modern improve ments; size of lot .00x75 feet; rents for 535 per month; reasonable amount down; price . $4,000. This will pay 'you a larger per cent on your money than bank interest. Look this us. LANG AND PHELAN. 125 Bank Street. If you want your boys and girls to stay at home evenings, get Moriart'y to put in some comfortable furniture. Radical price reductions on several hundred pairs of trousers at the Outlet Clothing Co. Road their ad to-night. Dodge says his ad is a good thing to read when you have the blues. Get his prices on shoes. Read Castle's ad for low prices on meats for to-night and Saturday. Fan cy chickens 10c and 12c a pound. Reid & Hughes. Telephone 410. WASH GOODS OPENING Has been visited bv hundreds of ladies during the last three days arid on all sides were heard expressions of admiration and approval. To any who have not visited this display .we should say that a few moments spent here will be of interest, as the sea son's choicest Wash Goods Novelties are now being shown. Department located in the basement. Reid 2 Breakfast Cereals AT WHOLESALE PRICE TO THE CONSUMER: Wheatlet. regular price 15c, our price lie. Grape Nuts, regular price 15e, our price 11c. Shredded Wheat, regular price 13c, our price 11c. Ambrosia Oats, regular price 10 c, our price 7c", guaranteed as good as Quaker's. Sole agents for the Granite Flour for Waterbury aud vicinity. Price per bbl $4.72 and an empty barrel. fiDB MOTTO - We advertise as It Is. The White-Simmons Co. - WHOLESALE AND RETAIL GROC ERS. 1 63-I65 Bank Street ' Waterbury Conn. Great Clothing Sale. We Want You All. Get In with' the hundreds who trade here, taking advantage of stocks selling swiftly at prices pleas ing to people's pocketboofcs. AU this season's stock, and not a few odds and ends. Compare the val ues. Come . and see . the - goods. Men's All Wool Washington Mills Kersey Overcoats, sold for $10 and $12. Now $5. ' Men's fine All Wool Riverside Mills Kersey and Melton Overcoats, made to retail for 915. Saturday f T.9Q. ' : ' . E G. KilduH LtADSRS IN LOW The Store-' and "Tenement property. No 276 Dublin St. the two-family house, with large lot, No 288 Dublin St., the two double houses with large lots, No 293 Dublin St.. the two-family house with large grounds, Nos 03 and 07 Dublin street. At the prices asked and on the terms they can be secured ought to enable us to close a deal on all the said places within the next few days. The owner of the said . properties means business, as he expects to make his home in the future on the other side of the water. For the above bnrsrains. Loans on Real Estate. Fire and Plate Glass In surance. Offices and Tenements. See W, J, SCHLEGEL, In Lewis Building. No G5 Bank street. FOR SALE A cosy one-family House on Glen Ridge street, just off Cen tral avenue, on very easy terms. Price $3,500. Money to loan on real estate at lowest rates. Loren R. Carter, No 11 EAST ilAIN'ST. Are You Going To Buy a Sew Range ? . If so it will pay yon to look at our STAMFORD ., Do you want a STEAil BOILER, ROT WATER HEATER? if so, in- ouire about the Winchester. P, H, GARRITY, 221 BANK STREET. Telephone. 103-4. OAKVILLE CO MAKERS O- Wire and Metal Goods. P. O. Freight ar j Express. Address Oakville, Conn. Telegraph Addreis Waterbury. Conn. New York Oliiee, 4S Howard Street' Hughes. what we have and exactly Money back if you want it. ? & Co, PRICES. SPECIAL . . i ': r t .V. -FOB- SATURDAY Fresh Dressed Chickens Fresh Dressed Turkey Finest Stock Lowest Prices. HAMILTON'S CASH GROCERY. 47 East Main Street - Corner Phoenix Avenue, f ' Telephone 627-2. MAIN STREET, WATERVILLE, Ijook at That House On Watervilie street, a beautiful res idence embracing all the artistic and modern improvements which suggest ease and comfort, and that place on Ridgewood street with its tasty and highly embellished front facing the warming smiles of the southern sun, will bring hnppinpss: to Its possessor. D h tiern?:y, Fire, Plate Glass, Insurance. Bonds and Sureties, 1G7 Bank St. PENMANSHIP. PROFESSOR HOLLEY Teaches every pupil to write a fln rapid, business hand, in a course of 18 private lessons and no failures. AU binds of pen work executed in tha highest degree of art. 167 BANK. STREET. A. C. NORTHROP & CO. 27 and 29 Canal St. Waterbury, ' Manufacturers ot FINE PAPER BOXES, DEALERS IN PAPER AND TWINS, BRASS CITY COAL CO Coal, Wood and Charcoal. . , "5 . . , T. F. CONWAY, Mf. YARD NEAR GAS HOUSH. Telephone: 138-14. - ) ' GOAL, WOOD AND CHARCOAL JOHN BYRON. Yard rear Plume & Atwood's; tTp- town office with J. H. Devereaux & Co.. 25 East Main Street. Telephone call. Frank Miller & Co : 11 SOUTH MAIN STREET. BOA ES'l ' UUU Coal that Will give you the full vatM for vour money--! tne-OBlr kind tast C we sell, ine itinu xumi is clean, ana . that is coal all toe way through, la which every penny that la said cosftta rfor warmth and comfort for yatt iM.' your family. Hereafter our ofnc will ; be elosed on Mondays. Thursdays MVLv tfrlday evening at QOO. ' ' -,' j? ' j' 'nPes till LU. 4 A ' 0