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T InH la 4 Inn f (ha trrrtttrth I of a business in Omaha about which little has been said la cited In the expense account of the Humane Horse Collar com pany. This company eighteen months ago bought a gallon of black ing, used to blacken the edges of the leather which goes into Humane col lars. The little black gallon bucket is still In the paint room of the com pany, but beside it are two barrels, for that Is the way the company is buying blacking now. From a dozen or so collars a day eighteen months ago the capacity of the company has increased to 600, a day, and there are no collars stacked up in the shipping room wait ing to be sent out. They are shipped out just as rapidly as they are manu factured. While the company man ager "says the growth of the business liao been phenomenal in the past, the future looks even brighter, with the end of the growth never in sight. The "Humane Horse Collar" is for 'ho use of 'humane" horse owners. t is the invention ot J. D. Whipple il: -J It represents fifteen years of hard work and deep and constant study. !t !s nothing like today the collar Mr. Whipple invented fifteen years ago. Krom the crude half-baked article he flrtt tried on his own horse he has de veloped a collar, used and recom mended by some of the big horse own ers of the country. The Humane col lar is the outgrowth of a study on the part of its inventor of the breast har ness. It works on that principle. Its inventor had the shoulder blade of the horse in mind when he worked on his patent. Ho figured that the upper part of the shoulder bone of the horse Is covered with very little flesh, as is also the lower part, and he wanted a collar which would so fit the horse that the weight would be against that part of the shoulder blade covered with the greater flesh. The collar fastens over the neck of the horse, but there is no weight pulling on the neck. The collar is as different from the old time collar as day Is from night. Two pieces of leather made to fit around the fleshy part of the horse's shoulders fastened together below the shoulders with an adjustable iron tube into Omaha Real Estate ASSINQ through a panic which made mortgage money Impos sible for a period of 6ver ninety days, releasing more city and farm mortgages than during the first three months of 1907, Ln.ir.K out an equal number of building per .iilts. but not allowing values of city prop erty to depreciate a dollar or making a sale for less than was asked for the same prop city a year ago, Is the remarkable record : adc by the real estate dealers of Omaha. lng to the Impossibility of securing mort . .e money during November and Decem u r of 1907 and Januury of 1906, the real es tate transfers in Douglas county hav been ib0C.(0J less during the first three months of the year than during the same months hist year. That the transfers were less because of the small amount of money which could be secured with which to buy . property is shown In "the report of the amount of mortgages filed on city prop erty. During January, February and March K 1'nT $S43.877 in city mortgages were filed. Dr.r ng the first three months of the pres ent year the mortgages amounted to but ."j0,Uuu. or ;a3,2 less than last yeur. Not only in the west, but in the east. It has become the regular and proper thing fur a business man buying property to pay , hut a part of tho price In money and rut a mortgage on the property for the balance, , raying the low rates ot Interest and using the capital the same as borrowed to make , many times the amount paid on the mort gage. Large as well small buyers se cure property by the mortgage method. . One of the recent city property ules, ag gregating tA),000, to a man with plenty of money and capital, was made with Js.oon cash and tlia return ot a $12,009 mortgage at b per cent. When the panic was felt In the west last fall It caught the savings and loan bum clations with large amounts contracted which they had agreed to furnish builders. It made the directors cautious snd they all ordered that no new loans should be made until those contracted were completed. No Omaha real estate dealer pretended to know what the east would be able to do when New York suddenly announced a panic and they preferred to play the safe side in everything. Insurance companies of the east natur ally refused to make western loans and It was Impossible for mortgage money to b secured from that source. Bo the dealers of Omaha waited, maintaining prices and tents In such a way as to encourage a speedy resumption of normal Investments In Omaha city property. And at the end of three months the good business Judgment of the real estate deal ers of Omaha has been vindicated. With the beginning of April mortgage money U easy and during the three months past thousands of dollars have been Invested In Omaha city property by outsider and the people at borne because they saw there was ,no possibility of a decrease In values. : From tho beginning of the financial flurry the real estate situation In Omaha has been the wonder of the eastern finan cial press and the financial agents of the Insurance companies loaning money on Omaha city property and the farms of Ne braska. Thirty days after the panic was declared on by the banker of the east, the following was the condition reported Jn real estate circles, according to the UcaacUl AtjUx Papers at th tuns; fp which is fitted a short rod. Then the straps which go over the neck and that Is all there is to it. The tugs are fastened onto the wide leather of the collars at the shoulders just like they are fastened onto the old-style collar. This makes the Humane Horse Collar fit for use on any set of harness. The collar is made to fit the horse or mule regardless of the size of the neck and shoulders. This Is accomplished by the adjustlble fastener, which has a range sufficient to 'draw the collar' up to fit a pony or enlarge it to fit a draft horse. Large sizes are made for extra large horses. J. D. Whipple, the Inventor of the Humane collar, spent the greater por tion of his life traveling over the coun try in a wagon, and he has studied the horse until he knows every crook and turn of the animal, nad the idea from which the Humane collar was devel oped came to him as ho drove over the country. "I was always a user and a believer In the breast harness," said Mr. Whip ple, "and It was from a constant study of that principle which led to the in vention of the Humane collar. As I drove over the country I saw so many horses and mules with sore shoulders that I devoted years to studying up a collar which would prevent this. . "There was no doubt in my mind that the country was ready for a new horse collar. You see we have been using the same kind of collar that was New Kngland cities: 'Those engaged In manufacture are beginning to feel the reac tion In business. Smaller cities remote from financial disturbances show less stagnation. New York nnd P"nnsylvanla cities, in cluding New York and Philadelphia: Reajty market abnormally quiet. General finan cial conditions responsible for Inactivity, falling values and high mortgage money rates. Indiana, Ohio and Illinois cities: Mort gage money scarce and unfortunately high. Oood crops ut high prices are doing much to continue business activity. Realty con ditions are about the same In some cities and more unfavorable In others. Iowa, Nebraska, Kansas, Missouri and Colorado: These states are Aivoretl with excellent realty conditions. Farmers are prosperous and farm lands are readily sold. The country districts seem to have outgrown the cities and the latter are en Joying the activity in real estate incident to much needed enlargement. Pacific coast cities: Still adversely In fluenced by the Ban Francisco earthquake and unfavorable reports from the east, hut the crop are good and the farmers are the most prosperous class. Just thirty days later, or sixty days after tho national bank of the country re stricted currency payments and extended the check system. New York financial papers sought to give the whole country the ' same, discolored conditl in which ex isted down cast and one of the most promi nent said: "Throughout the United States the real estate world !a beginning to feel the money stringency. There has been a marked decrease in the number of building operations and sales; extreme difficulty In borrowing money, abnormally Inch In terest rates and commissions with falling values." t'ompiling a careful report from the financial news in raiiers from all nurta of ! the Untied States, The Bee said the week after the December bunk statement was .'tilled: New England states: Little activity, many vacancies in the cities and rents are col lected with difficulty. Smaller cities are leollng the money s'ringency In real estate circles almost as keenly as larger cities. New York and Pennsylvania: Scarcity of money is exerting a depressing Influence and many tenement houses are vacant with a tendency to lower values. Indiana. Ohio and Illinois: Building con tinues on a moderate scale. Mortgage money Is scarce and rates are hlyh. Iowa, Nebraska. Minnesota and the Da kota: Duluth, Minneapolis. Cedar Rapids, Council Bluffs, Omaha, Lincoln and Fargo report improved conditions, rather la-tler than a month ao and numerous sales of farm lauds. Mortgage money is scarce, but the rates the same as during the year. Montana, Wyoming, Utah, Colorado: im proved condition, except In Colorado, where about the same situation as a month ago exiats. Pacific catst cities: Stationary condi tions, especially In Portland, Seattle and Spokane. San Francisco is enjoying an improvement. When the year opened the most careful reports showed that the west and south were standing up and real estate activity continued, with a slight failing off In the number of sale because of the impossi bility of securing mortgage money, but helped some by those who withdrew mwiey from banks and Invested in city property or farm lands. The real estate condition in New England, the north At lantic stales and along the Ohio river wer reported to be at a standstill, a re duction In sales, decreasing values, high commission and Interest rates. Rut reports January 1 lit the papers which prepared reviews of the year' business and during the first luree weeks pf the year showed that building was still under way in the cities ut the west, nota brought over- from England when the country was discovered. It has been beautified and looks better, but the principle is JuBt the same. The old time collar had not proven satisfac tory, so I knew that if I could Invent and manufacture a collar which would save the shoulders of the horses the public would buy it." . Mr. Whipple is one of the few in ventors who have lived to reap the re ward of their toil and labor, being financially able to secure his own pat ent without having to sacrifice his in vention to do so. In discussing inven tions he said: "It is seldom an Inventor gets any pecuniary reward out of his work. When he goes to the men with money to float his invention they put three propositions to him: 'Has the inven tion got merit? Does the public want it? What Is the cost and what is thgre in it? Mr. Whipple met the first proposi tion easily by making about a hundred collars and trying them on horses with such results there was never any more doubt of the merit of his invention. The other two propositions were not so material to a man of Mr. Whipple's determination, because he had the money to start with and he knew the demand for the collar would come with knowledge of its satisfactory work. The first few Humane collars were crude affairs and changes have been made only after experiments and ex perience has Justified them. Men See bly Mineapolis and St, Pu- ', Omaha and Des Moines. In Kaunas City there was little or nothing doing, while cities- of Colorado, Wyoming and on to the Pacific coats began to feel the severity of tight money. During the last ' week in January the eastern Insurance companies, which had ceaseti to make loan in the west some ninety days before, announced that their financial agents In the west would re sume loaning money on improved city and farm property February 1 and that the rate of interest would be about the same, or possibly half of I per cent higher. The companies hod made some heavy loans In Omaha during 1907 at 4, 4V and 6 per cent. They announced that they wanted more, but would make no loans for 4 per cent for several months at least. One insurance company which owned 100 pieces of Omaha property three year ago sold the last holding, a business House Without a Chimney the Latest HOUSE without a chimney! V I A -house with plenty of artl- I ficlal, light and heat, yet with- vuv uii ui inc. iu cuai, no ashes, no soot, no dangercuis gases. Such is he Ideal twentieth century home which Mr. F. M. Slnsabaugh has Just completed for his comfort at Car rollton, 111. While this wonderful residence Is one of the first of It kind in the world, it Is, perhaps, a good example of what the average American home will be in a few years from now. when both wood and coal . have become too expensive for common use. Wood is now too scarce and high In price for common building ma terial, and the time Is already here when, for economy's sake, architects and con tractors are figuring to construct all build ings of steel and concrete. As tho supply of coal diminishes the cost la advancing, so that everything possible Is being done to husband the supply and see that none of the stored heat Is wasted, electricity, generated by water power, Is even now taking the place of coal as a source of power,' and the time is surely coming when It will rank first as a source or heat. Mr. Slnsabaugh's motel twentieth cen tury home is 34x30 feet, two stories high, with attic and basement, and has eight rooms on the two main floors. While Edison's Idea of a concrete house to he poured In one big mold was not carried out, yet the principal building material was concrete. The foundation and walls are of concrete blocks. Th concrete was mixed on the spot and molded into the building blocks required. There was no waste of building material. The floors are of wood and the Interior Is finished 'in plaster and oak. Such a house requires Verv little wood Th. .Il. nf o ture Is if the' plain, substantial mission type. This Idea is carried throughout the Interior a well. The building la fronted I by a large porch, 8x33 feet. Thl con j Crete and Wood-finished house cost less than $3aV0. j The interior Is roomy and comfortable. On the left of the entrance hall 1 the i parlor, and on the right the library; back The perfection of the collar was not more difficult than was the making of the machinery by which the various parts of the collar are manufactured. These machines were made by Mr. Whipple, himself, or most of them were. In the manufacture of the col lar it is necessary to bend a tube, not unlike a gas pipe. To bend gas pipe without squeezing it together the usual or old way has been to fill the pipe with sand. The Humane Horse Collar company has a machine which makes this unnecessary and It was the invention of Mr. Whipple. The pipe is bent by three small wheels which are "-worked with a long lever. An other machine which had to be manu factured for the use of the Humane Horse Collar company is a machine by which the iron rod is braised into the tube at the bottom of the collar. The end of the tube Is closed with the ma chine. The riveting machine is so rapid a woodpecker is slow compared with it. Every particle of the collar is manu factured here in Omaha in the plant of the Humane Horse Collar company, even to the buckles. These buckles are turned out at the rate ot 20,000 a day. Mr. Whipple when he first opened up his factory bought his buckles in the east, but with a little figuring he soon discovered he could manufacture the buckles himself, make better buckles at less expense and so the Humane Horse Collar com pany began to make its own buckles. Only Busy lot at Sixteenth and Leavenworth streets, for $16,000, which iovered the mortgage and Interest. The company announced that It would bo its policy In the future to Jake western securities, mortgages on farms and city property In preference to the bonds offered In the east, which were of a "decidedly uncertain value." Another company which has $10,000,000 loaned on Nebraska farm lands said: "Our Interest rates will necessarily be 5V4 per cent Instead of the D per cent which we have been receiving, but we want the busines and our tendency will be to Invest In high-class western mort gages." Simultaneously with the announcement of the Insurance companies the savings and loan associations of Omaha gave notice that they would consider applica tions for "loans, while almost a score of Omaha real estate dealers announced that they hud arranged with "private parties" of the latter Is located the dining room, connected by a pantry to the kitchen. The house is Illuminated with electric lights. The chandeliers and lighting fixtures are of hardwood and stained glass, producing a very beautiful effeot. Perhaps the most novel feature about this wonderful residence Is the fact that It la heated by steam from a central sta tion. There Is no noisy,' dusty furnace in the basement demanding daily atten tion and tender care all the long winter months. Instead, the steam which usually goes to waste about small electric light plants Is carried to the house by unnder-ground- pipes. This Itcani pipe enters the house In the basement and is carried to the rooms Just the same as the steam from an ordinary furnace. The rooms are heated with steam radiators. Of course, some special arrangement had to bo sup plied to furnish hot water for the bath room. Near the celling In the bathroom is located a water tank which Is kept con stantly hot by a number of small pipes through which a continual flow of hot steam Is maintained. This tank supplies hot water for the huth and to the wash bowls located In two of the Upstairs bed rooms. Of course, the house Is also wired for electric heat In case anything should happen to the steamheating system. When It is remembered that there are no fires about this modern dwelling the visitor begin to wonder how the meals are cooked. No steel range Is visible in the neat and roomy kitchen. No sooty gas stove glares black and threatening from the side walls. The principal article of furniture seems to be an oak sideboard or something that looks as though It might te a sideboard. This "sideboard" Is noth ing more or less than one of the new electric stoves. The back of the wooden cabinet is a small switchboard, and all the utensils arranged on the stove are con nected to this switchboard with suitable wire and plugs. A turn of a switch and the eleclrlo teakettle Is singing over In visible heat. With th same ease the fry ing pan, cereal cooker, griddle, broiler, vegetable cookers, etc., are made ready to do their share of the work of preparing a To make a Humane horse collar sixty eight different and distinct operations are necessary from the start to the finish of the product, and in the ma chine shops there are just that many different dies and machines with which to do these operations. Prac tically all of these dies were made by Mr. Whipple and all of them under his direction. "The greatest study after I had worked out the collar," Bald Mr. Whip ple, "was to figure out and make the various dies and machines necessary to do the work. The first collars we made we riveted by hand. Of course that process was too slow, bo we got a machine to drive the rivets. .Every piece of leather had to be Just so; the size had to be exact, so when the col lar was finally made to suit we had to make the dies for the leather. The hoop iron had to be cut Just so or the pieces would not Join with the others, so we had to make dies for cutting this iron. To figure out this machin ery and to make it was hard work, but it was impossible to get someone elsa to do it, for no matter how you explain your Ideas to another, you cannot get made Just the piece of ma chinery you want." Mr. Whlplpe is naturally well pleased with the success he has made of the Humane Horse collar and the company which Is now associated with him is certainly pleased, because Mr. Whipple is now taking a six months' rest to recuperate from his mental Days Ahead for the to place considerable amounts on city property. Usually the midwinter season cause a dullness In the realty market, but about February 15 renewed activity was ap parent In Omaha, while by March 1 tho business had been restored to about Its normal condition and some deals were made which promise large building opera tions during the coming summer. In 'other cities the condition remained quiet and the reports of financial paper at the end of the first week In March said New England cities: Conditions are the same as during January and Febru ary. A small number of sales of business and residence property . have been re ported. New York and Pennsylvania cities: All classes of real estate continue unsalable at the prices of a year ago. Rentals have fallen off and tenement districts are suf fering as a result of the increase in the number of unemployed. Ohio, Indiana and Illinois cities: There meal. Beside the cabinet sits the electric oven, wherein the heat Is so economised and concentrated that the choicest roast can he prepared In less time than 'It usu ally takes to start a alow coal fire. The other electrical kitchen devices, including the electric flatiron, are used In the same clean, simple and economical manner. There is no sweltering heat lit the kitchen, no soot, no ashes, no dirt, no hot fires for Ironing day, no lugging of heavy scuttles of coal from the basement. In fact, so easily and conveniently are the meals cooked that the coffee, tea and toast are prepared right on the dining room table. The electric coffee percolator, at the turn of a switch, prepare the coffee wliile the cereal la being eaten, and the toast is ready when the coffee la. The cost of cooking the meals by electricity In this home Is estimated at less than $3.30 a month for a family of five persons. Ry utilizing the waste steart from the electric light plant tile cost of hating the house In cold weather Is reduced to a minimum. Besides. It saves caring for a dirty furnace and handling coal and ashec. The room that a furnace and coal bin ordinarily take up carl bo used for other purposes. With special meter rates for electric heating the cost of cooking the various mods Is no more than as though coal or gas ws used and the cleanliness, convenience and healthfulness of electricity is worth morj than money can buy. The greatest inventor and genius In the world has predicted that the house of the" near future will be .made enitrely of con crete, cast In a mold. Scientist have pre dicted that tln home of the future will have no chimney or flue. These Idea are all Incorporated In Mr. Sinsabaugh'a twen tieth crnlury home. St. Uouls Globe-Democrat. 1 Mr Hero at lluprtona. At the con flag rut Ion that destroyed a part of John Temple woodshed the other evening, It was generally remarked that Sam Stockbridge did all that could have been expected of any man. lie rescued a waslt tub and fell off the roof, and would havs done more If the conflagration had not be m syunlsd out. Hopetown (Pa.) Banner. and physical labors of so many years. He is one of the men who believes that nothing is impossible when a man sets his head to it. "Mentality can do anything," he said. "The idea comes to one like a revelation and then man can, if he de votes himself to the idea, work it out to perfection. Before the Human Horse collar was placed on the market probably a thousand different models were made, each a little more perfect than the rest. It is Just constant study that does the business." The idea of the Humane llorse col lar came to Mr. Whipple when he lived at Agency Ford down in Missouri, near St. Joseph. That was back in 1893. For two years the man worked almost constantly on his idea and then for eight years he neglected to do any thing with It. "Had I kept busy dur ing that eight years," he said, with a smile, "I would have been a million aire now." Mr. Whipple moved finally to Tekamah, Neb., and there under the inspiration of the good Ne braska ozone his Idea again took pos session of him and after various trials and tribulations he secured a patent and placed his goods on the market. He began in a modest way b'y curing up a number of sore shoulders around Tekamah. He turned out a dozen or so collars a year just enoush to at tract local attention. Then the de mand began to increase and he real ized the time had come to go forth into a broader field. He came to Omaha eighteen months ago and again beginning in a very modest way, tie turned out his goods. The owner of a large number of heavy draft horses had one horse whose shoulder was sore. Mr. Whipple saw the animal and suggested the use of the Humane Horse collar. The man doubted the Is a fair demand for all classes of business and residence property at slightly reduced prices, few new buildings are being erected and rental are slightly lower. Nebraska, Iowa, Minnesota, the Dakota and Colorado, (from Van Nordun's Maga ilnp, a New York financial authority): "Business Is not very active on account of the w id winter season, but not greatly de pressed because ot general conditions. There Is money for all local needs. The farmers are prosperous and are buying property. Extremely cold weather has pre vented selling and renting property.. This section 1 in better condition to maintain price and rent and renew activity In real estate than almost any other section of the United States." The report of the register of deeds of Douglas county bear out the reports of the condition of the realty business In Omaha. The amount of the transfers for It be two year compare as follow: 190A 1907 January $37.tic4 $7n,( February 637,663 . 701.847 March 307,475 The city mortgages filed ahow (he Im possibility of securing money on city prop erty during the first two months of the year, the comparison of the records for the two years following: 19lR 1f07. January $:'l').tw) $:i.W7 February ,. 214, Hwi i'S7..".' March (to 15) 156,205 (to la) V.'.I.'t) Totals $590,595 $S43.877 Decrease In amount of city mortgages filed, tl"o3,2SS. But that the people, of Douglas county have not been pressed for money - with which to meet obligation and take up the mortgages on home and buslm-d houses, 1 shown by the releases of city mortgages for the first two and a half months of the veer: , 19"S 1W7. January $i74.ic $257. 5?7 February 408, 2!K 2!2,6 March (to lo) 99,796 (to 13) 1!rJ,7!"i Total $780.0M $G72,4!'! Increased amount of city mortgages re leased from January 1. lanS, to March 15, Its, over same period last year. $107.69:1. With such a record in the real estate business of Omaha during a financial punie, the dealers look forward to a year during which more Investors will place money in city property; more people buy homes and more new tracts opened, than during any twelve month since 1V1SS, when the Omaha record was made. 8ome of tho trats opened since or dur ing the panic are selling rapidly, extension of trolley lines and automobile making it possible for home builders to go out from the city. Th opening of the Kountze Third addi tion by Hastings A Ileyden during the panic was one of the notable incidents. Some hundred lot on the south side were thrown on th market and sold In three days. D. V. Bhole ha opened the tract on the weat side of Hanscoin park, and sold many lot before the street car line extended along Thirty-second street. CUorg A Co. openej the "Flracros," a new addition west of Dundee, and alread there are $60,000 worth of new homes in th course of construction, the property bs Ing divided Into acreage tract. Harrison Morton opened a tract be tween Sixteenth and Twentieth street, north of Fort street, and have sold a large number of the acreage tracts. Th Crelghtoa "paalure" nar Clifton claims of the Inventor, tut final bought a collar. In a very short tin the horse was cured and ho never lot a day from work. Every horso th man owns now wears a Humane coll whether on dress parade of pulling big wagon through the streets. Many of the fashionably dress women of the city will be surprised learn that the heels of their shoes a made from scraps of leather from tf making of a Humane collar. Sue however, Is a fact. Carload after en load of scraps of leather is Bent ea from this factory every yeaf to tf manufacturers of shoes, ' both met and women's. Some of these sera are large enough for a sole, but t greater portion ot them go into-tlj heels of the shoes. The scraps are tl result of the necessity for the plec that go Into the collar being of an c act size. The leather is first cut the rough and is then cut out by tl dies made, especially for the purpost The Humane HorBe Collar compail occupies a largo two-story brick built lng, with basement, at 1925 . Sou Thirteenth street, and all the space the immense building is used by tit company. Growing as It Is. the ma agers and workmen employed at ta factory expect it to be the busiest pla in Omaha before very long and t number of employes will be constant increased. The company so far h; not invited the public to Inspect if plant, because it has been gettlij ready for a largo trade. The bulldlil haB been and is undergoing repal and alterations that will make it c peclally fitted for this kind of woi A large offico nicely fitted up is to opened on the first floor, on which al will be the storage room, the shlppii room and the room where the varlof pieces of the collar will be put tl gether. '"We are now ready for the publl to Inspect the plant," said Mr. Whi pie, "and we will take pride In shbi ing the people around. We have n encouraged visitors heretofore becau we were just getting the prellmina work done, but now we are , n ashamed to show them the Inside the Humane Horse collar." Gate Citv Hill and Institute Flace, in the northw part of the city, are to be opened and i vlded Into acreage tracts. Florence property, sold both In acrea tract and city lots, has had an unusual! good demand during the first three mont of the year. A doten new homes are Iri the course construction in Sulphur Spring addltlu north of Locust and east of Sherman av nue, in the north part of the city. But while the new addition have s traded a large number of buyers, the o desirable residence lots on upper Farnaij Harney. California, Burt, Webster ai Davenport streets have been selling ai have been bringing price which are f highest ever securd for unlmprovd Oma 'city lots. When John McShane bought the Thorn Kllpatrick lot on upper Howard stre and paid $90 per front foot for 132 fe the highest price ever paid for Omaha ci lot was paid. A number of other sale $60, $65, $75 and $K0 per front foot have be. recorded and good busines men and Judg of real estate have declared every sale be a good Investment for the money. , With all the small , lot changing- ham and going from dealer and large owne to home builder, the outlook Is - for repetition of last year In home tmlldlof One thousand new home will be erected i Omaha during 1908. This will make plac for 2,600 more people to live. This is the estimate made by 8crotai C. A. Grlgg of the Omaha Builders' i orange, real estate dealer who are bull1 lng homes to sell, loan and saving assocl, lions which are furnishing the money frf many of the residences, and exclusive ths possibility that many new home wl bo erected ill Seymour park a the resu of the locution there of car shops an other Industries. During 19)7 1,064 new residence wi erected. They cost $2,554,525. The hoiues built In Omaha during tl coming year will not cost aa much pro! ably $2,oao,0uo as they will be neat cottage and homes, St. Louis flats, each contain Ing two homes, and numerous small apara ment houses, containing from two to ai apartments. But there are several large apartment houses planned. Some of therf will count twelve to twenty home In eac building. Right hundred ahd forly-even of th homes built during 1907 were separate dwe' lings. Probably 7a0 will bo cottage an small residences this year. The building inspector's office catlmat. that $7.3of) will be spent on the averag each working day from the opening of th season, April 1, until cold weather for th building of homes alone. Secretary Grlgg of the Builders' exchani; sa'd: "So far the plans submitted to the exJ clianfB for large building have n amounted to much. But from all IndloiJ Hons the number of home erected will r fully aa large as last year. Architects an buhy on small plans and some of them o plans for larger houses. The hofne bulh! Ing will doubtless continue with the san activity. Contractor have been enable to keep their gang of worker well t gether because of the open winter, Willi tnahled them to work almost every da alnee November 1. I do not kJMV Vt tsuui uapc-nsion In building."