PAGE T1IH- i
WEDNESDAY, OCTOBER U, 1916
1 1110 KELU1NG BANNER
mII About Our Town And lt People
Mrs. Kim King was in Stanton
Cyrill Smith went to Howard City
A. W. Knoo was in Lowell on busi
Miss Ethel Treat returned to Muir
last Thursday. .
Adam Hale of Lowell was m the
city last Friday.
Miss Josie Beardsley was in Grand
Miss .Eva Bulmer was in Biff Rap
ids over Sunday.
Mr. and Mrs. O. J.' Burris motored
to Lansing Sunday.
Eli Lowden made a business trip
to Harvard Monday.
J. W. Altenburg was in Ionia on
Miss Hazel Helbig was in Morley
visit in e over Sundav.
T A TT1I morln a Kllcinr4 tritl to
Dptroit last Thursday.
Mrs. Bert Luce spent the day Tues
day in Greenville.
Harvey Darling was. homo, Vover
Rtinrlnv from Innin
Mrs. Frank Phillips of Ionia was in
the city last Saturday.
Get your Sunday dinner at Moore s
Elmer Wise made a business trip
to Grand Rapids Tuesday.
Mr. and Mrs. Fred Deno were in
Grand Uapids Thursday.
Mr. and Mrs. George Taylor were
in Saranac over Sunday.
Mrs. Glenn Weaver left for Flint
Fridav ,where she will reside.
Miss Francis Smith spent Sunday
with friends in Howard City.
Vera Bowen and Shelley Chapman
went to Grand Rapids Monday.
Miss Louise Douville left Tuesday
for her home at Lincoln, Mich-
Mrs. Chas. Warner was in Holland
over Sunday on a business trip.
Mrs. John F. Kohnwent to Grand
Rapids Saturday for a short visit.
Samuel O'Connor spent the week
end with his people in Hudsonville.
Mrs. A. E. Berbou and son left
Morubv to visit friends in Casnovia.
P. W. Hill went to Hart Saturday
ftpr some business matters.
Wm F. Sandell was in Grand Rap- j
ids Thursday and Friday on business.
Rev. and Mrs. J. B. Griswold of
Grand Ledge were in the city all last
Mrs. O. Norris came last Friday
from Edmore to visit her mother,
J. C. Russell returned from Six
Lakes, where he had been visiting his
brother last Thursday.
Mrs. Arthur Giddings and daugh
ter, Tharah, went to Farwell to visit
at her old home Friday.
Mrs. G. O. Bignell returned last
Thursday from McBride, where she
had been for several days.
Mr. and Mrs. Wm. Strouse of St.
Louis, former residents here, attend
ed the conference last week.
Mrs. Anna Baribeau, who had been
the guest of Mrs. L. E. Trimble, re
turned to Grand Ledge Friday.
A. Fuhrman of Grand Rapids, a
former shoe dealer, was in the city
greeting old friends Thursday.
Mrs. Ben Baker returned to Car
son City Thursday. She had been
the guest of Mrs. Elmer Cook.
Miss Allie Arnwme is spenumg a
couple of weeks in Detroit, the guest
of her sister, Mrs. Geo. Y. Reed.
Mrs. Frank Case of Remus, who
had been the guest of Mrs. D. W.
Greenwalt, returned last Saturday.
Mrs. Will Smith of Cedar Springs,
who was the guest of Mr. and Mrs.
D. H. Smith, returned home Friday.
Mr. and Mrs. Roswell E. Bliss left
Monday to visit their daughter, Ber
tha Peterson, at Coopersville.
Mrs. Thomas Doyle was in Grand
Rapids Saturday visiting Mrs. Mar
garet DeLong. , .
Allen StcfTen has been visiting his
people in Amble a few days this
Mrs. John I. W eeks went to Luther
.Tnhn Dmtnn 13 building a hou.'e
for himself on the lot he bought of
Mrs. Spencer on the north side. It
,viil face Vincent street.
"District Elder J., W. Archer of '
Lov.ell was in the city last veck at
tending the quarterly meeting of the
Free Methodist church.
The Spiritualists' Aid win meet
with Mrs. Asher Shaw trulay, uct-
obcr 13. All ladies interested in tem
perance work are invited.
n 1 i o KTc-V. inn in lirnnil
Rapids Thursday and Friday attend
ing a meeting df the board of. mis
sions of Western. Michigan. r
A baby boy was born to jur. ana
Mrs. W. N. Johnson last Wednesday
and its father has named him Ed
ward n honor of his grandfather.
You can get your eves tested and
fitted correctly for $3.00 at the spec
ial sale of G. W. French & Son, Fri
day, October 13 and 20. Two days
Theron Miller of Ionia and Bernice
Parks of Belding were married in
Ionia last Wednesday by Rev. E. E.
Branch, the Baptist clergyman.
Warren Shepard has been in fcix
Lakes this week visiting friends and
relatives. He took along his gun
and did some hunting while there. -
Mrs. R. H. Bailey, who has been at
the home of Mr. and Mrs. W. N. John
son .went ,to Grand Rapids r riday.
Sh expert to return vr
Drrin Foote and Mrs. E. B.
Robbins returned home to ureenville
Thpv had been attending
the Free Methodist quarterly confer
ence. i '
Get your Sunday dinner at Moore's
John Lewis left Tuesday for Cry
stal, where he joined a party of
sportsmen in an automobile trip to
Houghton Lake to fish and hunt for
a few days.
Mrs. S. Farrington, who was the
guest of her daughter and friends
here last week, returned to Grand
Wm. James left Friday for a ten
days' visit in Benzonia and Chase.
John Urch is supplying in his place
as nightwatchman at Factory B. dur
ing his vacation. - '
m- nnrl Mrs. Robert Lvpps and
niece were the guests of Mr. and Mrs.
Roy Lvpps a short time last Thurs
day, they were on their return
home to Windsor. ,.
Edmund Hull of Greenville, who
had been visiting his son-in-iaw ami
assisting in farm work near Saranac
for a short time, returned home -Monday.
He is a son-of Amasa Hull of
Smyrna. . , , - it-
Mrs. Will Currie has been in the
city a few days visiting relatives and
friends. For the past month she has
been in Grand Rapids with her fath
er, Chas W. Long, who is in quite
II. L. VanBcnschotcn went to Gold
en Valley, N. D., last week, near
which place he owns a large tract of
land. It was a business trip and the
length of his stay was Lndehnite.--Portland
Mrs. B. H. Tyrell of Ithaca was in
the city last week, the guest of Mr.
and Mrs. Brodhead and other
friends while attending the confer
ence. This is her first visit here
since moving away about two years
Mr. and Mrs. Clark Graves enter
tained their son, George Graves, of
Grand Rapids, a few hours Friday.
He is connected with the Chaffee
Bros., furniture company as a gen
eral manager in one of it's depart
Mrs. Clark Graves entertained the
Spiritualist society last Thursday at
her home. There were about twenty
nresent and Mrs. Asher Shaw gave a
fine talk to the ladies. The next
meeting will be with Mrs. Stahlin
Robert Bradford, who had been
home to visit his parents, Mr. and
Mm. Ed. Bradford, returned to De
troit Friday. They have another son,
Fred Bradford, in Detroit ana Dotn
are holding down good positions in
the automobile works there.
Manual Main his just received word
that his brother, William Main, of
Ritzville, Washington, died heptember
j . .
The Peoples -Savings -Bank of Belding
A NEW PLAN
Adapted Especially for
For Every One Who Works for a Living
Plan and you will have money when you need it. You can start one or
more cards on any business day of the week in the year.
Amounts to be paid on each card are arranged into four
sets ranging trom
Cards when completed, plus interest,
You pay something every week any amount appearing on your card
You lose nothing if you drop out every cent returned to you
The Depositors' Weekly Savings Club
OPEN EVERY BUSINESS DAY IN THE YEAR-ASK US ABOUT IT
Talks on Thrift
and Mrs. Willard Ol.ls to Baldwin . 22. apred 69 years. Mr. Main was the
Mnndiiv to visit their brothers.
Get your Sunday dinner at Moore's
Mr. and Mrs. Frank Baldwin and
Mr. and Mrs. Alex Kelley motored to
Cedar Springs Sunday.
See G. W. French & Son's ad in this
issue advertising a special sale on
Elpin Graves and family of neai j
Rockford were the puests of Mr. and
Mrs. Clark Graves Sunday.
Mrs. A. E. Phillips, who had been
the puest of Miss Zada Wilson, re
turned to Chicago Tuesday.
Jerome Lavery was in the city Mon
day on business in Justice Spencer's
in connection with a probation case.
Mrs. J. A. Lessiter and daughter,
Miss Bernice Lessiter, and Mrs. Chas.
Wagner, were in Grand Rapids Mon
day. George Wagner left Saturday for
Albion, New York to join his wife,
who is there on a visit with her par
ents. Mr. and Mrs. Wm. Barton and Mr.
and Mrs. Geo. Anthony drove to Lan
sing Sunday and went through the
J. W. Howe returned last Thurs
day from Bay City, where he had
been to visit his daughter, Mrs.
RevW. E. Doty left Monday for
Detroit for a few days. He will at
tend some of the Billy Sunday meet
ings while there.
Mrs. Joseph Kohn returned home ta
Rockford Monday, after having visit
k! hr mother and other relatives
and friends here.
Fred McDuffy is riding In a new
Ford runabout which the Belding Gas
company purchased last week for his
n in the business.
Mrs. Vern Clemons and Mrs. Rose
Tillison, who have been guests of Art
McCoy and Mrs. Wm. Piatt, returned
tn Detroit last Friday.
Mrs. Chas. LaBar of Grand Rapids,
who had been in the city visiting her
daughter, Mrs. Wilford Bricker, re
turned home Tuesday.
Ellii W. Ranney and family have
moved to Greenville for the winter.
They have been occupying their home
H urine the summer.
Mrs. Carrie Conklin and daughter,
Mini Carrie Conklin. of Lowell, who
were in the city visiting friends, re
turned home Monday.
You can easily clean your head
from dandruff and prevent the hair
falling out if you use ransian aage.
Wortley & French sen it on guaran
teo to return price if not satisfac
tory. adv. ,
father of Mrs. L. G. Ziegenfuss and a
brother of Mrs. Frank Ziegenfuss of
this city. Greenville Call.
John T. Noble received a letter
from his son, Herbert Noble, who
was wounded and is now in the hos
nitnl at Iiverpool. Saturday. He
wrote with his left hand and say? he
is recovering from his wounds, Lut 13
still carrying seme oi the snrapnei in
Get your Sunday a;nnor m .".icorc
Fred King of Negaunee has been
visiting his brother, Dan King, and
other relatives and friends here for
few davs. He drove his auto ani
will go to Flint and other places on
his return home. Jir. iving was one
of the early day residents of thi3
city and prominent as a contractor
and builder. .
The housewife cannot bake bread
for less money than that for which
she can buy the same size and qual
ity loaf from the baker; and the man
or woman who claims otherwise ij
either ignorant of production costs or
wilfully misrepresents the lacts.
James Price made a trip to Ithaca
Saturday to visit relatives. He re
cently returned irom proton, wnere
he had been putting in a few weeks
fishing at the big dam. Last Friday
he was fishing in the river here above
the dam and got a string or ten nne
Mr. and Mrs. M. Y. Gephart return
ed Saturday from their extended visit
of several months. Mrs. Gephart had
been in Wisconsin for some time but
recently went to New Baltimore to
visit her daughter, where xnr. uep-
hart had spent the summer and he
returned with her. ir. uepnan
spent some time at their cottage on
St. Clair river.
Mrs. Leah Mcintosh left last Thurs
day for Chicago to visit her son,
Vern Mcintosh, who is at work there.
Vern went from here to the state hos
nital in Traverse City about a year
ago and after a few months he was
allowed to go out on parole ana lat
er civen nermission eo to to in Chi
cago. Mrs. Mclntosk may remain
there all winter with hira..
Mr. II " E. Bums was home from
Grand "Rapids Friday. She and her
husband are with her daughter. Mrs.
D. Conway and expect to remain for
some time. Mr. JJurns had the mis
fortune while working in the Cigh
Furniture factory recently to have a
portion of his thunb on hU nl-ht
hand taken ctf by a saw which has
laid him oflf from work.
Your Business Capital
Thirty per cent of those who fail
in business do so because they lack
capital. No business can succeed un
less it has backbone, and this back
bone is the invested capital of the
proprietor. Whether it is a million
dollar corporation or a corner grocery,
there must be, as a foundation, the in
vestment of the proprietor.
The man who starts out in business
"on a shoestring" fails. No matter
what he may have in the way of bor
rowing facilities, there may come a
time when he finds the avenues of bor
rowing closed, aginst him. Then his
t-r serve caDital comes into play.
To meet the weekly pay-roll, stock
up, tide over bad times, lit the plac
up with machinery and fixtures, re
quires money, and this money shou'd
be the saved money of the proprietor.
Just how much capital a concern
requires is a matter of individual re
quirements. The larger the business
the larger the capital. If, for instance,
a man were to engage in a mercantile
line, he should have enough money
saved by thrift to buy his fixtures,
and part of his stock, and a balance
for workincr capital to keen in the
bank. He should not put all his money
in the bank. He should not put all
his monev in fixtures so that he has
none for stock, and vice versa. Neith
er should he forget that his creden
tial with his banker is a good work-
The reason why banks arc so par-
tucular that borrowers keep a balance
is not that the bank wants excessive
profits lending, say a thousand and
asking that one-quarter of it .be kept
on deposit, but that the borrower may
have free working capital at his com
mand all the time.
The position that if I borrow a
thousand and am asked to keep $250
on deposit, I might as well borrow
$750, is not well taken; for even
though the DanK Daiance is Dorrowea
money, and costs the interest, it is a
cheap price to ray for the banker's
good will. In fact a business man
could well afford to pay for the bank
ers good win. in iact a Dusiness
man could well afford to pay six per
cent for money and leave it with his
banker, for the good it would do his i
In the cranting of credit, business
men as well as bankers, give due heed
to the ratio between quick assets and
quick liabilities. The banker likes to
see two to one two dollars oi quicx
assets to one dollar of quick debts.
The quick assets are: Cash, bills re
ceivable, accounts receivable and
merchandise. Quick liabilities are:
Debts due for borrowed money and
debts due for stock. The difference
is the working capital the amount
in excess of the debts. This means
to say that if the quick assets were
all turned into cash and the debts
paid, without disturbing the other as
sets, such as real estate, machinery,
etc, there would be a cash balance
One of the great weaknesses of
American business life is the start
ing of a business on too little capital.
Two carpenters and builders who
have saved a few hundred dollars de
cide to be their own bosses and by
some scheminir get a piece of land.
They persuade somebody or some in
stitution to agree to loan mem a
tain amount on the property when
complete, and lay their plans care
fully anl figure closely. Something
goes wrong, the weather is bad, the
work is delayed, strikes, and liens not
reckoned with, interfere, and the re
sultfailure. They lack capital; and
lacking it, lose out. They cannot
carry their load.
Clerks with a little money and col
ossal nerve begin business for them
selves, only to find bankrupcy stare
hom n thf fnce in a short time, due
to lack of capital. A good year makes
the proprietor jubilant and willing to
gamble that the next will be better.
He moves into larger quarters, lives
more expensively, buys a car and
hires his servants, only to find de-
pression setting in, unsauvu uoi
ness conditions, competition, mis
haps, and no way of retrenching.
Happy the man who can plod along
on the safe track, satisfied to be sure
rather than sorry. Money is power,
and impotent is the man or the busi
ness that lacks it.
Be as honest as you expect the
other fellow to be. Get all the abil
ity you can acquire and all you can
niTnrH tn huv. but do not overlook
the important fact Jiat backbone is
necessary in every business just as it
is in every body, ana wimoui it in
sufficient measure success is impos
sible and failure sure to come. He
is a wise man who knows his own
strength and doesn't hitch up to more
than he can pull.
jjiiiiiiitiiniiiiiiiiiiiiiiiiimn iiiiiMiiiiiniiiiiiiiiiiiiiimmiiniiiiimiiiiimniiiiiiw iiniiiiiiiiiniiiiniiiiiiiiiiiiiiiiiiiiiiiiiiiimiiiniiiimiiiiiiiiiiuiiiiiiMiiiiii inimi
Captivating Coats Are j
GO 10 FARTHER
The Evidence Is At Your Door
Belding proof is what you want
and the statement of this highly re
flected resident will banish all doubt:
Wm. Hough, 916 S. Alderman St..
Belding, says: "I think I contracted
kidney trouble at Vicksburg, in 1863.
Sometimes, the kidney secretions
were scanty and painful in passage
and contained sediment. My back
and limbs were stiff and lame and I
couldn't lift my leg without help. My
arm wpre all criDnled ud and the
joints in my fingers were swollen. I
got so bad that I couldn't work for
ilr vpflrs. Doctorincr brought
only temporary relief and I thought
T wnutd never cet any better. In
iQOfi. I beorun using Doan's Kidney
Pill and half a box made me feel bet
ter. By the time 1 had taken two
boxes, l was able to go back to work.
I have been in Detter neaitn ever
tlnro A nhort time aero I was exam
ined for an increase in pension and
the doctors said my kidneys were
working perfectly. (Statement given
March 13, 1913).
A PERMANENT CURE.
On Sentcmber 9. 1916, Mr. Hough
added : ,'I have never had rheumatic
pains since Doan's Kidney Pills cur
ed me, and my kidneys have been in
good shape generally.
50c. at all dealers. Fostcr-Milburn
Co., Mfgrs., Buffalo, N. Y. adv.
What's the Use?
Daughter Father, our domestic
science professor is teaching us how
to ftnend money.
Parent (interrupting ) YThy
doesn't he teach nsh how to swim 7
Although there is a real scarcity of de
sirable fabrics for warm, serviceable coats,
it is our good fortune to receive almost daily
splendid new things from the WORTH
Although cloth prices are unusually
high, we are able, as always, to offer
splendid values at prices within the
reach of all pocket books If you
want a coat at $15, we are prepared
to give you $15 worth of value, and
the same is true of our other garments
running up as high as $75.
The garment illustrated is of Green Wool Velour, with
deep Moline collar trimmed with Skunk Opossum.
Lmcolirf QmBty . Stoire
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