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THE OMAHA DAILY BHE : MlLNDAY , MARCH 8 , 1890.
UNIQUE YANKEE WAR SHIPS 1W Typos Not DnpUotccl Outsidn the Unitocl States Navy , WATCH DOGS OF THE SEA COAST JPlie Monitor , tlir Ttmn , tlic IJyiinmlle Criilm-r , ii ml tlic llnllnmt flttliiiin- rliie Torprilo llnnf of linrh. < Cop > rlht , IMS. by 8. 8. McClurf. Limited. ) ' English naval experts have not only ac knowledged publicly In recent years that the quality of tlie new navy of the United Btnlcii In better than that of any afloat , but they liave declared that all nations must look to thin country for decided advance In the art of naval warfare , Yankee Ingenuity , they oxpcct , will Bolvo many difficult problems. Ship for plilp our naval vessels nro known to bo superior to ships of similar typos In other flavins. The superiority of our battleships bf tht Indiana class to thoflo ot the Royal Sovereign class In England , although the HnRllf'h vessels arc nearly 4,000 tons larger , is be ) Hid dispute. Undoubtedly the fact that the United States ha alwaya excelled In finality In navnl matters leads the officials of other countries to extjoct great things. Whitcvor may como of this expectation jit lu not known generally that already thin Country has four types rf vessels not pos- Bcejod by other nations. Each of these types marks an advance In naval warfare , and al though perhaps only one Is new , their do- jvelopmcnt has given the United States' navy n defensive strength Huch as the navy of no other country has. These- types ore : The Monitor typo of battleship , the best example of which Is the Puritan , soon to go Into com mission ; the Bo-called dynamite cruiser Vo- rfuvlus , as to whoso success or failure the Navy department seema to bo In doubt ; the lAmmon ram Katnhdln , Just ready for active ( work , and the submarine torpedo boat , de- > Blgne.1 by J. F. Holland and now being built In Ualltmoro. Although the monitor type ot war ships I THE HOLLAND SUBMARINE BOAT RAM MING THE ENEMY UNDER WATER. Is nearly thirty years old and Its success is beyond dispute , other nations have been content to let It remain an American typo , * or which , of course , there Is a reason. That probably Is that monitors a.ro good for de fensive purposes chiefly. Foreign navies want offensive ] as well as defensive ships. No country possesses a ram like the Ka- tahdln. Doubt as to the success of the Ve- euvlus has prevented other nations from copying ; after her. Many nations have tried submarine boats and some have had par- jtlal success with them , notably Russia and tTurkey , but their vessels have been small affairs compared with the Holland boat which the United States Is now building , and which , It Is believed , with all the confidence that eclence can-assert in the domain of specu lation , will be a complete solution of the problem ot navigation under water. FINEST FIGHTING MACHINE AFLOAT. American navnl oflcers have asserted for years that the Puritan will be the finest Jlghtlrg machine afloat. She will have four guns of 12-Inch bore , which Is next to the lancer t size available , for use on vessels. l\t a distance of a mile these cuns will bo able to pierce the thickest armor on any ship afloat. What makes the Puritan es pecially formidable Is the fact that she pre sents such a small target In herself. She lias less than two feet of fros board when lighting. She can lower herself several inches In the water by flooding tanks. She Jias fourteenth Inches ot the very bsst armor on her sides. Her two turrets seem to be the cnly places ot importance on the ship % vhere she can be hit. These arc to have eight Inch armor and Inasmuch as thly armor Is curved , It is as effective for protection as If It wore several Inches thicker. The vessel draws only eighteen feet of water. /This / light draught makes the Puritan a model harbor defender. In Now York she would not be compelled to Ho In the main ehlp channel , but she could cut across lota in tlio Swash channel and head oft any for eign battle ship that might have slipped by Jier. Jier.Tho The Puritan , like the Terror , Monadnock , 'Ainphltrlte and M'antonomah , has been twenty years In , building. On.tlie whole , It the old mnnllnr came llmplnr Into port , laving actually boatcn Inn Keariagc. which had len mxklng fop the mma MfaRp. The now inonltorn could probably outlive any RaSc , * o IODR ai the water did not flood theme mo ! j pipCM and thus put out the Ires. Such a tf.ntlnRncy ha * not happened to any largo vessel In recent ywrn , and hence It It aafo to declare them absolutely seaworthy. Their chief mission , however , la that of harhor defence , nndi the bat * tloslilp has not been built or even planned that the Puritan , the largest of tlicic oM and yet new monitor * could not cope \\lth on equal terms In or off of New York or any other harbor. Indeed the advantage - vantage would ba with the Puritan because , being so small a target , probably her shots would be CO per cent more effective than that ot an opponent of equal theoretical lighting capacity. THE DYNAMITE CRUISER. There can be no doubt that there has been so much opposition to the so-called dynamite cruiser Vesuvius that many persons vlow her with suspicion. U Is Raid that she Is Impracticable , that she l unsafe and that In warfare she could not get near an an tagonist. The 'act la the Vesuvius has never had n fair trial , oven theoretically. Those who champion her point to the. fact that she can throw not less than 16,000 pounds of high explosives at n given mark a mile away In half an hour. Such an engine of war as this has powers of destruction the like of which have not been dreamed of until the present generation. Moreover , this platform of gtmcotton guns can bo moved from place to place at high npccd. If she were hidden In some cove 111 a harbor no battleship would date for a moment to' try to como within the possibility of her range. One of her air torpcJocs striking the water within 100 yards of a ship would probably tear out the sides of the craft , no matter how formidable It might be , by means of the vacuum created by the explosion. No vessel could live If actually struck by ono of the cartridges that the Vesuvius could throw. It Is no wonder that the Navy department hesitates to discard such an engine of war , even though It bo shown that "dynamite" KUIIB are moro effective on land than on a floating platform where It Is difficult to regulate the distance of hurling missiles by compressed air owing to the constant rise and fall of the ship ns a gun platform. Tests made three years ago at Port Royal showed that In target shooting the Vesuvius made a marvelous showing , even though the ofllcers and crew were not trained In that kind of gunnery. At a fixed target , the Ve suvius being stationary , nearly 100 per cent of the shots were effective , and some ot the shcotlng was as close as with the big guns on ships. When the target was in motion and the Vesuvius stationary or In motion It was found that the number of effective shots was greater than In actual warfare. The charge , therefore , that the ship could not shoot effectively was dlrpclled. But there was a serious hitch. None ot the projectiles which were leaded with gun cotton exploded. The fuse which was sup posed to cause an explosion on impact didn't work. It was , of new design , and It was said that it would be easy to remedy the , dif ficulty. Even if this were not possible the fuse that was tried when the ship was ac cepted by the government could bo used. The explosions caused by that fuse were such as naval ofllcers never saw before. They tore up from the bottom of the Delaware river great blocks of black mud and threw them with the water In the shape of a crested mountain 300 feet Into the air. It was as If a volcano had burst In the river bed and had begun to salt tire and water. When those mud balls began to fall they seemed to gather the water about them , and they resembled Immense comets with watery tails rushing toward the earth. No ono who saw that ex periment ever doubted the value of the Ve suvius as an engine of war. HOSTILITY TO THE VESUVIUS. It must bo remembered that the Vesuvius can bo of no service unless she Is within a mile of her antagonist. Her opponents say that she would be riddled by her opponents' quick-firing guns before sh'e could get within range. Ono ohot In her unprotected1 mag azines would wreck her. That Is undoubtedly true , but the same thing Is true of every other torpedo boat. The Vesuvius is nothing more than a torpedo boat. She hurls her torpedoes through the air Instead of through the water. She has high speed to avoid being struck by projectiles. She would have an even chance In a fight and If aho were pro tected by a battleship she could approach near an antagonist with comparative tufety. THE AMMEN RAM KATAHDIN RAMMING BATTLE SHIP. la well that their completion has been de layed , for tliey.Uavo twin screws , Improved armor and modern cuns , which they would not have had had they been finished ac cording to their original designs. Although they do not belong strictly to the "new navy , " they are as modern In their line as any cf the new navy vessels. So thorouchly 'American ' 1s their typo that one ot the otrlctly new navy vessels has been con structed on their principle. That vessel Is the Monterey. SEAWORTHINESS OF THE MONITOR. There Is a mistaken notion that monitor boats are not seaworthy. It Is true they ore not adapted to tronsocean voyages be- cautu they lack coal carrying capacity , but they are thorough seagoing boats. They Ore "wet" boats , but they are staunch. That , \vas thown conclusively three years ago \vhon the famous old Kearaigo was towing one of the old civil monitors from Now York to Ncrth Carolina. They got In a furious Kale tff the mouth of the Chesapeake. The Kale wan of cyclonic nature. Those on the Keariago thought the monitor would sink before tholr eyes. The tow line parted. U seemel Incredible that an old monitor with limping cnK'iiea and leaky Joints could live. She waa I'otlilnu but a chip ot Iron floating In a terrific tea. At flrut those on the mon itor though * that their time hid come. They Mould not L'lvit up , however , and found that they could maintain steerageway with the untlquated machinery and that they would live If the force of the scan did not start the r \ eta and open up the vhlp. It wis an uuxlcus ( line , but they put for Norfolk , and after forty-eight hour ? ' struggle , when It avau penarally believed that both the Jfcars co and her tow must have gone down. If only one of her thirty theta hit the mark , even though , slio might be lost lor- | sclf , she would bo a succesu In an engage ment. Open hostility has been shown In the navy to this boat. Certain naval o Ulcer a have declared that use of gun cotton and similar explosives belongs to the army. Wholesale butchery work , such as the USMJ ot those explosives euggeata , la not to their liking. There can be no doubt ai to the success of the "dynamite" guns on land , but why the government should reject their use on a moving platform , simply because they are not aa effective as on a stationary platform , baa not been explained. Many persons who are familiar with the facts as to the op position In the navy to the Vesuvius do not h or ! tat a to ariert that It arise * from motives 'which are highly discreditable to any man whoea , profession 1 that of warfare. The , Veiuvluo draws only cloven feet of water , , has a epeei of nearly twcnty-twq knots and 3,800 horse power. Darting about a harbor ) with little regard to channels and with enormoud powers of destruction Jn her hold there la no telling the probable limitation of her po"er and value. She IB useful lu time ot peace In blowing up wrecks along the coart and In tlmo ot war would be of great value , for any agency of destruction' Is valuable then. EFFECTIVENESS OF TUB RAM. Tbo ram Katthdln docs not rest on specu ' lation 'merely ab to Us value. The loss ol the Victoria ] In colllolon with the ram ot the Ciinperdown In tbe Mediterranean tea three years ago showed the effectiveness of the ram. Ttere were Instances of It In our civil war. Numerous accldonta at oa have shown that collision Wow * are the mart f Ut to shlpn. The KnUhdln Is built for that pur- pora solely. She ha a thick steel deck of armor capublo of rc t tlnn the attack of or dinary guns , Hep prow Is of solid steel and v.-elRhs fourteen torn of Itself , Her ram In i-londer as well as sharp. The Idea of that Is that she may draw away when aha has struck her antagonist a blow nnd not be car ried down when the Injured vessel goes under. The Katahdln carries two small rapid- firing guns for use In case ot attack by tor pedo boats. Her speed Is aoout fifteen knots. She will not hesitate to attack any vctrscl that floats. She has more than seventy water-tight compartments and numerous pumps for use In case of Injury to hcrsjlt In collision. She draws only fifteen feet of water and thus Is In some measure Independent of channels In harbor defense. Numerous de scriptions ot her have been printed recently. It If only within a short tlmo that It be came generally known that this country was building a submarine torpedo boat and that within a year the craft would probably bo In service. This submarine boat Is aa yet unnamed. She Is to run on the surface at the rate of sixteen knots an hour ; awash , that Is , with only the observation turret nnd smokestack showing , at the rate ot fifteen knots an hour ; submerged completely , at the rate of eight knots an hour for six hours at a stretch. When running under water storage batteries are the propelling power. When runnlrg nwnth or on the surface steam Is used. When about to dlvo Iho smokestack Is dropped Insldo the craft and all openings are made tight. Compressed air furnishes breathing atmosphere. Paddloe that resemble In princi ple the feet of n duck are the means by which the diving Is done. The boat car , be made to dlvo twcnty-flve feet In twenty seconds when running on the surface and in ten Cacomls when running awash. It carries five torpedoes , which are to bo discharged against a hostile vessel. When It Is not do- slrabld to como up In the presence ot an enemy a camera luclda , which Is nothing more than a pipe about eight Inches In dlJm- etcr with a lot ot mirrors In It , Is poked up out of the water and a vlow of the sur roundings Is obtained. The vessel has sat isfied every requirement ot the Navy de partment. It she Is the success which U Is reasonable to think she will be , no man- cf-war In existence would dare to come Into a harbor she was known to be guarding. Thus there are four types of vessels that the United States have that no other nation possesses. They nil grow out of the policy that this country needs a navy chiefly for de fense. For this purpose those vessels can not be equalled ; for offensive purposes they are of little value. That of itself tells a story ot the policy ot this nation toward others. Much has been said about the psslbllitles of bombarding New York" by a hostile fleet lying eft Sandy Hook. This 'Is practically Impcss'ble. ' Owing to the difficulty of .ele vating the guns sufficiently , the largest ot them could not be made to shoot more than eight miles. That would be from eight to ten miles from New York City. If the Ve- cnv'us ' , ICntahdln or the Holland boat were In the harbor not ono boat of a hostile fleet would dara to venture Insldo the harbor , THE HUMNU 1'ASSIOV. Important Information ! > > 'I'Iiiiip. A messenger boy called up the central telephone ofllco yesterday , relates the Syra cuse Courier , and asked the operator If she knew what love was. "No , " she replied. "Say , If you find out let me know , will you ? " "All right , " said the boy. In a little while he called her up again nnd said : "Say , I found that out. About love , you know. " "What Is It ? " asked central. "An Itching of the heart that one can't scratch , " said the boy and he ran off. Not iPrecedent. . A well known naval dignitary has a beau tiful daughter , relates the Argonaut. A young ensign , with no resources but his salary , fe-11 In love with her and asked the old gentleman for her hand. The father at once taxed him with the fact that he had only his salary hardly enough to keep him In white gloves and to burnish his , , brass buttons. | 4 "Well , admiral , what , you say Is true. But when you married you were only a" , midship man , with oven a smaller salary than mln ? . How did you get along ? " asked the ensign , who believed ho had made the most diplo matic of defenses. But not so. The crafty old ora-dog thundered forth : "I lived on my father-lh-law for the first ten years , but I'll be d d If you are going to do It. " Tlio Toiiuli of ( lie Ijcnp Yrnr Ilnnil. At 9 o'clock last Saturday evening , says the New York Sun , Algernon stood at the front door of the house of the girl he loved , but to whcm he dared not say the word. For a long time he had ben sparring for points , but to the bashful these things do not appear In a clear light , even though they clearly exlsl. He had runs the bell once , twice , thrice , but there had been no answer. Nervously he stretched forth his hand to ring again when the door was opened by the one being In all the world who made his life worth living. "Why , Algernon , " she exclaimed , "if I had thought It was you I wouldn't have kept you standing out In the cold so long. " Ho thought of how long ho had been standing out In the cold and wondered when the curage would come to him to go In out of It. "You know , " she continued as she drew him Insldo and closed the door , "that the servants are out tonight , and some of the family have to answer the front door bell. " Ho thought he saw n chance to make a start In the right direction without alarmIng - Ing her. That had been the trublo all the time with Algernon ; he was In mortal terror of frightening the girl by some emotional precipitancy or other , and thus destroying his hopes forever , "Why , Miss Dora , " he said In tender , In- slnuat'ng tones , "don't you know my rlnc yet ? " Sha looked dcwn at her empty finger a where no Jeweled setting shone , nnd then looked up Into Algernon's face. "No , Algernon , " she said , blushing , "I do not. But you think It Is almost time that I did ? " lUuffcil the Governor. Thc-ro is R routh In a little Tennessee town that deserves a monument. After the usual manner cf his sex and age , he > fell In love. .The object of his affections was the daughter of the village autocrat , a man who considered his word law. who brow-beat his neighbors , ran the affairs of his church and grew rich by the extortion of usury. The young man Is a fine- speci men of manhood , even among the fine lookIng - Ing men of Tennessee , has no bad habits , la reasonably well off and a prime favorite In the social whirl. But the old gentleman had no use for any ono who does not cringe to him and acknowledge hla social sov ereignty. This the youth would never do. For this reason the father flatly refused the application for his daughter's hand , adding a sting by naming half a/ dozen others to whom he would willingly see Her wedded. The young man slept over the matter and the next day called'at the office of the ob durate parent. Among other .charms this lover has a voice aa soft and sweet as a lute. Bolting the doer as he entered and sitting down In the presence of the auto crat , ho spoke throughout In his most musical ton en : "You old bald-headod orang outang , hypocrite , skinflint and tyrant , I am here to ask again for your most estima ble daughter. I do not come bearing palms or offering sacrifice'to your silly , p.'g-headed ' pride. If I were not going to become A member of your family I would use you to smash the rest ot the trash In your ofllce. This marriage Is coming off and if you In terfere even by aword I'll make you think a comet ran over you. " The voice would have lulled a baby to sleep , but the words knocked every semblance of autocracy out of the old gentleman and he's putting in all his time getting ready for the wedding. During the winter of 1893 , F. M. Martinet ot Long Reach , West Ya. , contracted a se vere cold which left him with cough. In speaking of how he cured It , he saya "I used several kinds of cough syrup , but found no relief until I bought a bottle of Cham berlain's Cough Remedy , which relieved me almost Instantly , and In a short time brought about a complete cure. " When troubled with a cough or cold use this remedy and you will not find It necessary to try ueveral kinds be fore you get relief. It ban been In the market for over twenty years , and constantly grown In favor and popularity. For sale at 25 and CO cents per bottle by druggists. CO-OPEHATiVfiSIOJIE BUILDING I ! I'll I' < > The Value of StaWH > Rogulaton ! Demon strated iti Nebraska , U III IOWA WRESTLING .iWlTII . THE PROBLEM S-nni > nlH of a Mf-V U e llccninineiiilcil liy n Cotiiitiitt4A' < < lt ( lie l.cKlMln- lurr I.ocnlt'ituiil Grnrrnl Note * . State officers charged with the duty o ( en- fotclng laws regulating" certain lines ot busi ness rarely comply'with the strict letter of the statutes. They frequently permit danger ous latitude rather than provoke ( ho critic ism of officious supervision. No matter how generously they construe the law or how tar they permit the managers ot a public concern to go before an official check Is ordered , the charge ot officious meddling In Us affairs Is sure to bb made. This criticism serves the double purpose of venting the wrath of the fellows brought to book and enables them to shift the odium ot failure from their own shoulders , An Instance of the tendency to criticise officials for performing their duties and the subsequent jurisdiction' ot their acts Is In structive and points ft moral. At the session of the legislature of 1891 a law was passed amending the homestead or building associa tion act of 1S73 , Thd law placed building and loan associations under the control ot the State Banking board. Local and foreign * as sociations were required to make annual re ports to the board. Certain fundamental principles were required to bo'embodied In the constitution and bylaws ot every associa tion seeking business In Nebraska. Constitu tions and bylaws were to be approved by the board and a certificate to that effect was made necessary before any association , home or foreign , could legally transact business In the state. All local associations promfitly compiled with the reasonable provisions of the law. nut associations -Incorporate , ! In other states paid'1 ' no attention to It. Their annual re ports wore made regardless of the law's re quirement ? and their constitutions and by laws were clearly vlotatlvo of the plain pro visions of the statute. For a year or moreno no attempt was made to compel outside associations to do that which home Institu tions were required to do. Supporters of the latter naturally protested against this Illegal discrimination and Insisted that It any official favors were to bo granted they were entitled to a share. They asked for a fair field and no favors and rightly urged that competitors from other states be made subject to the state law. After nearly two years' prodding the State Banking board decided to act. Foreign as sociations were ordered to comply with the law. Falling to do so within a limited period , the board , at a meeting In February , 1893 , refused to grant them certificates to do busi ness In the state. This action of the "board provoked sharp criticism from Interesltd'Vartlw. ' The mem bers of the board were accused ot shutting out foreign capital ajid preventing the people ot the state from securing loans on what was falsely said to be ) llfcasonablo terms. " It was even charged that lodal associations were jealous ot foreign compeJLUIon and that they Influenced the board' In doing what the law required. The locals' ' plead guilty to the last charge , but other-accusations were shown to bo groundless , for thore/ison [ / that the state was open to all associations complying with the law. " * " l ' The wledom ot OhftnflJctlon ot the State Banking board three .years ago has been re peatedly demonstrated. , Prior to that tlmo It la estimated forelgn'a'893clatlons secured $300,000 In Nebraska unfler false prctcnseo. In' checking their : operatlpns and eventually excludingthem the board , has saved the people ple of the state ten ? ot'tnousahds of dollars ! and' practically proticted'ltho ' 'state from the financial scandals such tas Iowa111111013 and Minnesota experienced within recent tlmej. Unconsciously , the board did more. It placed the official stamp of approval on the princi ples of home thrift and Industry , and restored public confidence In Nebraska home building Institutions organized and managed by citi zens of the state. 'It was an assurance that state supervision would supervise. REGULATION , IN IOWA. The demand for a law regulat'ug building and loan associations In Iowa Is one which the legislature is not likely to Ignore. The fact that one association successfully plucked citizens of the state out1 of $200,000 and left but $50,000 ot doubtful assets to show for It , and In addition succeeded In eluding pun ishment for swindling , renders the enactment of an adequate law an Imperative necessity. Various bills have been Introduced to meet the emergency , and a lubricated lobby Is on hand endeavoring to divide the .friends of state regulation by urging conflicting meas ures. A committee of the assembly has taken tlio best features , ot the bills Intro duced and Incorporated' them In a new meas ure , the passage of which the committee recommends. The bill declares that all corporations formed to , lend money to mem bers upon security shall bo known as buildIng - Ing and loan associations' ; that they shall bo formed by not less * than five persons ; that those formed ot lowans In Iowa shall be known as domestic uTid those associations of other states doing buslncM there .shall be known as foreign associations. Foreign as sociations shall pay to the auditor the follow ing fees : For filing application to do busi ness , $100 ; for each certificate of authority to do business and each annual renewal thereof , $50 ; for filing each annual statement of the assets ot the aszoc'atlon amounting to $30.00) , $3 ; from $50,000 to $100,000 , $5 ; from $100,000 to $250,000 , $10 ; from $250,000 to $500,000 , $20 ; from $500,000 to $1,000.000 , $20 ; and more than $1,000,000 , $50. Domestic com panies shall pay $25 for each certificate and $10 for filing each annual statement , but If the association docs business In one town only the fees shall be > one-fifth of said amounts. When laws of other states dis criminate against Iowa associations , then the same discriminations shall be applied by the auditor to associations of those states doing businew In Iowa. Foreign companies must comply with the provisions of this act within sixty days. Foreign building and loan associations by the proposed law cannot do business In Iowa until they have filed a report of their last year's business and received a certificate from the auditor of stole , If the examination ot their business Is satisfactory to him. They must comply with -the 'act before sixty days. A fineot $10,000 or , Imprisonment for five years Is provided for officers guilty of false statements to the auditor. The auditor Is required to examlneoahmially every building and loan association , doing business In the " state. - Thcaj provisions rt'TaU'iis to the formation of such concerns arpjspiQHflc. The power to force associations to.adoiiL methods of doing business to amply protnct members Is lodged In the executive counrtl bf the state , made up of the governor , aud toru treasurer and secretary - rotary of state. Tho. council must approve the articlesof Incorporation and may force the adoption of amMidinmts to them. The law provides ( bat ottlref handling funds for the members of their association shall give bonds. Directors m'ay'Vtbt hold office moro than five years. Tito amoelatlons aggrieved by any action of th.e..exfcutlve council may appeal to the district ctlurt of Polk county and thence to the supreme' court of the state. A ? to the methods ifilpug | ) business by this law , the following provisions are made ; The expenses of suctfsssoclatlons must ba provided for by a1bceW ( \ charge named in the articles of incorporation and bylaws and shall not exceed $8 to jcarry Installment stack to a par value of $190. The net earnings shall be apportioned an a dividend annually , aeml-annually or quarterly In proportion to the credit ot members. A building and loan association shall have power upon the terms named in Its articles of Incorporation to Issue qtock to Its members to be paid In stated or monthly payments , but not more than 100 shares shall be Usued to one person ; to assess and collect from such members dues , membership fees , fines , premiums and Interest qn loam , and the same shall not be deemed usurious ; to permit lia members to withdraw all or parts of their stcck , to acquire , hold and transfer real estate and personal property necessary to Its business , to make loans to Its members on uucli terms , condition * and securities as aft authorized ; in caio qf foreclosures the bor rower shall bo charged with the full amount cf the loan , together' with dues. Interest , premiums and fines , and shall be credited "IMITATION" Is the smccrest flattery. pping ' 96 JBL. feH J' Opening Day Tomorrow. \47G admittedly do the largest Tailoring business in the world , IT'S a large variety of woolens that's required for our many stores located in every principal city in America. TPHE cloth - makers of the world were certainly at their best for this season's fabrics , and their efforts place at your dis posal the most handsome array of PRING AND SUMMER JL ARJL.L1I ( kJ'U' ' ' AfAJLvJLJLJAl That skill and long experience only can produce. Trousers . . . . . . . . .Thousands - . ; . - Suits to order to . to order Sslect From The best materials are none too good for you this season for you can get the best at medium grade prices. You'r more than welcome to examine the fabrics. Salesmen will not urge you to purchase. WE MAIL So Lit/fr SAMPLES 15th with the-same value of his pledged shares as If he had voluntarily withdrawn the same ; to accumulate a reserve fund for the pay- m6nt of contingent losses. Shares shall be ot a minimum par value of $100 , and a table showing1 the withdrawal value of stock at successive periods shall be printed on the certificates of stock. Members shall have ono vote for each share of stock not listed for withdrawal , but no ono person may vote more than 10 per cent of the total number of shares In proxies. No person shall be elected to ofllco in the association against the written objection ot the executive coun cil. AN INSURANCE NOVELTY. Philadelphia , famous for loan and building associations , has a new Idol In the organiza tion of societies to Insure medical attendance for those who belong to them. Two or three hundred mnn organize and pay a dime a week Into a fund to pay doctors' bills. If a mem ber doeo not need a physician ho gets no re turn for his contribution , but If he has occa sion to call a physician during the year , the latter Is paid out of the fund. The effect of the aM3clatlon Is that the services of com petent physicians'are ' obtained , who glvo such patients the best asrvlco because they are imre of their pay. On the other hand , the poor man In whose family there U a case of protracted Illness obtains much better medi cal attendance than ho could pay for If he depended wholly upon hte own Income. A FLOURISHING INSTITUTION. The eleventh annual meeting of the .stock holders of the Mutual of Omaha , held during the pant week , was the most numerously at tended In Its hlatory , Ttyj reports of the officers show the association to be In a flour ishing condition. Slnco Ho organization In 1885 It has handled $152,073.92. Of this It repaid on ehar'es redeemed J245.634.GO and disbursed In profits $06,704,77. The first , second end and third series of shares have matured and wore paid , the sum disbursed for that purposa last year amounting to $20COO. Tha receipts for the pa t year were $45.709.12. The number of shares now outstanding Is 2,193. Depressed condltlono obliged the asso ciation to take considerable real estate pledged as security for loans , but a contin gent fund of $4,392 , one-fourth the amount loaned on the property , afforda a reasonable margin for depreciation of values. Slnco the Mutual dispensed with the prac- tlcp of charging a premium for loans and tiubstltuted n straight Interest charge with out deduction , there has lieen a substantial Improvement In the character of the security offered. Under the old practice the man who bid In a loin placed the association under some obligation to accept the security offered If there was a reasonable margin ot value. Besides , there was no opportunity to ex- amlno the security until the lean was bid In. Now this U all changed. There la no auc tioneering. Applications for loana are consid ered in the order of filing , and tbcro ID ample tlmo for examination and Investigation. The result fulfills the expectations of the mana gers of the association. IliilIilliiK- Norltit | < m XoU-H , The postponed annual meeting of the Ne braska State League ot Local Itulldlng and Loan Associations will be held at Lincoln , April 28. The Omaha re-elected the old ofllcers at It" lat't monthly meeting G. W. Loomls , proilr dent : Elmer lBryson. . vice president ; Lowls S. Reed , treasurer ; George M , Nattlnger , secretary , The attorney genera ) of Illinois rules that asaiciatloai cannot borrow money tn loan to members. "Such a proceeding , " he says , "Is entirely foreign tq the objects of which such an association is ere J ted and would undoubt edly subject It to a forfeiture of Its charter , " Tlu South Carolina leglrlaturo has rejected a bu'ldli-s ' and loan bill , which was framed by an ajent of a foreign building and loan , aiioclatloiii and which , a member of the houre charged , would allow the foreign buildIng - Ing and loan companies to charge ujurlouj rate * . TOLD OUT Oli1 COUHT. Ancciloicx mid IiielilciitH Concerning ; Ileneli mill Iltir. A young man with a delicate , straw-colored moustache and foot ball hair parted In the center and glued down to his temples , coun tered carelessly into ono ot tifl superior courts the other day , says the Sail Fran cisco Post. He eyed the judge through his glasses , and sized up all the attorneys. Then ho walked .up to the bar and poured out a glass ot Ice water. The judge , who Is nervous and testy , had observed the young man and frowned down on the glued hair and glasses. When tbe young man boldly walked up to the bar and took a glass of ice water the judge fairly boiled with indignation at such- te merity amounting almost to contempt. The young man was just raising the glass to his lips when the judge roared : "That water , sir , Is for attorneys and other officers of the court. " The glass almcst dropped from his hand , he started violently , turned red , then placed the glass on the table and walked out of the court. The judge chuckled. Half an hour later the young man entered the court room again with a roll of parchment In his hand. The judge glared at him sav agely , but he never flinched. Finally there was a lull In the proceedings , and ho ad dressed the court : "Your honor ! " "What U It , sir ? " "I wish to submit to the court my cer tificate cf admission to practice In tlio supreme premo court and all other courts of this ftate , " and be passed the parchment to the clerk. "Well , what of that ? " growled the judge , "Now , your honor , having presented the proofs of my admission to the bar I would now move the court that I be permitted to drink from the ofllclal pitcher , " and ho calmly drained the glass of water ho had left on the table. An attorney from Springfield , III. , was at the capital the other day , and the subject of sensitiveness about age came up , relateu the Washington Star , "Tho most remarkable Instance of that , " ho said , "was a man not a woman and a very able man mentally , too. Judge Sydney Drceto , for many years ono of the justices of the supreme court of Illlnolo , died at a very advanced- age , but no ono ever knew how old bo was. Upon ono occasion the judges of the supreme court of Iowa visited the Illinois supreme court. Judge Wright of Iowa was at that tlmo very old , and he had gene west from Ohio , the utato of Judge Ilroeso'a nativity. At the banquet table Judge Wright said to the ven erable Illinois Jurist : " 'Judge , wo inunt bo about the same age. Wo left Ohio In the same year. Wo have served on the bench an equal length of time. I wonder how much further the coincidence oxtendo. I would not be surprised If we were born during the same yea- " -nt an im pertinence , I would aek you Ii" ' 1 you are ? I am 78. " "Judgo Breese arose from the tab'.s , his face livid with anger , and saying , fiercely , 'I would consider It the height of Impertinence , sir , ' left the rom , and would not appear again when Judge Wright was present. " "What sort of looking man was It you held the conversation with ? " asked the law * yer , "He was one of those solemn-faced fel- leru , " said the witness , slowly , gazing thoughtfully at tbe celling , "that you can't ilzo very well one of these fellers that you daasent offer a bottle of whisky to because you 'ain't right certain whether ho will git Insulted or take It all at one swig. " A Somerset attorney who relishes a joke at hli own expense layi ho once sent to a rural office a writ of service , with directions to ba vary particular lu regard to the return , < laying : "If for any roaion you are unable to write the return properly get some ex perienced person to do It for you. " Some tlmo afterward the writ was returned by the officer , properly pealed and signed , with a letter reading substantially as follows : "I do not know whether this return will bo satisfactory to you. I have lost ono finger , but I wrote as well as I could. If for any reason you are unable to read It , get some Intelligent person to read It for you. " An action was once brought In the court of the late Sheriff Galbralth of San Fran cisco , In which the plaintiff sought to recover the sum of $10 lent on a bill marked pay able on day of judgment. The defendant , looking to the terms In which the bill had boon drawn up , thought he was safe , and he stated quite glibly on oath that he actu ally received the money , and was prepared to pay on the day alluded to. Sheriff Gal bralth eyed the man with a severe expres sion and In the most solemn tones declared : "This Is the day of judgment ; enter Judg ment for plaintiff , with costs. " In addition to giving the convicted man a term of ten years in prison , says the In dianapolis Journal , the judge Imposed on him the gratuitous punishment of listening to a long speech made for the benefit of tho. reporters , In which ho set forth specifically the reasons for his action. "You needn't of done all that apologlzln' for Imposln * on a feller-man , " said the cul prit , kindly. "They ain't 'no hard fecllnsa on my part. I know as well as you do that a man can't hold the job ot Judge and act the gentleman at the same tlmo. " "Gentlemen of the Jury , " proceeded coun sel for the defense , "I warn you that the ovldcnco against the accused Is wholly cir cumstantial. All wo know Is that the de ceased gave the prisoner his seat In the street car , and was subsequently found dead. We have not a scintilla of proof that yonder woman thanked him. " I.AIIOll AM ) INDU.ST11V. Buffalo has 20,000 and Louisville 10,000 unionists. The habit of wearing wooden shoes is growing among the poorer people of Cin cinnati. The Iron moldoru of the Drilled States have gained twenty-four local unions and 4,000 members during the pastry ear , A Chattanooga Judge has ordered a com pany to refund to Its employes $6,000 de ducted for rent and medical services. Printing pressmen say that there has been a great boom In organization since they joined the American Federation of Labor , Woolen mills In Massachusetts employing 1,700 people have gone on half tlmo because the proprietors havu more goods to sell than they have a market for. French engineers who have been Investi gating the work on the Chicago river d < aln- age canal have decided to duplicate the ma chinery for removing dirt and stoneon tbe Panama canal. Slnco the labor troubles In the upper peninsula of Michigan , 10,000 Iron and copper miners tn Michigan Wisconsin and Minnesota seta have become organized and two ad vances In wages have been secured. Just a year ago the trades unionists of Dayton , O. . established a free employment bureau , The first annual report HUOWS ; Males who applied for situations , 3,089 ; fe males , 4,451 ; situations secured for males , 8C8 ; for females , 2,621. The Denver 'Trades assembly at Its semi monthly meeting voted to print for distri bution through the taut 5.000 circular * let ting forth the number and condition of un employed now In Colorado and warning com rades from other alatea not to cmo there \\ltli hopes for employment. Headache is the direct result of Indlgoitlon and stomach dltordcrs. Remedy theio by using Ie Wltt'u Llttlo Early Illuerv , and your headache dltappears. The favorite Ut- te ! pills everywhere. . . . . , MM. It J J